Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
2.04
4.16
3.75
0.21
0.85
DPS(Rs)
0.25
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
51.91
45.57
39.00
33.88
31.54
Yield on Advances
15.66
15.58
14.97
14.57
15.88
Cost of Liabilities
5.91
5.51
5.00
4.71
6.39
NIM
5.87
5.84
5.58
5.41
4.87
Interest Spread
9.74
10.07
9.97
9.86
9.49
ROA(%)
0.47
1.10
1.16
0.07
0.31
ROE(%)
4.24
10.14
10.60
0.68
2.90
ROCE(%)
6.33
9.10
9.16
4.86
6.41
Cost Income Ratio
71.91
72.13
70.79
74.51
73.51
Core Cost Income Ratio
73.25
72.80
72.17
78.09
78.02
Operating Costs to Assets
5.49
5.45
5.05
5.05
4.33
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
27.00
18.11
14.65
186.33
65.43
PCE(x)
17.30
14.92
12.47
47.90
38.29
Price/Book(x)
1.06
1.65
1.41
1.17
1.77
Yield(%)
0.45
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.17
3.44
4.12
4.52
4.85
EV/Core EBITDA(x)
10.74
16.71
18.74
23.64
30.45
EV/EBIT(x)
4.15
5.88
6.98
10.16
8.50
EV/CE(x)
1.03
1.25
1.13
1.05
1.22
M Cap / Sales
1.10
1.76
1.60
1.44
1.98
Core Operating Income Growth
17.25
30.21
30.18
31.49
22.80
Net Profit Growth
-49.35
18.41
1778.15
-72.62
116.99
BVPS Growth
13.92
0.00
15.11
7.43
-1.52
Advances Growth
19.80
28.19
28.79
17.21
17.47
EPS Growth(%)
-51.09
10.84
1664.43
-75.00
114.40
Cash / Deposits(x)
0.06
0.05
0.07
0.11
0.05
Investment / Deposits(x)
0.32
0.37
0.42
0.44
0.51
IncLoan / Deposits(x)
15.47
25.40
39.60
50.18
51.71
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA