Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
18.91
16.08
11.44
5.30
6.01
DPS(Rs)
2.15
2.15
0.50
0.00
0.00
Book NAV/Share(Rs)
117.78
99.20
83.52
75.40
81.71
Yield on Advances
12.04
11.96
11.37
11.38
12.13
Cost of Liabilities
4.47
4.36
3.69
3.50
3.94
NIM
3.74
3.80
3.77
3.46
3.52
Interest Spread
7.57
7.60
7.68
7.88
8.19
ROA(%)
1.29
1.18
0.87
0.40
0.38
ROE(%)
17.46
18.12
15.32
7.84
7.78
ROCE(%)
20.48
19.45
17.59
9.82
8.58
Cost Income Ratio
57.75
62.26
66.25
77.14
64.48
Core Cost Income Ratio
58.20
63.35
66.72
78.62
67.90
Operating Costs to Assets
2.37
2.44
2.50
2.76
2.40
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.88
8.33
4.30
6.09
4.28
PCE(x)
4.53
7.46
3.81
4.79
3.22
Price/Book(x)
0.78
1.35
0.59
0.43
0.31
Yield(%)
2.33
1.60
1.02
0.00
0.00
EV/Net Sales(x)
1.00
1.57
0.85
0.67
0.47
EV/Core EBITDA(x)
4.27
7.74
4.28
5.05
2.42
EV/EBIT(x)
1.30
2.10
1.25
1.11
0.79
EV/CE(x)
0.82
1.28
0.69
0.04
0.03
M Cap / Sales
0.81
1.32
0.54
0.38
0.23
Core Operating Income Growth
11.42
9.68
21.32
3.72
1.73
Net Profit Growth
17.87
47.67
137.61
16.02
136.74
BVPS Growth
18.73
18.77
10.77
-7.73
8.97
Advances Growth
11.12
13.95
16.88
5.31
3.79
EPS Growth(%)
17.53
40.54
115.76
-11.67
136.21
Cash / Deposits(x)
0.05
0.05
0.06
0.07
0.03
Investment / Deposits(x)
0.28
0.26
0.29
0.29
0.28
IncLoan / Deposits(x)
1.60
2.14
2.37
2.07
1.87
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
2.49
2.95