Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
1.95
1.42
1.47
2.60
0.46
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
31.66
30.11
28.67
27.18
24.56
Yield on Advances
11.33
11.26
13.71
15.20
15.45
Cost of Liabilities
4.30
4.42
5.07
5.54
5.78
NIM
3.35
2.80
2.70
3.30
3.17
Interest Spread
7.03
6.84
8.65
9.66
9.66
ROA(%)
0.34
0.27
0.29
0.55
0.10
ROE(%)
6.32
4.83
5.26
10.05
1.90
ROCE(%)
6.13
5.37
5.73
9.23
3.95
Cost Income Ratio
77.61
74.73
81.01
66.67
76.24
Core Cost Income Ratio
72.05
87.84
92.25
70.25
70.24
Operating Costs to Assets
2.82
2.88
2.79
2.64
2.58
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.41
8.73
10.09
3.10
37.62
PCE(x)
5.19
5.61
7.14
2.58
19.15
Price/Book(x)
0.46
0.41
0.52
0.30
0.71
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
0.80
0.51
0.56
0.39
0.66
EV/Core EBITDA(x)
6.96
3.45
6.12
2.35
6.74
EV/EBIT(x)
1.33
0.79
0.82
0.56
1.00
EV/CE(x)
0.06
0.03
0.04
0.03
0.05
M Cap / Sales
0.34
0.34
0.40
0.21
0.45
Core Operating Income Growth
31.31
9.91
-11.66
7.62
0.28
Net Profit Growth
37.48
-3.45
-43.46
463.70
146.91
BVPS Growth
5.13
5.03
5.48
10.67
2.00
Advances Growth
16.08
19.96
4.48
3.29
2.93
EPS Growth(%)
37.48
-3.45
-43.46
463.70
146.91
Cash / Deposits(x)
0.06
0.06
0.05
0.05
0.05
Investment / Deposits(x)
0.29
0.33
0.38
0.34
0.38
IncLoan / Deposits(x)
3.69
1.21
1.28
1.63
1.89
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.16
2.85
4.76
1.55
2.41