Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
25.97
24.12
19.95
13.79
8.42
DPS(Rs)
2.60
2.60
2.40
2.00
1.60
Book NAV/Share(Rs)
145.90
148.12
124.77
107.00
94.94
Yield on Advances
11.28
11.52
11.15
10.32
10.22
Cost of Liabilities
5.19
5.25
4.80
4.06
4.11
NIM
3.73
3.68
3.76
3.87
3.54
Interest Spread
6.09
6.28
6.35
6.26
6.11
ROA(%)
1.96
1.73
1.64
1.30
0.87
ROE(%)
19.29
17.68
17.24
13.67
9.25
ROCE(%)
23.62
21.60
20.15
16.23
11.11
Cost Income Ratio
41.98
47.25
48.26
45.08
53.21
Core Cost Income Ratio
42.97
47.78
51.00
45.37
52.46
Operating Costs to Assets
2.16
2.41
2.50
2.25
2.32
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
11.13
7.23
9.15
7.56
5.50
PCE(x)
10.59
8.19
8.62
6.90
4.67
Price/Book(x)
1.98
1.41
1.46
0.97
0.49
Yield(%)
0.90
1.24
1.31
1.92
3.46
EV/Net Sales(x)
2.76
1.87
2.09
1.50
0.90
EV/Core EBITDA(x)
7.50
5.62
6.07
3.95
3.09
EV/EBIT(x)
3.23
2.25
2.64
2.13
1.33
EV/CE(x)
1.83
1.37
1.37
0.98
0.56
M Cap / Sales
2.52
1.74
1.79
1.28
0.66
Core Operating Income Growth
15.93
11.56
14.02
23.33
15.08
Net Profit Growth
29.29
20.99
45.09
64.29
87.34
BVPS Growth
-1.50
18.72
16.61
12.70
9.05
Advances Growth
16.89
14.03
16.68
15.50
8.53
EPS Growth(%)
7.69
20.88
44.67
63.87
87.17
Cash / Deposits(x)
0.04
0.07
0.06
0.06
0.05
Investment / Deposits(x)
0.25
0.23
0.25
0.25
0.25
IncLoan / Deposits(x)
2.27
1.19
2.78
1.87
1.96
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.19
0.20
0.40
0.74
2.28