Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
37.77
16.33
15.52
13.89
DPS(Rs)
5.00
4.00
1.80
0.00
Book NAV/Share(Rs)
246.57
213.23
198.70
176.93
Yield on Advances
12.04
10.96
12.10
11.37
Cost of Liabilities
4.54
4.51
5.23
5.86
Interest Spread
7.51
6.45
6.87
5.51
ROA(%)
1.24
0.57
0.57
0.52
ROE(%)
16.46
7.93
8.26
7.85
ROCE(%)
17.61
9.43
8.79
7.60
Cost Income Ratio
47.16
52.59
46.81
49.67
Core Cost Income Ratio
45.39
51.83
54.99
56.55
Operating Costs to Assets
1.99
1.98
1.96
1.96
PER(x)
3.60
3.39
3.94
3.03
PCE(x)
3.36
2.96
3.42
2.64
Price/Book(x)
0.55
0.26
0.31
0.24
Yield(%)
3.68
7.22
2.94
0.00
EV/Net Sales(x)
0.80
0.65
0.59
0.83
EV/Core EBITDA(x)
2.63
2.47
1.92
3.24
EV/EBIT(x)
1.06
0.91
0.79
1.08
EV/CE(x)
0.06
0.04
0.04
0.06
M Cap / Sales
0.59
0.28
0.31
0.20
Core Operating Income Growth
27.86
14.10
7.53
0.00
Net Profit Growth
132.22
5.29
11.74
0.00
BVPS Growth
15.64
7.31
12.30
0.00
Advances Growth
5.58
10.22
-9.56
0.00
EPS Growth(%)
131.35
5.19
11.74
0.00
Cash / Deposits(x)
0.06
0.05
0.06
0.04
Investment / Deposits(x)
0.27
0.27
0.29
0.24
IncLoan / Deposits(x)
1.79
2.88
2.33
5.66
Total Debt/Mcap(x)
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA