Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
33.68
34.64
37.77
16.33
15.52
DPS(Rs)
5.00
5.50
5.00
4.00
1.80
Book NAV/Share(Rs)
306.51
274.13
246.57
213.23
198.70
Yield on Advances
11.78
11.60
12.04
10.96
12.10
Cost of Liabilities
5.34
4.88
4.54
4.51
5.23
NIM
3.04
3.18
3.56
2.99
2.78
Interest Spread
6.43
6.72
7.51
6.45
6.87
ROA(%)
1.07
1.21
1.24
0.57
0.57
ROE(%)
11.61
14.48
16.46
7.93
8.26
ROCE(%)
12.35
14.25
17.61
9.43
8.79
Cost Income Ratio
60.10
53.15
47.16
52.59
46.81
Core Cost Income Ratio
61.23
54.49
45.39
51.83
54.99
Operating Costs to Assets
2.28
2.11
1.99
1.98
1.96
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.21
6.50
3.60
3.39
3.94
PCE(x)
4.89
6.16
3.36
2.96
3.42
Price/Book(x)
0.57
0.82
0.55
0.26
0.31
Yield(%)
2.85
2.44
3.68
7.22
2.94
EV/Net Sales(x)
0.95
1.55
0.80
0.65
0.59
EV/Core EBITDA(x)
4.69
5.96
2.63
2.47
1.92
EV/EBIT(x)
1.17
1.96
1.06
0.91
0.79
EV/CE(x)
0.63
0.87
0.63
0.45
0.04
M Cap / Sales
0.74
1.02
0.59
0.28
0.31
Core Operating Income Growth
0.35
3.57
27.86
14.10
7.53
Net Profit Growth
-2.58
10.76
132.22
5.29
11.74
BVPS Growth
11.81
11.18
15.64
7.31
12.30
Advances Growth
7.04
19.28
5.58
10.22
-9.56
EPS Growth(%)
-2.76
-8.30
131.35
5.19
11.74
Cash / Deposits(x)
0.07
0.08
0.06
0.05
0.06
Investment / Deposits(x)
0.23
0.25
0.27
0.27
0.29
IncLoan / Deposits(x)
1.85
4.49
1.79
2.88
2.33
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA