Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
16.00
16.08
8.27
3.04
3.51
DPS(Rs)
3.00
2.90
1.50
0.65
0.64
Book NAV/Share(Rs)
121.47
108.61
92.71
85.76
82.22
Yield on Advances
10.56
11.42
11.58
10.37
10.39
Cost of Liabilities
4.81
4.80
4.72
3.81
3.86
NIM
2.22
2.46
2.67
2.48
2.34
Interest Spread
5.76
6.62
6.86
6.56
6.53
ROA(%)
0.88
1.01
0.54
0.22
0.28
ROE(%)
12.93
15.37
8.48
3.32
4.18
ROCE(%)
13.26
15.27
10.82
5.86
5.34
Cost Income Ratio
51.84
54.48
53.49
51.48
49.36
Core Cost Income Ratio
55.89
58.44
54.11
50.40
52.75
Operating Costs to Assets
1.57
1.75
1.80
1.63
1.53
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.28
5.98
15.03
15.36
10.00
PCE(x)
6.29
6.01
14.83
12.94
8.44
Price/Book(x)
0.83
0.89
1.34
0.54
0.43
Yield(%)
2.98
3.02
1.21
1.39
1.83
EV/Net Sales(x)
1.71
1.74
1.92
1.40
1.28
EV/Core EBITDA(x)
7.55
7.95
8.36
5.30
4.66
EV/EBIT(x)
1.94
2.03
2.56
2.15
1.91
EV/CE(x)
0.90
0.94
1.20
0.74
0.07
M Cap / Sales
0.88
0.89
1.26
0.59
0.51
Core Operating Income Growth
-1.39
6.85
15.71
19.07
-5.50
Net Profit Growth
-1.97
109.39
171.36
-16.50
70.78
BVPS Growth
11.84
17.16
8.11
4.30
0.95
Advances Growth
13.97
15.34
12.45
14.13
8.01
EPS Growth(%)
-0.47
94.41
171.98
-13.27
43.39
Cash / Deposits(x)
0.04
0.04
0.05
0.06
0.07
Investment / Deposits(x)
0.30
0.33
0.32
0.32
0.34
IncLoan / Deposits(x)
6.24
6.71
5.26
5.44
5.14
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA