Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
46.56
3.40
14.24
5.94
-413.29
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
274.12
201.23
187.43
172.97
108.33
Yield on Advances
17.31
20.96
21.53
20.00
20.11
Cost of Liabilities
6.26
7.41
7.21
7.81
9.82
NIM
6.62
7.09
6.81
7.44
4.93
Interest Spread
11.06
13.56
14.33
12.19
10.29
ROA(%)
1.12
0.09
0.43
0.26
-20.31
ROE(%)
20.14
1.76
7.91
4.34
-191.59
ROCE(%)
9.70
7.28
8.84
8.49
-18.37
Cost Income Ratio
56.22
66.00
70.47
80.58
203.95
Core Cost Income Ratio
56.29
66.17
71.47
81.89
206.78
Operating Costs to Assets
5.01
5.64
5.49
8.23
11.97
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
0.00
0.00
0.00
0.00
PCE(x)
0.00
0.00
0.00
0.00
0.00
Price/Book(x)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.15
1.73
2.01
1.56
3.43
EV/Core EBITDA(x)
6.60
8.03
11.43
11.05
-7.43
EV/EBIT(x)
3.95
3.48
3.84
3.07
-3.77
EV/CE(x)
0.26
0.23
0.26
0.22
0.45
M Cap / Sales
0.00
0.00
0.00
0.00
0.00
Core Operating Income Growth
19.44
10.03
24.90
131.48
11.77
Net Profit Growth
1365.12
-75.82
139.83
101.55
22.16
BVPS Growth
36.22
7.36
-89.16
59.68
-72.07
Advances Growth
36.54
12.13
16.50
60.15
3.13
EPS Growth(%)
1270.06
-76.14
139.79
101.44
35.15
Cash / Deposits(x)
0.06
0.11
0.17
0.05
0.26
Investment / Deposits(x)
0.32
0.37
0.38
0.27
0.35
IncLoan / Deposits(x)
38.43
33.32
39.10
30.03
97.33
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
2.64
3.95
5.33
1.41
4.39