Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
44.74
33.26
27.88
14.15
7.91
DPS(Rs)
8.60
6.50
2.00
0.00
0.00
Book NAV/Share(Rs)
348.47
311.06
349.38
373.97
346.05
Yield on Advances
10.01
9.99
10.78
10.81
10.58
Cost of Liabilities
3.84
3.62
4.16
4.91
4.79
NIM
2.95
2.60
2.64
2.59
2.63
Interest Spread
6.17
6.37
6.62
5.91
5.80
ROA(%)
0.77
0.61
0.64
0.26
0.12
ROE(%)
12.98
10.21
9.69
3.85
1.96
ROCE(%)
11.21
7.04
7.67
5.78
3.47
Cost Income Ratio
45.33
47.03
49.54
40.56
45.23
Core Cost Income Ratio
45.81
49.69
53.72
44.11
46.14
Operating Costs to Assets
1.78
1.68
1.72
1.43
1.44
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.44
4.62
4.17
3.05
35.19
PCE(x)
6.12
4.17
3.60
2.45
23.06
Price/Book(x)
0.83
0.49
0.33
0.12
0.80
Yield(%)
2.99
4.23
1.72
0.00
0.00
EV/Net Sales(x)
1.29
0.94
0.97
1.10
1.33
EV/Core EBITDA(x)
3.78
2.84
3.45
3.61
5.23
EV/EBIT(x)
1.89
1.43
1.44
1.55
2.05
EV/CE(x)
0.08
0.05
0.06
0.08
0.09
M Cap / Sales
0.80
0.49
0.34
0.12
0.70
Core Operating Income Growth
20.94
6.96
106.07
8.39
11.99
Net Profit Growth
33.47
32.44
297.81
136.21
-74.59
BVPS Growth
12.03
-10.97
-6.58
8.07
3.27
Advances Growth
15.44
7.31
83.27
9.17
15.77
EPS Growth(%)
34.54
19.26
97.09
78.76
-70.99
Cash / Deposits(x)
0.05
0.10
0.05
0.02
0.05
Investment / Deposits(x)
0.30
0.30
0.33
0.31
0.27
IncLoan / Deposits(x)
3.56
2.90
4.60
8.01
5.01
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA