Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
17.85
15.16
13.71
12.66
10.28
DPS(Rs)
2.00
2.00
1.50
1.00
1.00
Book NAV/Share(Rs)
142.18
127.76
113.43
100.72
89.05
Yield on Advances
10.43
11.20
11.58
10.95
10.17
Cost of Liabilities
4.83
5.36
5.21
4.47
4.13
NIM
3.02
3.10
3.12
3.38
3.23
Interest Spread
5.60
5.85
6.37
6.48
6.04
ROA(%)
1.52
1.51
1.48
1.46
1.32
ROE(%)
13.24
12.58
12.81
13.35
12.23
ROCE(%)
13.50
13.39
11.70
12.05
11.04
Cost Income Ratio
47.93
47.77
47.06
38.85
40.37
Core Cost Income Ratio
48.88
48.50
47.93
38.49
41.16
Operating Costs to Assets
1.91
1.98
1.90
1.73
1.76
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
10.08
7.77
9.85
9.94
12.56
PCE(x)
12.43
9.66
9.17
9.22
11.29
Price/Book(x)
1.69
1.23
1.19
1.25
1.45
Yield(%)
0.83
1.27
1.11
0.79
0.77
EV/Net Sales(x)
3.37
2.37
2.79
2.97
3.62
EV/Core EBITDA(x)
11.49
8.23
9.71
7.70
9.31
EV/EBIT(x)
4.05
2.80
3.36
3.76
4.68
EV/CE(x)
1.46
1.19
1.12
1.15
1.25
M Cap / Sales
2.59
2.00
1.90
1.98
2.33
Core Operating Income Growth
22.20
9.05
-1.82
12.85
4.75
Net Profit Growth
18.03
10.62
8.35
23.33
28.23
BVPS Growth
11.29
12.63
12.62
13.11
12.60
Advances Growth
26.49
14.40
5.74
6.68
11.62
EPS Growth(%)
17.70
10.58
8.31
23.19
28.10
Cash / Deposits(x)
0.08
0.06
0.08
0.06
0.06
Investment / Deposits(x)
0.24
0.27
0.28
0.27
0.26
IncLoan / Deposits(x)
6.80
3.41
8.49
8.95
11.14
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.68
1.25
1.97
2.36
2.95