Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
19.34
84.22
62.04
33.76
17.55
DPS(Rs)
4.00
16.10
12.00
6.50
0.00
Book NAV/Share(Rs)
109.11
457.60
388.97
338.76
328.68
Yield on Advances
11.59
11.86
10.34
10.03
10.99
Cost of Liabilities
5.35
5.26
4.28
3.80
4.26
NIM
2.31
2.59
2.48
2.30
2.27
Interest Spread
6.24
6.60
6.05
6.23
6.73
ROA(%)
1.06
1.01
0.82
0.48
0.28
ROE(%)
19.05
19.25
16.37
10.03
6.07
ROCE(%)
17.40
18.08
14.75
10.87
7.09
Cost Income Ratio
54.57
55.69
51.95
54.52
58.73
Core Cost Income Ratio
57.63
59.88
53.64
59.25
67.56
Operating Costs to Assets
2.21
2.43
2.19
2.22
2.40
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.60
1.38
0.92
6.74
8.67
PCE(x)
4.44
6.72
4.36
6.22
7.08
Price/Book(x)
0.82
1.27
0.73
0.67
0.46
Yield(%)
4.49
2.77
4.22
2.86
0.00
EV/Net Sales(x)
1.40
1.47
1.28
1.24
1.07
EV/Core EBITDA(x)
5.36
5.48
3.92
3.76
3.78
EV/EBIT(x)
1.61
1.77
1.63
1.68
1.53
EV/CE(x)
0.90
1.16
0.85
0.81
0.72
M Cap / Sales
0.66
0.95
0.60
0.58
0.36
Core Operating Income Growth
1.35
16.74
19.28
10.00
79.83
Net Profit Growth
17.27
36.77
86.50
114.48
233.60
BVPS Growth
-76.16
17.64
14.82
3.07
-2.90
Advances Growth
12.62
12.14
18.05
10.10
47.84
EPS Growth(%)
-77.04
35.75
83.76
92.34
191.04
Cash / Deposits(x)
0.06
0.05
0.05
0.05
0.04
Investment / Deposits(x)
0.29
0.30
0.30
0.29
0.28
IncLoan / Deposits(x)
6.16
4.38
4.93
4.26
4.95
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA