Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
13.79
8.42
4.50
2.94
2.64
DPS(Rs)
2.00
1.60
0.50
0.00
0.60
Book NAV/Share(Rs)
107.00
94.94
87.07
82.57
80.35
Yield on Advances
10.32
10.22
10.86
12.99
11.97
Cost of Liabilities
4.06
4.11
4.73
6.04
5.62
NIM
3.87
3.54
3.25
3.54
3.52
Interest Spread
6.26
6.11
6.13
6.95
6.35
ROA(%)
1.30
0.87
0.50
0.34
0.31
ROE(%)
13.67
9.25
5.30
3.61
3.32
ROCE(%)
16.23
11.11
7.32
5.01
5.21
Cost Income Ratio
45.08
53.21
60.60
49.73
48.56
Core Cost Income Ratio
45.37
52.46
64.90
55.07
49.61
Operating Costs to Assets
2.25
2.32
2.66
2.55
2.33
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.56
5.50
12.39
6.89
27.14
PCE(x)
6.90
4.67
9.21
4.57
18.34
Price/Book(x)
0.97
0.49
0.64
0.25
0.89
Yield(%)
1.92
3.46
0.90
0.00
0.84
EV/Net Sales(x)
1.50
0.90
1.28
0.47
1.25
EV/Core EBITDA(x)
3.95
3.09
5.40
1.59
4.26
EV/EBIT(x)
2.13
1.33
1.91
0.72
1.93
EV/CE(x)
0.98
0.56
0.09
0.04
0.91
M Cap / Sales
1.28
0.66
0.81
0.27
0.98
Core Operating Income Growth
23.33
15.08
0.49
-0.63
2.82
Net Profit Growth
64.29
87.34
52.92
11.46
-39.00
BVPS Growth
12.70
9.05
5.45
2.76
-6.79
Advances Growth
15.50
8.53
9.25
-5.11
8.44
EPS Growth(%)
63.87
87.17
52.92
11.46
-44.54
Cash / Deposits(x)
0.06
0.05
0.06
0.05
0.05
Investment / Deposits(x)
0.25
0.25
0.25
0.27
0.25
IncLoan / Deposits(x)
1.87
1.96
4.00
2.00
2.61
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.74
2.28
3.41
3.92
4.98