Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
1.94
1.53
-6.74
-14.13
-9.62
DPS(Rs)
0.48
0.31
0.00
0.00
0.00
Book NAV/Share(Rs)
20.95
19.31
18.37
66.65
84.47
Yield on Advances
10.40
11.15
11.44
13.58
12.37
Cost of Liabilities
4.23
4.25
4.77
6.32
6.20
NIM
2.32
2.36
2.23
2.22
2.24
Interest Spread
6.18
6.90
6.67
7.25
6.17
ROA(%)
1.02
0.90
-2.59
-0.95
-0.49
ROE(%)
9.62
10.12
-45.11
-20.98
-10.75
ROCE(%)
9.47
10.37
-31.74
-14.64
-5.29
Cost Income Ratio
62.95
63.16
75.61
62.88
55.06
Core Cost Income Ratio
62.72
68.28
87.05
72.86
62.23
Operating Costs to Assets
1.81
1.88
2.17
1.85
1.57
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.26
10.08
0.00
0.00
0.00
PCE(x)
11.91
8.90
-2.71
-0.83
-3.15
Price/Book(x)
1.23
0.80
0.96
0.17
0.37
Yield(%)
1.87
2.01
0.00
0.00
0.00
EV/Net Sales(x)
3.31
1.82
1.40
0.50
0.52
EV/Core EBITDA(x)
18.22
9.71
12.66
3.64
3.20
EV/EBIT(x)
3.98
2.29
7.48
0.92
0.81
EV/CE(x)
0.19
0.11
0.09
0.04
0.04
M Cap / Sales
2.18
1.48
1.02
0.10
0.21
Core Operating Income Growth
12.15
17.22
9.93
-9.74
1.99
Net Profit Growth
26.37
138.02
-175.83
-82.31
26.93
BVPS Growth
8.45
5.14
-72.44
-21.10
-10.57
Advances Growth
20.73
4.41
4.33
-15.56
3.91
EPS Growth(%)
26.37
122.73
52.29
-46.90
26.93
Cash / Deposits(x)
0.06
0.06
0.08
0.11
0.05
Investment / Deposits(x)
0.41
0.41
0.33
0.27
0.27
IncLoan / Deposits(x)
8.22
2.39
2.75
3.58
2.75
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.84
2.74
4.04
8.03
7.22