Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
82.44
68.62
57.74
49.70
82.00
DPS(Rs)
19.00
15.50
6.50
2.50
15.00
Book NAV/Share(Rs)
516.73
445.38
380.59
321.63
564.29
Yield on Advances
10.27
9.57
10.85
11.71
12.10
Cost of Liabilities
3.64
3.28
3.92
4.66
4.97
NIM
3.92
3.82
3.97
3.95
4.15
Interest Spread
6.64
6.28
6.93
7.05
7.13
ROA(%)
1.98
1.95
1.88
1.90
1.87
ROE(%)
17.24
16.70
16.50
16.54
17.05
ROCE(%)
15.24
14.05
13.83
14.69
16.27
Cost Income Ratio
40.61
36.95
36.22
38.90
39.34
Core Cost Income Ratio
40.29
37.75
37.74
39.84
39.66
Operating Costs to Assets
2.04
1.90
1.95
2.09
2.14
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.53
21.42
25.86
17.34
14.12
PCE(x)
18.52
20.47
24.77
16.54
26.66
Price/Book(x)
3.12
3.30
3.92
2.68
4.11
Yield(%)
1.18
1.05
0.44
0.29
0.65
EV/Net Sales(x)
6.76
7.67
7.79
5.40
7.50
EV/Core EBITDA(x)
15.32
15.15
16.24
12.71
18.47
EV/EBIT(x)
8.29
9.52
9.81
6.57
8.96
EV/CE(x)
0.46
0.49
0.56
0.42
0.61
M Cap / Sales
5.26
6.00
6.40
3.87
6.00
Core Operating Income Growth
20.20
11.61
15.41
16.72
19.91
Net Profit Growth
20.96
19.76
16.71
21.61
20.93
BVPS Growth
16.02
17.02
0.00
-43.00
33.61
Advances Growth
16.96
19.88
13.57
20.07
24.17
EPS Growth(%)
20.14
18.83
16.18
-39.39
14.97
Cash / Deposits(x)
0.06
0.08
0.07
0.06
0.05
Investment / Deposits(x)
0.27
0.29
0.33
0.34
0.31
IncLoan / Deposits(x)
13.63
14.57
13.32
16.30
17.10
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA