Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
3.75
0.21
0.85
-5.91
-3.99
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
39.00
33.88
31.54
32.02
38.06
Yield on Advances
14.97
14.57
15.88
18.97
14.14
Cost of Liabilities
5.00
4.71
6.39
8.35
6.23
NIM
5.58
5.41
4.87
4.46
2.25
Interest Spread
9.97
9.86
9.49
10.62
7.91
ROA(%)
1.16
0.07
0.31
-1.80
-1.28
ROE(%)
10.60
0.68
2.90
-16.92
-11.23
ROCE(%)
9.16
4.86
6.41
3.94
2.04
Cost Income Ratio
70.79
74.51
73.51
74.53
141.22
Core Cost Income Ratio
72.17
78.09
78.02
78.50
142.29
Operating Costs to Assets
5.05
5.05
4.33
3.86
3.64
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.65
186.33
65.43
0.00
0.00
PCE(x)
12.47
47.90
38.29
-4.02
28.07
Price/Book(x)
1.41
1.17
1.77
0.66
1.45
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
4.12
4.52
4.85
4.16
7.90
EV/Core EBITDA(x)
18.74
23.64
30.45
34.29
-54.22
EV/EBIT(x)
6.98
10.16
8.50
8.57
17.42
EV/CE(x)
1.13
1.05
1.22
0.93
1.09
M Cap / Sales
1.60
1.44
1.98
0.62
2.16
Core Operating Income Growth
30.18
31.49
22.80
73.72
75.45
Net Profit Growth
1778.15
-72.62
116.99
-51.24
-296.76
BVPS Growth
15.11
7.43
-1.52
-15.86
-15.18
Advances Growth
28.79
17.21
17.47
-0.82
65.44
EPS Growth(%)
1664.43
-75.00
114.40
-48.16
-254.36
Cash / Deposits(x)
0.07
0.11
0.05
0.05
0.06
Investment / Deposits(x)
0.42
0.44
0.51
0.69
0.83
IncLoan / Deposits(x)
39.60
50.18
51.71
88.20
99.47
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA