Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
2.60
1.69
2.29
1.95
1.42
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
33.17
31.33
34.40
31.66
30.11
Yield on Advances
10.74
11.04
11.95
11.33
11.26
Cost of Liabilities
5.05
5.16
5.13
4.30
4.42
NIM
3.07
2.84
3.05
3.35
2.80
Interest Spread
5.68
5.88
6.82
7.03
6.84
ROA(%)
0.52
0.39
0.37
0.34
0.27
ROE(%)
8.07
6.33
6.92
6.32
4.83
ROCE(%)
7.23
5.87
5.78
6.13
5.37
Cost Income Ratio
73.45
85.42
88.66
77.61
74.73
Core Cost Income Ratio
74.24
87.19
91.51
72.05
87.84
Operating Costs to Assets
2.82
3.11
3.39
2.82
2.88
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.62
17.57
14.64
7.41
8.73
PCE(x)
5.90
12.73
12.59
5.19
5.61
Price/Book(x)
0.60
0.95
1.20
0.46
0.41
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
0.95
1.04
1.11
0.80
0.51
EV/Core EBITDA(x)
7.03
14.41
19.39
6.96
3.45
EV/EBIT(x)
1.40
1.52
1.67
1.33
0.79
EV/CE(x)
0.74
0.95
1.15
0.66
0.51
M Cap / Sales
0.49
0.89
0.86
0.34
0.34
Core Operating Income Growth
28.77
5.42
-3.64
31.31
9.91
Net Profit Growth
54.18
15.25
17.14
37.48
-3.45
BVPS Growth
5.86
-8.92
8.66
5.13
5.03
Advances Growth
24.74
18.39
6.88
16.08
19.96
EPS Growth(%)
54.18
-26.12
17.14
37.48
-3.45
Cash / Deposits(x)
0.05
0.06
0.05
0.06
0.06
Investment / Deposits(x)
0.23
0.25
0.28
0.29
0.33
IncLoan / Deposits(x)
3.95
1.25
2.09
3.69
1.21
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.51
0.99
1.25
1.16
2.85