Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
86.89
83.61
62.51
44.74
33.26
DPS(Rs)
18.25
16.25
12.00
8.60
6.50
Book NAV/Share(Rs)
541.78
477.46
402.93
348.47
311.06
Yield on Advances
10.31
10.86
10.81
10.01
9.99
Cost of Liabilities
4.64
4.73
4.55
3.84
3.62
NIM
2.78
2.95
3.02
2.95
2.60
Interest Spread
5.67
6.13
6.26
6.17
6.37
ROA(%)
1.31
1.31
1.08
0.77
0.61
ROE(%)
17.81
18.54
16.65
12.98
10.21
ROCE(%)
16.28
17.30
16.60
11.21
7.04
Cost Income Ratio
47.04
45.77
46.89
45.33
47.03
Core Cost Income Ratio
48.19
47.18
48.91
45.81
49.69
Operating Costs to Assets
1.79
1.84
1.88
1.78
1.68
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.74
6.49
8.33
6.44
4.62
PCE(x)
8.88
6.33
8.10
6.12
4.17
Price/Book(x)
1.56
1.14
1.29
0.83
0.49
Yield(%)
2.16
3.00
2.30
2.99
4.23
EV/Net Sales(x)
2.38
1.85
1.68
1.29
0.94
EV/Core EBITDA(x)
8.03
6.00
5.51
3.78
2.84
EV/EBIT(x)
2.82
2.22
2.15
1.89
1.43
EV/CE(x)
1.34
1.08
1.20
0.89
0.05
M Cap / Sales
1.69
1.18
1.26
0.80
0.49
Core Operating Income Growth
6.95
8.17
15.00
20.94
6.96
Net Profit Growth
11.21
35.25
52.50
33.47
32.44
BVPS Growth
13.47
18.50
15.63
12.03
-10.97
Advances Growth
14.68
10.91
14.60
15.44
7.31
EPS Growth(%)
3.93
33.76
39.71
34.54
19.26
Cash / Deposits(x)
0.04
0.04
0.05
0.05
0.10
Investment / Deposits(x)
0.30
0.31
0.31
0.30
0.30
IncLoan / Deposits(x)
5.66
5.64
3.36
3.56
2.90
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA