Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
47.73
64.02
46.56
3.40
14.24
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
389.47
341.00
274.12
201.23
187.43
Yield on Advances
17.34
17.37
17.31
20.96
21.53
Cost of Liabilities
7.02
6.79
6.26
7.41
7.21
NIM
6.37
6.67
6.62
7.09
6.81
Interest Spread
10.32
10.58
11.06
13.56
14.33
ROA(%)
1.41
2.29
1.12
0.09
0.43
ROE(%)
13.10
26.39
20.14
1.76
7.91
ROCE(%)
9.74
11.18
9.70
7.28
8.84
Cost Income Ratio
61.30
57.35
56.22
66.00
70.47
Core Cost Income Ratio
61.75
57.54
56.29
66.17
71.47
Operating Costs to Assets
5.05
4.91
5.01
5.64
5.49
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.52
6.41
0.00
0.00
0.00
PCE(x)
7.60
5.87
0.00
0.00
0.00
Price/Book(x)
1.04
1.20
0.00
0.00
0.00
Yield(%)
0.00
0.00
NA
NA
NA
EV/Net Sales(x)
1.73
2.37
2.15
1.73
2.01
EV/Core EBITDA(x)
6.64
7.97
6.60
8.03
11.43
EV/EBIT(x)
2.92
3.96
3.95
3.48
3.84
EV/CE(x)
1.02
1.08
0.82
0.83
0.26
M Cap / Sales
0.91
1.07
0.00
0.00
0.00
Core Operating Income Growth
12.46
28.19
19.44
10.03
24.90
Net Profit Growth
-25.11
161.57
1365.12
-75.82
139.83
BVPS Growth
14.21
24.40
-99.86
7.36
-89.16
Advances Growth
17.50
30.13
36.54
12.13
16.50
EPS Growth(%)
-25.44
37.50
1270.07
-76.14
139.79
Cash / Deposits(x)
0.10
0.05
0.06
0.11
0.17
Investment / Deposits(x)
0.20
0.30
0.32
0.37
0.38
IncLoan / Deposits(x)
13.28
23.09
38.43
33.32
39.10
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.94
0.56
2.64
3.95
5.33