Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
1.93
1.24
-1.70
-2.20
-13.88
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
29.45
27.46
30.47
32.53
39.80
Yield on Advances
12.58
13.55
14.51
15.58
15.43
Cost of Liabilities
3.78
3.81
4.33
5.00
5.21
NIM
3.06
2.63
2.40
2.32
2.24
Interest Spread
8.81
9.74
10.18
10.58
10.22
ROA(%)
0.41
0.28
-0.24
-0.33
-1.71
ROE(%)
6.52
5.10
-4.82
-6.50
-36.09
ROCE(%)
8.66
6.58
-2.55
-1.18
-30.43
Cost Income Ratio
56.26
58.17
59.65
61.44
65.87
Core Cost Income Ratio
57.26
59.18
67.52
68.85
67.44
Operating Costs to Assets
2.19
1.88
1.84
1.94
1.83
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.49
14.81
0.00
0.00
0.00
PCE(x)
10.51
11.70
-16.39
-8.27
-2.76
Price/Book(x)
0.82
0.67
0.54
0.38
0.92
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.14
1.03
0.67
0.55
0.90
EV/Core EBITDA(x)
4.23
4.51
3.34
3.00
6.48
EV/EBIT(x)
1.77
1.56
1.16
0.86
2.62
EV/CE(x)
0.07
0.06
0.04
0.04
0.06
M Cap / Sales
0.82
0.70
0.42
0.29
0.65
Core Operating Income Growth
23.15
15.16
8.02
12.58
3.87
Net Profit Growth
51.18
221.17
22.07
79.97
-10.44
BVPS Growth
7.27
-9.90
-6.32
-18.27
-30.90
Advances Growth
20.62
7.40
3.58
3.07
-6.38
EPS Growth(%)
56.05
172.81
22.60
84.15
29.30
Cash / Deposits(x)
0.08
0.11
0.10
0.10
0.07
Investment / Deposits(x)
0.38
0.41
0.45
0.45
0.42
IncLoan / Deposits(x)
2.32
2.23
1.74
1.93
1.88
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA