Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
1.76
1.41
1.11
0.90
0.46
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
14.99
13.14
11.70
10.50
8.92
Yield on Advances
11.46
11.28
10.90
11.60
13.29
Cost of Liabilities
4.87
4.49
3.96
3.93
4.54
NIM
2.89
2.97
2.82
2.27
2.32
Interest Spread
6.59
6.79
6.94
7.67
8.75
ROA(%)
0.91
0.80
0.69
0.60
0.48
ROE(%)
12.65
11.35
10.03
9.90
9.36
ROCE(%)
10.28
9.72
8.95
8.52
9.99
Cost Income Ratio
46.99
56.31
51.95
48.65
48.89
Core Cost Income Ratio
48.53
60.29
51.68
52.09
58.18
Operating Costs to Assets
1.97
2.48
2.05
1.83
2.03
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
22.10
42.53
20.26
20.13
34.68
PCE(x)
19.80
37.77
18.03
18.28
25.87
Price/Book(x)
2.60
4.56
1.93
1.73
1.79
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
4.17
5.97
3.27
2.24
1.77
EV/Core EBITDA(x)
13.40
21.22
10.67
6.50
5.15
EV/EBIT(x)
5.38
8.15
4.62
3.07
2.53
EV/CE(x)
1.65
2.60
1.48
0.13
0.11
M Cap / Sales
2.67
4.71
2.20
2.06
1.55
Core Operating Income Growth
10.77
19.11
30.78
6.95
384.17
Net Profit Growth
27.38
26.70
23.09
125.39
81.87
BVPS Growth
14.05
12.28
11.46
17.66
-100.00
Advances Growth
15.11
19.80
23.44
12.93
634.98
EPS Growth(%)
25.04
26.69
23.09
96.00
-95.08
Cash / Deposits(x)
0.06
0.06
0.07
0.09
0.05
Investment / Deposits(x)
0.35
0.35
0.36
0.37
0.40
IncLoan / Deposits(x)
13.54
10.62
7.97
1.17
1.53
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA