Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
1.86
1.43
0.88
1.94
1.53
DPS(Rs)
0.39
0.07
0.20
0.48
0.31
Book NAV/Share(Rs)
18.42
17.32
21.34
20.95
19.31
Yield on Advances
10.34
11.80
11.72
10.40
11.15
Cost of Liabilities
5.04
5.35
5.30
4.23
4.25
NIM
2.22
2.47
2.03
2.32
2.36
Interest Spread
5.30
6.45
6.41
6.18
6.90
ROA(%)
0.78
0.66
0.42
1.02
0.90
ROE(%)
10.42
7.59
4.15
9.62
10.12
ROCE(%)
9.07
7.40
5.98
9.47
10.37
Cost Income Ratio
60.97
61.23
72.16
62.95
63.16
Core Cost Income Ratio
64.32
65.83
72.36
62.72
68.28
Operating Costs to Assets
1.90
2.02
1.99
1.81
1.88
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
11.06
30.39
68.00
13.26
10.08
PCE(x)
9.76
26.59
54.31
11.91
8.90
Price/Book(x)
1.12
2.51
2.80
1.23
0.80
Yield(%)
1.89
0.16
0.33
1.87
2.01
EV/Net Sales(x)
2.59
3.93
5.18
3.31
1.82
EV/Core EBITDA(x)
14.20
21.74
44.44
18.22
9.71
EV/EBIT(x)
3.12
4.99
6.45
3.98
2.29
EV/CE(x)
1.05
1.70
2.07
1.14
0.11
M Cap / Sales
1.22
2.69
4.18
2.18
1.48
Core Operating Income Growth
0.73
33.18
-4.45
12.15
17.22
Net Profit Growth
30.13
70.61
-54.65
26.37
138.02
BVPS Growth
6.35
-18.84
1.91
8.45
5.14
Advances Growth
19.13
17.60
7.70
20.73
4.41
EPS Growth(%)
30.13
62.96
-54.65
26.37
122.73
Cash / Deposits(x)
0.04
0.07
0.06
0.06
0.06
Investment / Deposits(x)
0.34
0.36
0.42
0.41
0.41
IncLoan / Deposits(x)
11.21
10.96
8.18
8.22
2.39
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.79
0.96
1.63
1.84
2.74