Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
16.08
8.27
3.04
3.51
2.45
DPS(Rs)
2.90
1.50
0.65
0.64
0.17
Book NAV/Share(Rs)
108.61
92.71
85.76
82.22
81.44
Yield on Advances
11.42
11.58
10.37
10.39
12.06
Cost of Liabilities
4.80
4.72
3.81
3.86
4.36
NIM
2.46
2.67
2.48
2.34
2.60
Interest Spread
6.62
6.86
6.56
6.53
7.70
ROA(%)
1.01
0.54
0.22
0.28
0.20
ROE(%)
15.37
8.48
3.32
4.18
2.98
ROCE(%)
15.27
10.82
5.86
5.34
5.39
Cost Income Ratio
54.48
53.49
51.48
49.36
47.31
Core Cost Income Ratio
58.44
54.11
50.40
52.75
51.84
Operating Costs to Assets
1.75
1.80
1.63
1.53
1.60
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.98
15.03
15.36
10.00
14.99
PCE(x)
6.01
14.83
12.94
8.44
12.25
Price/Book(x)
0.89
1.34
0.54
0.43
0.45
Yield(%)
3.02
1.21
1.39
1.83
0.47
EV/Net Sales(x)
1.74
1.92
1.40
1.28
1.11
EV/Core EBITDA(x)
7.95
8.36
5.30
4.66
3.97
EV/EBIT(x)
2.03
2.56
2.15
1.91
1.66
EV/CE(x)
0.94
1.20
0.74
0.07
0.07
M Cap / Sales
0.89
1.26
0.59
0.51
0.47
Core Operating Income Growth
6.85
15.71
19.07
-5.50
73.71
Net Profit Growth
109.39
171.36
-16.50
70.78
492.41
BVPS Growth
17.16
8.11
4.30
0.95
0.00
Advances Growth
15.34
12.45
14.13
8.01
42.46
EPS Growth(%)
94.41
171.98
-13.27
43.39
275.72
Cash / Deposits(x)
0.04
0.05
0.06
0.07
0.04
Investment / Deposits(x)
0.33
0.32
0.32
0.34
0.36
IncLoan / Deposits(x)
6.71
5.26
5.44
5.14
4.70
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA