Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
49.39
92.51
84.33
82.44
68.62
DPS(Rs)
15.50
22.00
19.50
19.00
15.50
Book NAV/Share(Rs)
377.77
676.91
597.27
516.73
445.38
Yield on Advances
11.43
12.34
11.03
10.27
9.57
Cost of Liabilities
5.03
5.50
4.96
3.64
3.28
NIM
3.51
3.66
3.40
3.92
3.82
Interest Spread
6.40
6.85
6.07
6.64
6.28
ROA(%)
1.70
1.74
2.00
1.98
1.95
ROE(%)
14.41
15.12
17.64
17.24
16.70
ROCE(%)
12.81
13.22
15.15
15.24
14.05
Cost Income Ratio
58.45
61.53
59.98
40.61
36.95
Core Cost Income Ratio
60.87
63.85
67.14
40.29
37.75
Operating Costs to Assets
3.69
4.02
3.78
2.04
1.90
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.82
9.88
17.17
19.53
21.42
PCE(x)
13.50
18.11
16.05
18.52
20.47
Price/Book(x)
1.94
2.70
2.42
3.12
3.30
Yield(%)
2.12
1.20
1.35
1.18
1.05
EV/Net Sales(x)
4.92
6.05
6.45
6.76
7.67
EV/Core EBITDA(x)
13.32
18.42
18.02
15.32
15.15
EV/EBIT(x)
5.96
7.26
7.94
8.29
9.52
EV/CE(x)
1.46
1.76
1.54
2.11
2.20
M Cap / Sales
3.23
4.16
3.88
5.26
6.00
Core Operating Income Growth
6.99
17.73
39.30
20.20
11.61
Net Profit Growth
7.87
12.21
41.82
20.96
19.76
BVPS Growth
-44.19
13.33
15.59
16.02
17.02
Advances Growth
11.96
5.95
54.75
16.96
19.88
EPS Growth(%)
-46.61
9.71
2.29
20.14
18.83
Cash / Deposits(x)
0.06
0.05
0.08
0.06
0.08
Investment / Deposits(x)
0.41
0.44
0.42
0.27
0.29
IncLoan / Deposits(x)
18.99
23.41
30.74
13.63
14.57
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA