Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
90.58
85.49
35.16
45.99
23.49
DPS(Rs)
1.00
1.00
1.00
1.00
0.00
Book NAV/Share(Rs)
600.68
505.84
420.42
384.75
338.13
Yield on Advances
11.78
11.28
10.07
9.49
10.29
Cost of Liabilities
5.10
4.74
3.77
3.42
4.07
NIM
3.56
3.55
3.48
3.05
3.26
Interest Spread
6.68
6.54
6.30
6.07
6.22
ROA(%)
1.77
1.85
0.85
1.29
0.75
ROE(%)
16.43
18.51
8.77
12.78
7.64
ROCE(%)
13.60
14.16
9.26
9.47
7.16
Cost Income Ratio
47.12
48.62
65.49
48.49
44.24
Core Cost Income Ratio
48.28
49.84
65.24
49.88
45.29
Operating Costs to Assets
2.41
2.45
3.04
2.08
1.92
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.17
12.26
24.41
16.54
29.70
PCE(x)
11.42
11.64
11.01
15.35
25.97
Price/Book(x)
1.83
2.07
2.04
1.98
2.06
Yield(%)
0.09
0.10
0.12
0.13
0.00
EV/Net Sales(x)
4.41
4.89
5.38
6.29
5.68
EV/Core EBITDA(x)
12.52
14.02
21.84
16.43
15.14
EV/EBIT(x)
5.22
5.71
7.58
8.05
8.25
EV/CE(x)
1.38
1.43
1.40
0.36
0.37
M Cap / Sales
2.68
2.87
3.02
3.39
3.32
Core Operating Income Growth
9.67
16.59
29.88
13.95
15.75
Net Profit Growth
6.39
143.48
-23.38
95.31
286.02
BVPS Growth
18.75
20.32
9.27
13.79
0.00
Advances Growth
8.20
15.08
19.72
15.92
7.34
EPS Growth(%)
5.95
143.13
-23.56
95.84
257.61
Cash / Deposits(x)
0.06
0.08
0.07
0.11
0.07
Investment / Deposits(x)
0.34
0.31
0.30
0.33
0.32
IncLoan / Deposits(x)
18.85
21.38
21.80
24.33
21.80
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA