Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
1.29
7.04
5.16
2.24
3.37
DPS(Rs)
0.00
1.00
1.00
0.00
0.00
Book NAV/Share(Rs)
52.78
52.23
46.39
33.90
29.81
Yield on Advances
17.43
17.72
16.13
17.86
18.96
Cost of Liabilities
6.76
6.35
5.71
6.59
6.79
NIM
6.37
7.06
7.55
7.85
7.51
Interest Spread
10.67
11.37
10.42
11.27
12.17
ROA(%)
0.30
1.99
1.85
1.09
1.75
ROE(%)
2.46
14.42
12.21
7.35
12.51
ROCE(%)
4.62
16.66
13.71
9.21
12.15
Cost Income Ratio
67.95
64.49
63.41
66.15
59.99
Core Cost Income Ratio
70.34
66.27
63.84
67.27
61.23
Operating Costs to Assets
5.35
5.52
5.83
6.32
5.38
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
42.63
13.13
12.99
22.81
17.81
PCE(x)
21.24
11.24
11.32
17.99
14.85
Price/Book(x)
1.04
1.77
1.45
1.51
2.01
Yield(%)
0.00
1.08
1.49
0.00
0.00
EV/Net Sales(x)
1.33
2.24
2.50
2.61
3.45
EV/Core EBITDA(x)
6.30
8.91
8.86
10.35
12.41
EV/EBIT(x)
2.58
3.54
4.37
5.01
5.77
EV/CE(x)
1.02
1.58
1.28
0.33
0.45
M Cap / Sales
0.99
1.91
1.79
1.85
2.14
Core Operating Income Growth
5.58
21.03
24.83
13.38
20.24
Net Profit Growth
-81.59
39.29
104.32
-26.94
57.70
BVPS Growth
1.04
12.59
36.84
13.73
14.44
Advances Growth
16.94
20.02
33.16
14.99
22.73
EPS Growth(%)
-81.67
36.30
130.35
-33.51
45.82
Cash / Deposits(x)
0.11
0.10
0.05
0.11
0.03
Investment / Deposits(x)
0.22
0.25
0.26
0.23
0.23
IncLoan / Deposits(x)
4.96
4.95
11.73
13.81
25.41
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.98
1.17
1.21
2.37
1.52