Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Income
87190.00
89830.00
99270.00
132160.00
170500.00
Interest income
76760.00
85830.00
97220.00
115490.00
148560.00
Portfolio management services
Dividend income
0.00
8630.00
4730.00
Brokerages & commissions
110.00
30.00
10.00
10.00
330.00
Processing fees and other charges
Other Operating Income
10320.00
3980.00
2040.00
8040.00
16890.00
Operating Income (Net)
87190.00
89830.00
99270.00
132160.00
170500.00
Increase/Decrease in Stock
Employee Cost
5150.00
4680.00
2530.00
6050.00
7770.00
Salaries, Wages & Bonus
5530.00
4540.00
3040.00
5200.00
6480.00
Contributions to EPF & Pension Funds
70.00
50.00
40.00
120.00
110.00
Workmen and Staff Welfare Expenses
70.00
40.00
20.00
100.00
110.00
Other Employees Cost
-520.00
50.00
-580.00
640.00
1080.00
Operating & Establishment Expenses
540.00
380.00
420.00
710.00
1480.00
Software & Technical expenses
Commission, Brokerage & Discounts
40.00
50.00
60.00
Rent , Rates & Taxes
160.00
80.00
90.00
100.00
780.00
Repairs and Maintenance
250.00
190.00
170.00
320.00
300.00
Electricity & Power
70.00
50.00
50.00
80.00
100.00
Other Operating Expenses
20.00
10.00
40.00
210.00
290.00
Administrations & Other Expenses
1180.00
830.00
900.00
900.00
780.00
Printing and stationery
30.00
20.00
10.00
30.00
50.00
Professional and legal fees
700.00
440.00
590.00
230.00
170.00
Advertisement & Sales Promotion
110.00
110.00
40.00
370.00
260.00
Other General Expenses
340.00
270.00
250.00
280.00
290.00
Provisions and Contingencies
8670.00
5850.00
10480.00
12770.00
7070.00
Provisions for contingencies
Provisions against NPAs
8200.00
5200.00
8100.00
8950.00
6020.00
Bad debts /advances written off
1100.00
1680.00
Provision for doubtful debts
Losson disposal of fixed assets(net)
0.00
30.00
20.00
10.00
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
370.00
1210.00
Other Miscellaneous Expenses
470.00
650.00
880.00
910.00
1040.00
Less: Expenses Capitalised
Total Expenditure
15540.00
11750.00
14320.00
20430.00
17100.00
Operating Profit (Excl OI)
71650.00
78080.00
84950.00
111730.00
153400.00
Other Income
1610.00
670.00
1030.00
70.00
320.00
Other Interest Income
0.00
50.00
710.00
20.00
Profit on sale of Fixed Assets
Income from investments
10.00
Provision Written Back
20.00
10.00
170.00
0.00
0.00
Others
1590.00
600.00
160.00
40.00
320.00
Operating Profit
73260.00
78750.00
85980.00
111810.00
153720.00
Interest
56360.00
62420.00
69390.00
85120.00
97260.00
Loans
30780.00
30550.00
32620.00
40560.00
36980.00
Bonds / Debentures
21790.00
26700.00
33170.00
40620.00
56990.00
Other Interest
3800.00
5170.00
3600.00
3930.00
3290.00
Depreciation
860.00
770.00
970.00
1080.00
430.00
Profit Before Taxation & Exceptional Items
16040.00
15560.00
15620.00
25610.00
56040.00
Exceptional Income / Expenses
Profit Before Tax
16040.00
15560.00
15620.00
25610.00
56040.00
Provision for Tax
4760.00
3780.00
3600.00
3950.00
15460.00
Current Income Tax
1790.00
640.00
640.00
3710.00
11930.00
Deferred Tax
2960.00
3160.00
2970.00
240.00
3530.00
Other taxes
10.00
-10.00
-10.00
0.00
0.00
Profit After Tax
11280.00
11780.00
12020.00
21660.00
40580.00
Extra items
20.00
0.00
0.00
0.00
0.00
Share of Associate
340.00
330.00
Consolidated Net Profit
11300.00
11780.00
12020.00
22000.00
40910.00
Profit Balance B/F
14270.00
9970.00
13180.00
15890.00
13370.00
Appropriations
25570.00
21750.00
25190.00
37890.00
54310.00
General Reserve
1500.00
2100.00
Corporate dividend tax
2700.00
3540.00
Other Appropriation
25570.00
21750.00
25190.00
33690.00
48670.00
Equity Dividend %
63.00
450.00
1550.00
2000.00
Earnings Per Share
25.00
26.00
27.00
52.00
96.00
Adjusted EPS
22.00
24.00
24.00
47.00
85.00