Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
92.51
84.33
82.44
68.62
57.74
DPS(Rs)
22.00
19.50
19.00
15.50
6.50
Book NAV/Share(Rs)
676.91
597.27
516.73
445.38
380.59
Yield on Advances
12.34
11.03
10.27
9.57
10.85
Cost of Liabilities
5.50
4.96
3.64
3.28
3.92
NIM
3.66
3.40
3.92
3.82
3.97
Interest Spread
6.85
6.07
6.64
6.28
6.93
ROA(%)
1.74
2.00
1.98
1.95
1.88
ROE(%)
15.12
17.64
17.24
16.70
16.50
ROCE(%)
13.22
15.15
15.24
14.05
13.83
Cost Income Ratio
61.53
59.98
40.61
36.95
36.22
Core Cost Income Ratio
63.85
67.14
40.29
37.75
37.74
Operating Costs to Assets
4.02
3.78
2.04
1.90
1.95
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.76
17.17
19.53
21.42
25.86
PCE(x)
18.11
16.05
18.52
20.47
24.77
Price/Book(x)
2.70
2.42
3.12
3.30
3.92
Yield(%)
1.20
1.35
1.18
1.05
0.44
EV/Net Sales(x)
6.05
6.45
6.76
7.67
7.79
EV/Core EBITDA(x)
18.42
18.02
15.32
15.15
16.24
EV/EBIT(x)
7.26
7.94
8.29
9.52
9.81
EV/CE(x)
1.76
1.54
2.11
2.20
2.58
M Cap / Sales
4.16
3.88
5.26
6.00
6.40
Core Operating Income Growth
17.73
39.30
20.20
11.61
15.41
Net Profit Growth
12.21
41.82
20.96
19.76
16.71
BVPS Growth
13.33
15.59
16.02
17.02
0.00
Advances Growth
5.95
54.75
16.96
19.88
13.57
EPS Growth(%)
9.71
2.29
20.14
18.83
16.18
Cash / Deposits(x)
0.05
0.08
0.06
0.08
0.07
Investment / Deposits(x)
0.44
0.42
0.27
0.29
0.33
IncLoan / Deposits(x)
23.41
30.74
13.63
14.57
13.32
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA