Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
1.87
2.04
4.16
3.75
0.21
DPS(Rs)
0.25
0.25
0.00
0.00
0.00
Book NAV/Share(Rs)
54.78
51.91
45.57
39.00
33.88
Yield on Advances
14.46
15.66
15.58
14.97
14.57
Cost of Liabilities
5.84
5.91
5.51
5.00
4.71
NIM
5.60
5.87
5.84
5.58
5.41
Interest Spread
8.62
9.74
10.07
9.97
9.86
ROA(%)
0.43
0.47
1.10
1.16
0.07
ROE(%)
3.78
4.24
10.14
10.60
0.68
ROCE(%)
5.42
6.33
9.10
9.16
4.86
Cost Income Ratio
75.30
71.91
72.13
70.79
74.51
Core Cost Income Ratio
75.87
73.25
72.80
72.17
78.09
Operating Costs to Assets
5.48
5.49
5.45
5.05
5.05
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
31.41
27.00
18.11
14.65
186.33
PCE(x)
20.47
17.30
14.92
12.47
47.90
Price/Book(x)
1.07
1.06
1.65
1.41
1.17
Yield(%)
0.43
0.45
0.00
0.00
0.00
EV/Net Sales(x)
2.15
2.17
3.44
4.12
4.52
EV/Core EBITDA(x)
12.14
10.74
16.71
18.74
23.64
EV/EBIT(x)
4.13
4.15
5.88
6.98
10.16
EV/CE(x)
1.04
1.03
1.25
1.13
1.05
M Cap / Sales
1.25
1.10
1.76
1.60
1.44
Core Operating Income Growth
9.96
17.25
30.21
30.18
31.49
Net Profit Growth
8.07
-49.35
18.41
1778.15
-72.62
BVPS Growth
5.53
13.92
0.00
15.11
7.43
Advances Growth
20.28
19.80
28.19
28.79
17.21
EPS Growth(%)
-8.01
-51.09
10.84
1664.43
-75.00
Cash / Deposits(x)
0.04
0.06
0.05
0.07
0.11
Investment / Deposits(x)
0.29
0.32
0.37
0.42
0.44
IncLoan / Deposits(x)
12.45
15.47
25.40
39.60
50.18
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA