Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
62.04
33.76
17.55
-19.28
7.99
DPS(Rs)
12.00
6.50
0.00
0.00
0.00
Book NAV/Share(Rs)
388.97
338.76
328.68
338.50
414.75
Yield on Advances
10.34
10.03
10.99
11.51
11.20
Cost of Liabilities
4.28
3.80
4.26
5.36
5.05
NIM
2.48
2.30
2.27
2.01
2.35
Interest Spread
6.05
6.23
6.73
6.15
6.15
ROA(%)
0.82
0.48
0.28
-0.28
0.08
ROE(%)
16.37
10.03
6.07
-6.12
1.78
ROCE(%)
14.75
10.87
7.09
0.95
0.16
Cost Income Ratio
51.95
54.52
58.73
62.42
57.08
Core Cost Income Ratio
53.64
59.25
67.56
64.20
58.03
Operating Costs to Assets
2.19
2.22
2.40
2.17
2.05
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.59
6.74
8.67
0.00
36.54
PCE(x)
4.36
6.22
7.08
-5.91
22.53
Price/Book(x)
0.73
0.67
0.46
0.27
0.70
Yield(%)
4.22
2.86
0.00
0.00
0.00
EV/Net Sales(x)
1.28
1.24
1.07
1.05
1.31
EV/Core EBITDA(x)
3.92
3.76
3.78
5.38
5.75
EV/EBIT(x)
1.63
1.68
1.53
1.52
2.09
EV/CE(x)
0.08
0.07
0.06
0.07
0.09
M Cap / Sales
0.60
0.58
0.36
0.19
0.46
Core Operating Income Growth
19.28
10.00
79.83
-10.70
27.63
Net Profit Growth
86.50
114.48
233.60
-469.64
113.39
BVPS Growth
14.82
3.07
-2.90
-18.39
0.13
Advances Growth
18.05
10.10
47.84
1.00
12.05
EPS Growth(%)
83.76
92.34
191.04
-341.32
114.83
Cash / Deposits(x)
0.05
0.05
0.04
0.04
0.05
Investment / Deposits(x)
0.30
0.29
0.28
0.31
0.28
IncLoan / Deposits(x)
4.93
4.26
4.95
6.84
6.85
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA