Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
35.16
45.99
23.49
6.57
19.59
DPS(Rs)
1.00
1.00
0.00
0.00
1.00
Book NAV/Share(Rs)
420.42
384.75
338.13
305.99
263.65
Yield on Advances
10.07
9.49
10.29
10.93
11.06
Cost of Liabilities
3.77
3.42
4.07
4.77
4.76
NIM
3.48
3.05
3.26
3.08
2.96
Interest Spread
6.30
6.07
6.22
6.16
6.30
ROA(%)
0.85
1.29
0.75
0.22
0.67
ROE(%)
8.77
12.78
7.64
2.44
7.65
ROCE(%)
9.26
9.47
7.16
5.89
7.90
Cost Income Ratio
65.68
48.49
44.24
42.95
46.00
Core Cost Income Ratio
65.44
49.88
45.29
45.31
47.02
Operating Costs to Assets
3.07
2.08
1.92
1.95
2.05
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
24.41
16.54
29.70
57.75
39.61
PCE(x)
11.01
15.35
25.97
39.86
34.50
Price/Book(x)
2.04
1.98
2.06
1.24
2.94
Yield(%)
0.12
0.13
0.00
0.00
0.13
EV/Net Sales(x)
5.38
6.29
5.68
4.12
6.44
EV/Core EBITDA(x)
21.84
16.43
15.14
10.93
18.38
EV/EBIT(x)
7.58
8.05
8.25
6.06
8.70
EV/CE(x)
0.35
0.36
0.37
0.28
0.44
M Cap / Sales
3.02
3.39
3.32
1.68
3.56
Core Operating Income Growth
29.88
13.95
15.75
16.06
16.57
Net Profit Growth
-23.38
95.31
286.02
-62.78
987.68
BVPS Growth
9.27
13.79
1104927.97
16.06
5.39
Advances Growth
19.72
15.92
7.34
15.06
12.63
EPS Growth(%)
-23.56
95.84
257.61
-66.48
1003.21
Cash / Deposits(x)
0.07
0.11
0.07
0.13
0.06
Investment / Deposits(x)
0.30
0.33
0.32
0.24
0.32
IncLoan / Deposits(x)
21.80
24.33
21.80
24.17
29.28
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA