Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
84.89
90.58
85.49
35.16
45.99
DPS(Rs)
1.00
1.00
1.00
1.00
1.00
Book NAV/Share(Rs)
687.16
600.68
505.84
420.42
384.75
Yield on Advances
10.34
11.78
11.28
10.07
9.49
Cost of Liabilities
4.59
5.10
4.74
3.77
3.42
NIM
3.18
3.56
3.55
3.48
3.05
Interest Spread
5.75
6.68
6.54
6.30
6.07
ROA(%)
1.47
1.77
1.85
0.85
1.29
ROE(%)
13.26
16.43
18.51
8.77
12.78
ROCE(%)
11.04
13.60
14.16
9.26
9.47
Cost Income Ratio
47.91
47.12
48.62
65.49
48.49
Core Cost Income Ratio
48.38
48.28
49.84
65.24
49.88
Operating Costs to Assets
2.17
2.41
2.45
3.04
2.08
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.69
12.17
12.26
24.41
16.54
PCE(x)
12.72
11.42
11.64
11.01
15.35
Price/Book(x)
1.69
1.83
2.07
2.04
1.98
Yield(%)
0.09
0.09
0.10
0.12
0.13
EV/Net Sales(x)
4.84
4.41
4.89
5.38
6.29
EV/Core EBITDA(x)
13.98
12.52
14.02
21.84
16.43
EV/EBIT(x)
6.03
5.22
5.71
7.58
8.05
EV/CE(x)
1.29
1.38
1.43
1.40
1.36
M Cap / Sales
2.72
2.68
2.87
3.02
3.39
Core Operating Income Growth
3.77
9.67
16.59
29.88
13.95
Net Profit Growth
-5.76
6.39
143.48
-23.38
95.31
BVPS Growth
14.40
18.75
20.32
9.27
13.79
Advances Growth
18.60
8.20
15.08
19.72
15.92
EPS Growth(%)
-6.28
5.95
143.13
-23.56
95.84
Cash / Deposits(x)
0.06
0.06
0.08
0.07
0.11
Investment / Deposits(x)
0.33
0.34
0.31
0.30
0.33
IncLoan / Deposits(x)
21.03
18.85
21.38
21.80
24.33
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA