Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
21.43
18.91
16.08
11.44
5.30
DPS(Rs)
0.00
2.15
2.15
0.50
0.00
Book NAV/Share(Rs)
136.03
117.78
99.20
83.52
75.40
Yield on Advances
10.72
12.04
11.96
11.37
11.38
Cost of Liabilities
4.31
4.47
4.36
3.69
3.50
NIM
3.44
3.74
3.80
3.77
3.46
Interest Spread
6.42
7.57
7.60
7.68
7.88
ROA(%)
1.32
1.29
1.18
0.87
0.40
ROE(%)
16.94
17.46
18.12
15.32
7.84
ROCE(%)
17.75
20.48
19.45
17.59
9.82
Cost Income Ratio
56.21
57.71
62.26
66.25
77.14
Core Cost Income Ratio
55.84
58.16
63.35
66.72
78.62
Operating Costs to Assets
2.03
2.36
2.44
2.50
2.76
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.13
4.88
8.33
4.30
6.09
PCE(x)
4.87
4.53
7.46
3.81
4.79
Price/Book(x)
0.81
0.78
1.35
0.59
0.43
Yield(%)
0.00
2.33
1.60
1.02
0.00
EV/Net Sales(x)
1.18
1.00
1.57
0.85
0.67
EV/Core EBITDA(x)
5.19
4.27
7.74
4.28
5.05
EV/EBIT(x)
1.52
1.30
2.10
1.25
1.11
EV/CE(x)
0.84
0.82
1.28
0.69
0.04
M Cap / Sales
0.92
0.81
1.32
0.54
0.38
Core Operating Income Growth
1.42
11.42
9.68
21.32
3.72
Net Profit Growth
13.48
17.87
47.67
137.61
16.02
BVPS Growth
15.49
18.73
18.77
10.77
-7.73
Advances Growth
17.71
11.12
13.95
16.88
5.31
EPS Growth(%)
13.34
17.53
40.54
115.76
-11.67
Cash / Deposits(x)
0.05
0.05
0.05
0.06
0.07
Investment / Deposits(x)
0.25
0.28
0.26
0.29
0.29
IncLoan / Deposits(x)
2.08
1.60
2.14
2.37
2.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
2.49