Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
0.90
1.29
7.04
5.16
2.24
DPS(Rs)
0.00
0.00
1.00
1.00
0.00
Book NAV/Share(Rs)
53.15
52.78
52.23
46.39
33.90
Yield on Advances
15.89
17.43
17.72
16.13
17.86
Cost of Liabilities
6.51
6.76
6.35
5.71
6.59
NIM
5.79
6.37
7.06
7.55
7.85
Interest Spread
9.39
10.67
11.37
10.42
11.27
ROA(%)
0.18
0.30
1.99
1.85
1.09
ROE(%)
1.71
2.46
14.42
12.21
7.35
ROCE(%)
4.38
4.62
16.66
13.71
9.21
Cost Income Ratio
71.67
67.95
64.49
63.41
66.15
Core Cost Income Ratio
74.68
70.34
66.27
63.84
67.27
Operating Costs to Assets
5.28
5.35
5.52
5.83
6.32
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
57.20
42.63
13.13
12.99
22.81
PCE(x)
21.87
21.24
11.24
11.32
17.99
Price/Book(x)
0.97
1.04
1.77
1.45
1.51
Yield(%)
0.00
0.00
1.08
1.49
0.00
EV/Net Sales(x)
1.72
1.33
2.24
2.50
2.61
EV/Core EBITDA(x)
9.22
6.30
8.91
8.86
10.35
EV/EBIT(x)
3.30
2.58
3.54
4.37
5.01
EV/CE(x)
0.98
1.02
1.58
1.28
0.33
M Cap / Sales
0.87
0.99
1.91
1.79
1.85
Core Operating Income Growth
4.29
5.58
21.03
24.83
13.38
Net Profit Growth
-29.90
-81.59
39.29
104.32
-26.94
BVPS Growth
0.72
1.04
12.59
36.84
13.73
Advances Growth
18.07
16.94
20.02
33.16
14.99
EPS Growth(%)
-29.97
-81.67
36.30
130.35
-33.51
Cash / Deposits(x)
0.12
0.11
0.10
0.05
0.11
Investment / Deposits(x)
0.22
0.22
0.25
0.26
0.23
IncLoan / Deposits(x)
12.41
4.96
4.95
11.73
13.81
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.72
0.98
1.17
1.21
2.37