Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
11.44
5.30
6.01
-16.59
8.33
DPS(Rs)
0.50
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
83.52
75.40
81.71
74.99
108.03
Yield on Advances
11.37
11.38
12.13
13.12
11.58
Cost of Liabilities
3.69
3.50
3.94
4.75
4.65
NIM
3.77
3.46
3.52
3.81
3.55
Interest Spread
7.68
7.88
8.19
8.37
6.93
ROA(%)
0.87
0.40
0.38
-1.13
0.49
ROE(%)
15.32
7.84
7.78
-20.82
8.03
ROCE(%)
17.59
9.82
8.58
-10.24
10.94
Cost Income Ratio
66.25
77.14
64.48
64.87
59.14
Core Cost Income Ratio
66.72
78.62
67.90
65.79
62.29
Operating Costs to Assets
2.50
2.76
2.40
2.51
2.45
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.30
6.09
4.28
0.00
6.45
PCE(x)
3.81
4.79
3.22
-0.84
5.27
Price/Book(x)
0.59
0.43
0.31
0.17
0.50
Yield(%)
1.02
0.00
0.00
0.00
0.00
EV/Net Sales(x)
0.85
0.67
0.47
0.34
0.73
EV/Core EBITDA(x)
4.28
5.05
2.42
1.96
3.27
EV/EBIT(x)
1.25
1.11
0.79
0.81
1.13
EV/CE(x)
0.05
0.04
0.03
0.03
0.06
M Cap / Sales
0.54
0.38
0.23
0.10
0.39
Core Operating Income Growth
21.32
3.72
1.73
9.53
17.88
Net Profit Growth
137.61
16.02
136.74
-355.12
128.85
BVPS Growth
10.77
-7.73
8.97
-30.59
8.64
Advances Growth
16.88
5.31
3.79
-2.83
16.44
EPS Growth(%)
115.76
-11.67
136.21
-299.13
128.84
Cash / Deposits(x)
0.06
0.07
0.03
0.03
0.05
Investment / Deposits(x)
0.29
0.29
0.28
0.24
0.26
IncLoan / Deposits(x)
2.37
2.07
1.87
2.07
2.93
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
2.49
2.95
NA
NA