Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
4.35
3.07
1.93
1.24
-1.70
DPS(Rs)
0.19
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
36.41
32.59
29.45
27.46
30.47
Yield on Advances
11.92
12.62
12.58
13.55
14.51
Cost of Liabilities
4.56
4.41
3.78
3.81
4.33
NIM
3.03
3.04
3.06
2.63
2.40
Interest Spread
7.36
8.21
8.81
9.74
10.18
ROA(%)
0.82
0.60
0.41
0.28
-0.24
ROE(%)
12.47
9.57
6.52
5.10
-4.82
ROCE(%)
9.21
7.80
8.66
6.58
-2.55
Cost Income Ratio
58.79
58.12
56.26
58.17
59.65
Core Cost Income Ratio
62.55
60.55
57.26
59.18
67.52
Operating Costs to Assets
2.43
2.29
2.19
1.88
1.84
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.82
19.45
12.49
14.81
0.00
PCE(x)
8.83
16.87
10.51
11.70
-16.39
Price/Book(x)
1.17
1.83
0.82
0.67
0.54
Yield(%)
0.44
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.79
2.33
1.14
1.03
0.67
EV/Core EBITDA(x)
7.39
9.71
4.23
4.51
3.34
EV/EBIT(x)
2.56
3.51
1.77
1.56
1.16
EV/CE(x)
1.10
1.49
0.86
0.06
0.04
M Cap / Sales
1.14
1.68
0.82
0.70
0.42
Core Operating Income Growth
7.72
10.33
23.15
15.16
8.02
Net Profit Growth
48.21
60.07
51.18
221.17
22.07
BVPS Growth
11.74
10.65
7.27
-9.90
-6.32
Advances Growth
16.00
19.87
20.62
7.40
3.58
EPS Growth(%)
41.44
58.90
56.05
172.81
22.60
Cash / Deposits(x)
0.06
0.06
0.08
0.11
0.10
Investment / Deposits(x)
0.34
0.37
0.38
0.41
0.45
IncLoan / Deposits(x)
5.28
5.19
2.32
2.23
1.74
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA