Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2003
Mar 2002
Operational & Financial Ratios
Earnings Per Share (Rs)
1.11
0.90
0.46
9.37
5.19
DPS(Rs)
0.00
0.00
0.00
1.60
1.20
Book NAV/Share(Rs)
11.70
10.50
8.92
34.61
24.70
Yield on Advances
10.90
11.60
13.29
20.05
20.91
Cost of Liabilities
3.96
3.93
4.54
6.11
6.89
NIM
2.82
2.27
2.32
3.08
2.86
Interest Spread
6.94
7.67
8.75
13.94
14.03
ROA(%)
0.69
0.60
0.48
1.09
0.70
ROE(%)
10.03
9.90
9.36
31.61
23.13
ROCE(%)
8.31
8.52
9.99
168.97
207.63
Cost Income Ratio
51.95
48.65
48.89
54.41
58.96
Core Cost Income Ratio
51.68
52.09
58.18
54.41
58.96
Operating Costs to Assets
2.05
1.83
2.03
2.30
2.50
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
20.26
20.13
34.68
1.68
1.73
PCE(x)
18.03
18.28
25.87
1.68
1.73
Price/Book(x)
1.93
1.73
1.79
0.46
0.36
Yield(%)
0.00
0.00
0.00
10.16
13.33
EV/Net Sales(x)
3.27
2.24
1.77
0.30
0.18
EV/Core EBITDA(x)
10.67
6.50
5.15
1.33
0.94
EV/EBIT(x)
4.70
3.07
2.53
0.39
0.24
EV/CE(x)
0.20
0.13
0.11
0.03
0.02
M Cap / Sales
2.20
2.06
1.55
0.20
0.13
Core Operating Income Growth
30.78
6.95
384.17
26.03
10.24
Net Profit Growth
23.09
125.39
81.87
80.47
99.18
BVPS Growth
11.46
17.66
-100.00
40.09
22.23
Advances Growth
23.44
12.93
634.98
14.63
15.78
EPS Growth(%)
23.09
96.00
-95.08
80.47
99.18
Cash / Deposits(x)
0.07
0.09
0.05
0.07
0.07
Investment / Deposits(x)
0.36
0.37
0.40
0.51
0.47
IncLoan / Deposits(x)
7.97
1.17
1.53
0.97
0.57
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA