Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
4.98
4.09
3.70
0.21
DPS(Rs)
0.40
0.30
0.30
0.00
Book NAV/Share(Rs)
38.61
33.73
31.89
27.97
Yield on Advances
10.99
11.03
10.36
10.98
Cost of Liabilities
5.30
4.99
4.28
4.70
Interest Spread
5.69
6.04
6.08
6.28
ROA(%)
1.08
0.95
0.75
0.04
ROE(%)
13.77
13.81
12.38
0.77
ROCE(%)
14.73
14.36
14.15
2.10
Cost Income Ratio
57.15
61.46
60.57
61.90
Core Cost Income Ratio
59.65
65.77
55.30
63.17
Operating Costs to Assets
2.43
2.54
2.15
2.03
PER(x)
4.63
6.67
3.63
35.12
PCE(x)
4.30
6.15
3.55
12.22
Price/Book(x)
0.60
0.81
0.46
0.27
Yield(%)
1.73
1.10
2.05
0.00
EV/Net Sales(x)
1.10
1.28
1.39
0.74
EV/Core EBITDA(x)
4.55
5.92
6.67
3.90
EV/EBIT(x)
1.35
1.62
1.84
1.14
EV/CE(x)
0.72
0.87
0.74
0.05
M Cap / Sales
0.64
0.83
0.42
0.24
Core Operating Income Growth
4.61
10.62
34.48
0.00
Net Profit Growth
21.76
38.03
1630.29
0.00
BVPS Growth
14.45
5.76
14.04
0.00
Advances Growth
9.76
11.83
16.35
0.00
EPS Growth(%)
21.74
10.43
1630.26
0.00
Cash / Deposits(x)
0.05
0.07
0.05
0.08
Investment / Deposits(x)
0.20
0.24
0.27
0.24
IncLoan / Deposits(x)
4.00
3.84
7.63
3.70
Total Debt/Mcap(x)
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA