Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
19.70
19.34
84.22
62.04
33.76
DPS(Rs)
4.20
4.00
16.10
12.00
6.50
Book NAV/Share(Rs)
122.68
109.11
457.60
388.97
338.76
Yield on Advances
10.36
11.59
11.86
10.34
10.03
Cost of Liabilities
5.17
5.35
5.26
4.28
3.80
NIM
2.03
2.31
2.59
2.48
2.30
Interest Spread
5.19
6.24
6.60
6.05
6.23
ROA(%)
1.05
1.06
1.01
0.82
0.48
ROE(%)
18.03
19.05
19.25
16.37
10.03
ROCE(%)
14.46
17.40
18.08
14.75
10.87
Cost Income Ratio
48.70
54.57
55.69
51.95
54.52
Core Cost Income Ratio
52.89
57.63
59.88
53.64
59.25
Operating Costs to Assets
1.65
2.20
2.43
2.19
2.22
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.27
4.60
1.38
0.92
6.74
PCE(x)
5.64
4.44
6.72
4.36
6.22
Price/Book(x)
1.01
0.82
1.27
0.73
0.67
Yield(%)
3.40
4.49
2.77
4.22
2.86
EV/Net Sales(x)
2.12
1.40
1.47
1.28
1.24
EV/Core EBITDA(x)
8.15
5.36
5.48
3.92
3.76
EV/EBIT(x)
2.35
1.61
1.77
1.63
1.68
EV/CE(x)
1.00
0.90
1.16
0.85
0.81
M Cap / Sales
0.89
0.66
0.95
0.60
0.58
Core Operating Income Growth
-4.33
1.35
16.74
19.28
10.00
Net Profit Growth
9.32
17.27
36.77
86.50
114.48
BVPS Growth
12.44
-76.16
17.64
14.82
3.07
Advances Growth
16.27
12.62
12.14
18.05
10.10
EPS Growth(%)
1.90
-77.04
35.75
83.76
92.34
Cash / Deposits(x)
0.03
0.06
0.05
0.05
0.05
Investment / Deposits(x)
0.26
0.29
0.30
0.30
0.29
IncLoan / Deposits(x)
9.90
6.16
4.38
4.93
4.26
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA