Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
31.13
29.10
24.76
27.33
18.38
DPS(Rs)
1.61
1.38
1.20
1.20
1.00
Book NAV/Share(Rs)
319.85
294.39
264.23
178.27
151.50
Yield on Advances
12.23
12.81
13.08
12.45
12.48
Cost of Liabilities
5.58
5.77
5.65
4.86
4.93
NIM
3.89
4.14
3.79
4.13
3.64
Interest Spread
6.65
7.05
7.43
7.59
7.54
ROA(%)
1.27
1.36
1.29
1.24
0.93
ROE(%)
10.15
10.44
12.39
16.62
12.95
ROCE(%)
12.80
12.66
13.19
14.21
11.72
Cost Income Ratio
61.85
62.63
62.51
59.97
63.42
Core Cost Income Ratio
62.03
62.80
62.64
59.83
64.03
Operating Costs to Assets
2.85
3.07
2.78
2.79
2.74
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.11
8.89
14.11
0.00
0.00
PCE(x)
6.31
7.88
12.25
0.00
0.00
Price/Book(x)
0.69
0.88
1.32
0.00
0.00
Yield(%)
0.73
0.53
0.34
NA
NA
EV/Net Sales(x)
1.43
1.64
2.58
1.12
0.92
EV/Core EBITDA(x)
7.04
8.04
13.21
5.08
4.70
EV/EBIT(x)
1.94
2.21
3.42
1.58
1.31
EV/CE(x)
0.77
0.90
1.23
0.57
0.07
M Cap / Sales
0.96
1.29
1.98
0.00
0.00
Core Operating Income Growth
12.49
18.84
7.19
26.13
28.53
Net Profit Growth
7.40
18.04
19.16
49.59
53.42
BVPS Growth
8.65
11.41
48.22
-99.88
13.97
Advances Growth
20.90
16.72
11.90
17.13
24.36
EPS Growth(%)
7.00
17.51
-9.39
48.68
52.81
Cash / Deposits(x)
0.04
0.08
0.08
0.07
0.06
Investment / Deposits(x)
0.20
0.22
0.23
0.23
0.22
IncLoan / Deposits(x)
4.99
3.85
6.32
11.00
8.24
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.24
1.30
1.40
1.36
1.36