Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
14.30
10.82
20.33
7.32
-8.76
DPS(Rs)
1.50
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
194.58
180.19
169.01
148.45
140.91
Yield on Advances
16.77
19.59
19.67
19.68
19.82
Cost of Liabilities
6.20
6.38
6.13
5.51
5.58
NIM
5.88
7.46
8.12
7.93
7.51
Interest Spread
10.57
13.21
13.54
14.17
14.24
ROA(%)
0.86
0.82
1.94
0.86
-1.25
ROE(%)
7.63
6.20
12.81
5.06
-6.04
ROCE(%)
7.72
7.19
11.06
6.26
0.05
Cost Income Ratio
73.67
70.59
61.61
60.02
60.93
Core Cost Income Ratio
74.33
71.03
61.75
57.60
60.39
Operating Costs to Assets
5.40
5.98
5.88
5.14
5.05
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.31
9.28
7.92
12.99
0.00
PCE(x)
5.75
6.25
6.40
8.34
-12.64
Price/Book(x)
0.61
0.56
0.95
0.64
0.62
Yield(%)
1.26
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.03
1.93
2.61
3.19
3.70
EV/Core EBITDA(x)
11.42
9.70
9.15
11.19
13.15
EV/EBIT(x)
3.48
3.81
4.54
7.02
15.12
EV/CE(x)
0.84
0.81
0.98
0.87
0.86
M Cap / Sales
0.58
0.55
1.08
0.85
0.99
Core Operating Income Growth
-0.67
14.96
28.89
27.74
42.38
Net Profit Growth
32.19
-46.77
177.97
183.51
-884.72
BVPS Growth
7.99
6.62
13.85
5.35
-5.75
Advances Growth
29.12
23.48
34.30
26.61
19.29
EPS Growth(%)
32.19
-46.81
177.86
183.51
-884.49
Cash / Deposits(x)
0.12
0.14
0.10
0.15
0.16
Investment / Deposits(x)
0.26
0.30
0.33
0.50
0.53
IncLoan / Deposits(x)
22.31
25.62
31.41
53.52
66.20
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
4.21
4.58
0.86
1.55
5.97