Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
5.00
4.35
3.07
1.93
1.24
DPS(Rs)
1.20
0.19
0.00
0.00
0.00
Book NAV/Share(Rs)
38.82
36.41
32.59
29.45
27.46
Yield on Advances
10.69
11.92
12.62
12.58
13.55
Cost of Liabilities
4.38
4.56
4.41
3.78
3.81
NIM
2.67
3.03
3.04
3.06
2.63
Interest Spread
6.31
7.36
8.21
8.81
9.74
ROA(%)
0.87
0.82
0.60
0.41
0.28
ROE(%)
13.17
12.47
9.57
6.52
5.10
ROCE(%)
8.27
9.21
7.80
8.66
6.58
Cost Income Ratio
58.33
58.35
58.12
56.26
58.17
Core Cost Income Ratio
61.44
62.12
60.55
57.26
59.18
Operating Costs to Assets
2.19
2.38
2.29
2.19
1.88
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.29
9.82
19.45
12.49
14.81
PCE(x)
5.68
8.83
16.87
10.51
11.70
Price/Book(x)
0.81
1.17
1.83
0.82
0.67
Yield(%)
3.82
0.44
0.00
0.00
0.00
EV/Net Sales(x)
1.67
1.79
2.33
1.14
1.03
EV/Core EBITDA(x)
7.01
7.39
9.71
4.23
4.51
EV/EBIT(x)
2.28
2.56
3.51
1.77
1.56
EV/CE(x)
0.90
1.10
1.49
0.86
0.06
M Cap / Sales
0.79
1.14
1.68
0.82
0.70
Core Operating Income Growth
1.96
7.72
10.33
23.15
15.16
Net Profit Growth
17.44
48.21
60.07
51.18
221.17
BVPS Growth
6.62
11.74
10.65
7.27
-9.90
Advances Growth
19.30
16.00
19.87
20.62
7.40
EPS Growth(%)
14.99
41.44
58.90
56.05
172.81
Cash / Deposits(x)
0.04
0.06
0.06
0.08
0.11
Investment / Deposits(x)
0.34
0.34
0.37
0.38
0.41
IncLoan / Deposits(x)
6.80
5.28
5.19
2.32
2.23
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA