Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
7.32
-8.76
1.12
12.81
10.61
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
148.45
140.91
149.51
122.31
107.38
Yield on Advances
19.68
19.82
19.49
21.71
19.78
Cost of Liabilities
5.51
5.58
7.43
6.71
7.04
NIM
7.93
7.51
6.36
9.47
9.36
Interest Spread
14.17
14.24
12.06
14.99
12.74
ROA(%)
0.86
-1.25
0.20
2.43
2.92
ROE(%)
5.06
-6.04
0.90
11.47
12.26
ROCE(%)
6.26
0.05
4.98
11.46
15.13
Cost Income Ratio
60.02
60.93
67.50
47.08
47.70
Core Cost Income Ratio
57.60
60.39
68.41
47.67
48.17
Operating Costs to Assets
5.14
5.05
4.90
5.07
5.15
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.99
0.00
245.11
0.00
0.00
PCE(x)
8.34
-12.64
108.08
0.00
0.00
Price/Book(x)
0.64
0.62
1.83
0.00
0.00
Yield(%)
0.00
0.00
0.00
NA
NA
EV/Net Sales(x)
3.19
3.70
5.89
1.76
2.27
EV/Core EBITDA(x)
11.19
13.15
28.89
4.42
5.68
EV/EBIT(x)
7.02
15.12
12.10
3.14
3.66
EV/CE(x)
0.38
0.43
0.68
0.25
0.32
M Cap / Sales
0.85
0.99
3.74
0.00
0.00
Core Operating Income Growth
27.74
42.38
-16.31
44.77
106.94
Net Profit Growth
183.51
-884.72
-89.31
28.10
755.27
BVPS Growth
5.35
-5.75
22.24
13.91
35.13
Advances Growth
26.61
19.29
12.76
31.81
70.14
EPS Growth(%)
183.51
-884.52
-91.28
20.69
607.60
Cash / Deposits(x)
0.15
0.16
0.03
0.02
0.03
Investment / Deposits(x)
0.50
0.53
0.58
0.28
0.42
IncLoan / Deposits(x)
53.52
66.20
51.19
44.39
70.55
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.55
5.97
4.73
0.57
0.44