Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
5.16
2.24
3.37
2.31
2.09
DPS(Rs)
1.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
46.39
33.90
29.81
26.05
22.41
Yield on Advances
16.13
17.86
18.96
19.27
18.21
Cost of Liabilities
5.70
6.59
6.79
7.22
7.40
NIM
7.55
7.85
7.51
8.04
7.58
Interest Spread
10.43
11.27
12.17
12.05
10.82
ROA(%)
1.85
1.09
1.75
1.39
1.45
ROE(%)
12.21
7.35
12.51
9.75
9.80
ROCE(%)
13.71
9.21
12.15
10.82
11.51
Cost Income Ratio
63.41
66.15
59.99
66.38
70.30
Core Cost Income Ratio
63.84
67.27
61.23
66.51
70.46
Operating Costs to Assets
5.83
6.32
5.38
6.12
6.40
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.99
22.81
17.81
0.00
0.00
PCE(x)
11.32
17.99
14.85
0.00
0.00
Price/Book(x)
1.45
1.51
2.01
0.00
0.00
Yield(%)
1.49
0.00
0.00
NA
NA
EV/Net Sales(x)
2.50
2.61
3.45
2.34
2.36
EV/Core EBITDA(x)
8.86
10.35
12.41
10.36
11.68
EV/EBIT(x)
4.37
5.01
5.77
4.12
3.88
EV/CE(x)
0.30
0.33
0.45
0.32
0.32
M Cap / Sales
1.79
1.85
2.14
0.00
0.00
Core Operating Income Growth
24.83
13.38
20.24
29.83
33.84
Net Profit Growth
104.32
-26.94
57.70
15.70
561.50
BVPS Growth
36.84
13.73
14.44
16.24
10.30
Advances Growth
33.16
14.99
22.73
18.40
50.45
EPS Growth(%)
130.35
-33.51
45.82
10.49
561.50
Cash / Deposits(x)
0.05
0.11
0.03
0.04
0.04
Investment / Deposits(x)
0.26
0.23
0.23
0.22
0.26
IncLoan / Deposits(x)
11.72
13.81
25.41
47.60
44.11
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.21
2.37
1.52
1.66
1.44