Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
27.33
18.38
12.03
7.51
6.82
DPS(Rs)
1.20
1.00
0.80
0.00
0.20
Book NAV/Share(Rs)
178.27
151.50
132.94
120.32
87.89
Yield on Advances
12.45
12.48
13.72
13.85
13.32
Cost of Liabilities
4.86
4.93
5.36
5.87
5.25
NIM
4.13
3.64
3.19
3.34
3.24
Interest Spread
7.59
7.54
8.36
7.98
8.08
ROA(%)
1.24
0.93
0.70
0.53
0.51
ROE(%)
16.62
12.95
9.51
7.73
8.02
ROCE(%)
14.21
11.72
9.31
9.23
8.80
Cost Income Ratio
59.97
63.42
70.76
75.77
79.41
Core Cost Income Ratio
59.83
64.03
73.27
77.83
80.97
Operating Costs to Assets
2.79
2.74
2.71
3.06
3.06
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
0.00
0.00
0.00
0.00
PCE(x)
0.00
0.00
0.00
0.00
0.00
Price/Book(x)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.12
0.92
1.27
0.99
1.12
EV/Core EBITDA(x)
5.08
4.70
9.10
8.70
11.29
EV/EBIT(x)
1.58
1.31
1.77
1.42
1.62
EV/CE(x)
0.09
0.07
0.10
0.09
0.09
M Cap / Sales
0.00
0.00
0.00
0.00
0.00
Core Operating Income Growth
26.13
28.53
15.05
27.74
29.30
Net Profit Growth
49.59
53.42
60.68
30.74
2.07
BVPS Growth
-99.88
13.97
0.00
36.90
7.17
Advances Growth
17.13
24.36
12.65
27.29
40.69
EPS Growth(%)
48.68
52.81
60.19
10.14
2.07
Cash / Deposits(x)
0.07
0.06
0.14
0.05
0.06
Investment / Deposits(x)
0.23
0.22
0.23
0.24
0.24
IncLoan / Deposits(x)
11.00
8.24
11.81
9.47
9.77
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.36
1.36
1.13
1.25
0.93