Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
30.99
47.73
64.02
46.56
3.40
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
420.94
389.47
341.00
274.12
201.23
Yield on Advances
15.82
17.20
17.37
17.31
20.96
Cost of Liabilities
6.69
7.02
6.79
6.26
7.41
NIM
5.61
6.27
6.67
6.62
7.09
Interest Spread
9.14
10.18
10.58
11.06
13.56
ROA(%)
0.76
1.41
2.29
1.12
0.09
ROE(%)
7.66
13.10
26.39
20.14
1.76
ROCE(%)
7.17
9.74
11.18
9.70
7.28
Cost Income Ratio
67.75
62.05
57.35
56.22
66.00
Core Cost Income Ratio
68.87
62.51
57.54
56.29
66.17
Operating Costs to Assets
5.16
5.05
4.91
5.01
5.64
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
11.60
8.52
6.41
0.00
0.00
PCE(x)
9.43
7.60
5.87
0.00
0.00
Price/Book(x)
0.85
1.04
1.20
0.00
0.00
Yield(%)
0.00
0.00
0.00
NA
NA
EV/Net Sales(x)
1.73
1.74
2.37
2.15
1.73
EV/Core EBITDA(x)
7.97
6.85
7.97
6.60
8.03
EV/EBIT(x)
3.01
2.92
3.96
3.95
3.48
EV/CE(x)
0.93
1.02
1.08
0.82
0.83
M Cap / Sales
0.71
0.91
1.07
0.00
0.00
Core Operating Income Growth
10.13
10.66
28.19
19.44
10.03
Net Profit Growth
-34.90
-25.11
161.57
1365.12
-75.82
BVPS Growth
8.08
14.21
24.40
-99.86
7.36
Advances Growth
24.57
17.50
30.13
36.54
12.13
EPS Growth(%)
-35.06
-25.44
37.50
1270.07
-76.14
Cash / Deposits(x)
0.07
0.10
0.05
0.06
0.11
Investment / Deposits(x)
0.27
0.20
0.30
0.32
0.37
IncLoan / Deposits(x)
15.36
13.28
23.09
38.43
33.32
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.92
0.94
0.56
2.64
3.95