Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
3.04
3.51
2.45
0.65
-20.79
DPS(Rs)
0.65
0.64
0.17
0.05
0.07
Book NAV/Share(Rs)
85.76
82.22
81.44
87.74
92.31
Yield on Advances
10.37
10.39
12.06
11.52
11.28
Cost of Liabilities
3.81
3.86
4.36
4.79
4.76
NIM
2.48
2.34
2.60
2.22
2.33
Interest Spread
6.56
6.53
7.70
6.73
6.52
ROA(%)
0.22
0.28
0.20
0.04
-1.28
ROE(%)
3.32
4.18
2.98
0.72
-24.96
ROCE(%)
5.86
5.34
5.39
3.04
-13.05
Cost Income Ratio
51.48
49.36
47.31
44.49
47.02
Core Cost Income Ratio
50.40
52.75
51.84
47.47
49.14
Operating Costs to Assets
1.63
1.53
1.60
1.43
1.48
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
15.36
10.00
14.99
49.71
0.00
PCE(x)
12.94
8.44
12.25
22.29
-4.65
Price/Book(x)
0.54
0.43
0.45
0.37
1.03
Yield(%)
1.39
1.83
0.47
0.15
0.07
EV/Net Sales(x)
1.40
1.28
1.11
1.54
1.74
EV/Core EBITDA(x)
5.30
4.66
3.97
5.56
6.89
EV/EBIT(x)
2.15
1.91
1.66
2.23
4.71
EV/CE(x)
0.08
0.07
0.07
0.10
0.11
M Cap / Sales
0.59
0.51
0.47
0.40
0.84
Core Operating Income Growth
19.07
-5.50
73.71
2.46
15.12
Net Profit Growth
-16.50
70.78
492.41
103.62
20.33
BVPS Growth
4.30
0.95
0.00
-99.99
-32.64
Advances Growth
14.13
8.01
42.46
3.12
5.38
EPS Growth(%)
-13.27
43.39
275.72
103.13
52.63
Cash / Deposits(x)
0.06
0.07
0.04
0.05
0.05
Investment / Deposits(x)
0.32
0.34
0.36
0.36
0.31
IncLoan / Deposits(x)
5.44
5.14
4.70
8.80
6.87
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA