Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
1.43
0.88
1.94
1.53
-6.74
DPS(Rs)
0.07
0.20
0.48
0.31
0.00
Book NAV/Share(Rs)
17.32
21.34
20.95
19.31
18.37
Yield on Advances
11.80
11.72
10.40
11.15
11.44
Cost of Liabilities
5.35
5.30
4.23
4.25
4.77
NIM
2.47
2.03
2.32
2.36
2.23
Interest Spread
6.45
6.41
6.18
6.90
6.67
ROA(%)
0.66
0.42
1.02
0.90
-2.59
ROE(%)
7.59
4.15
9.62
10.12
-45.11
ROCE(%)
7.40
5.98
9.47
10.37
-31.74
Cost Income Ratio
61.23
72.16
62.95
63.16
75.61
Core Cost Income Ratio
65.83
72.36
62.72
68.28
87.05
Operating Costs to Assets
2.02
1.99
1.81
1.88
2.17
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
30.39
68.00
13.26
10.08
0.00
PCE(x)
26.59
54.31
11.91
8.90
-2.71
Price/Book(x)
2.51
2.80
1.23
0.80
0.96
Yield(%)
0.16
0.33
1.87
2.01
0.00
EV/Net Sales(x)
3.93
5.18
3.31
1.82
1.40
EV/Core EBITDA(x)
21.74
44.44
18.22
9.71
12.66
EV/EBIT(x)
4.99
6.45
3.98
2.29
7.48
EV/CE(x)
1.70
2.07
1.14
0.11
0.09
M Cap / Sales
2.69
4.18
2.18
1.48
1.02
Core Operating Income Growth
33.18
-4.45
12.15
17.22
9.93
Net Profit Growth
70.61
-54.65
26.37
138.02
-175.83
BVPS Growth
-18.84
1.91
8.45
5.14
-72.44
Advances Growth
17.60
7.70
20.73
4.41
4.33
EPS Growth(%)
62.96
-54.65
26.37
122.73
52.29
Cash / Deposits(x)
0.07
0.06
0.06
0.06
0.08
Investment / Deposits(x)
0.36
0.42
0.41
0.41
0.33
IncLoan / Deposits(x)
10.96
8.18
8.22
2.39
2.75
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.96
1.63
1.84
2.74
4.04