Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
10.82
20.33
7.32
-8.76
1.12
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
180.19
169.01
148.45
140.91
149.51
Yield on Advances
19.59
19.67
19.68
19.82
19.49
Cost of Liabilities
6.38
6.13
5.51
5.58
7.43
NIM
7.46
8.12
7.93
7.51
6.36
Interest Spread
13.21
13.54
14.17
14.24
12.06
ROA(%)
0.82
1.94
0.86
-1.25
0.20
ROE(%)
6.20
12.81
5.06
-6.04
0.90
ROCE(%)
7.19
11.06
6.26
0.05
4.98
Cost Income Ratio
70.59
61.61
60.02
60.93
67.50
Core Cost Income Ratio
71.03
61.75
57.60
60.39
68.41
Operating Costs to Assets
5.98
5.88
5.14
5.05
4.90
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.28
7.92
12.99
0.00
245.10
PCE(x)
6.25
6.40
8.34
-12.64
108.08
Price/Book(x)
0.56
0.95
0.64
0.62
1.83
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.93
2.61
3.19
3.70
5.89
EV/Core EBITDA(x)
9.70
9.15
11.19
13.15
28.89
EV/EBIT(x)
3.81
4.54
7.02
15.12
12.10
EV/CE(x)
0.81
0.98
0.87
0.86
1.40
M Cap / Sales
0.55
1.08
0.85
0.99
3.74
Core Operating Income Growth
14.96
28.89
27.74
42.38
-16.31
Net Profit Growth
-46.77
177.97
183.51
-884.72
-89.31
BVPS Growth
6.62
13.85
5.35
-5.75
22.24
Advances Growth
23.48
34.30
26.61
19.29
12.76
EPS Growth(%)
-46.81
177.86
183.51
-884.49
-91.28
Cash / Deposits(x)
0.14
0.10
0.15
0.16
0.03
Investment / Deposits(x)
0.30
0.33
0.50
0.53
0.58
IncLoan / Deposits(x)
25.62
31.41
53.52
66.20
51.19
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
4.58
0.86
1.55
5.97
4.73