Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
29.10
24.76
27.33
18.38
12.03
DPS(Rs)
1.38
1.20
1.20
1.00
0.80
Book NAV/Share(Rs)
294.39
264.23
178.27
151.50
132.94
Yield on Advances
12.81
13.08
12.45
12.48
13.72
Cost of Liabilities
5.77
5.65
4.86
4.93
5.36
NIM
4.14
3.79
4.13
3.64
3.19
Interest Spread
7.05
7.43
7.59
7.54
8.36
ROA(%)
1.36
1.29
1.24
0.93
0.70
ROE(%)
10.44
12.39
16.62
12.95
9.51
ROCE(%)
12.66
13.19
14.21
11.72
9.31
Cost Income Ratio
62.63
62.51
59.97
63.42
70.76
Core Cost Income Ratio
62.80
62.64
59.83
64.03
73.27
Operating Costs to Assets
3.07
2.78
2.79
2.74
2.71
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.89
14.11
0.00
0.00
0.00
PCE(x)
7.88
12.25
0.00
0.00
0.00
Price/Book(x)
0.88
1.32
0.00
0.00
0.00
Yield(%)
0.53
0.34
NA
NA
NA
EV/Net Sales(x)
1.64
2.58
1.12
0.92
1.27
EV/Core EBITDA(x)
8.04
13.21
5.08
4.70
9.10
EV/EBIT(x)
2.21
3.42
1.58
1.31
1.77
EV/CE(x)
0.90
1.23
0.57
0.07
0.61
M Cap / Sales
1.29
1.98
0.00
0.00
0.00
Core Operating Income Growth
18.84
7.19
26.13
28.53
15.05
Net Profit Growth
18.04
19.16
49.59
53.42
60.68
BVPS Growth
11.41
48.22
-99.88
13.97
0.00
Advances Growth
16.72
11.90
17.13
24.36
12.65
EPS Growth(%)
17.51
-9.39
48.68
52.81
60.19
Cash / Deposits(x)
0.08
0.08
0.07
0.06
0.14
Investment / Deposits(x)
0.22
0.23
0.23
0.22
0.23
IncLoan / Deposits(x)
3.85
6.32
11.00
8.24
11.81
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.30
1.40
1.36
1.36
1.13