Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
34.66
33.68
34.64
37.77
16.33
DPS(Rs)
5.00
5.00
5.50
5.00
4.00
Book NAV/Share(Rs)
334.30
306.51
274.13
246.57
213.23
Yield on Advances
10.90
11.78
11.60
12.04
10.96
Cost of Liabilities
5.08
5.34
4.88
4.54
4.51
NIM
2.68
3.04
3.18
3.56
2.99
Interest Spread
5.82
6.43
6.72
7.51
6.45
ROA(%)
1.05
1.07
1.21
1.24
0.57
ROE(%)
10.82
11.61
14.48
16.46
7.93
ROCE(%)
11.02
12.35
14.25
17.61
9.43
Cost Income Ratio
56.33
60.10
53.15
47.16
52.59
Core Cost Income Ratio
57.95
61.23
54.49
45.39
51.83
Operating Costs to Assets
1.97
2.28
2.11
1.99
1.98
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.44
5.21
6.50
3.60
3.39
PCE(x)
5.95
4.89
6.16
3.36
2.96
Price/Book(x)
0.67
0.57
0.82
0.55
0.26
Yield(%)
2.24
2.85
2.44
3.68
7.22
EV/Net Sales(x)
1.54
0.95
1.55
0.80
0.65
EV/Core EBITDA(x)
6.97
4.69
5.96
2.63
2.47
EV/EBIT(x)
1.85
1.17
1.96
1.06
0.91
EV/CE(x)
0.77
0.63
0.87
0.63
0.45
M Cap / Sales
0.95
0.74
1.02
0.59
0.28
Core Operating Income Growth
-5.79
0.35
3.57
27.86
14.10
Net Profit Growth
2.98
-2.58
10.76
132.22
5.29
BVPS Growth
9.07
11.81
11.18
15.64
7.31
Advances Growth
6.88
7.04
19.28
5.58
10.22
EPS Growth(%)
2.91
-2.76
-8.30
131.35
5.19
Cash / Deposits(x)
0.06
0.07
0.08
0.06
0.05
Investment / Deposits(x)
0.25
0.23
0.25
0.27
0.27
IncLoan / Deposits(x)
4.90
1.85
4.49
1.79
2.88
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA