Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
35.30
28.29
22.93
21.42
35.88
DPS(Rs)
1.00
1.00
1.00
1.00
1.00
Book NAV/Share(Rs)
263.71
228.90
186.75
163.98
237.30
Yield on Advances
13.88
15.00
14.43
14.05
12.85
Cost of Liabilities
5.72
5.92
5.83
5.00
4.59
NIM
4.86
5.19
4.83
5.03
4.80
Interest Spread
8.16
9.08
8.60
9.05
8.26
ROA(%)
1.51
1.58
1.54
1.79
1.87
ROE(%)
14.36
14.26
13.10
15.52
16.56
ROCE(%)
14.17
15.45
13.96
14.98
14.01
Cost Income Ratio
57.91
56.53
65.14
63.01
57.07
Core Cost Income Ratio
59.84
57.82
65.63
62.50
59.07
Operating Costs to Assets
3.65
3.77
4.08
3.81
3.49
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
23.88
18.88
24.66
27.03
17.36
PCE(x)
21.65
16.82
21.50
23.92
30.89
Price/Book(x)
3.20
2.33
3.03
3.53
5.25
Yield(%)
0.12
0.19
0.18
0.17
0.08
EV/Net Sales(x)
4.13
3.20
4.10
5.47
7.64
EV/Core EBITDA(x)
15.12
11.23
18.13
22.23
24.92
EV/EBIT(x)
5.92
4.74
5.86
7.95
10.92
EV/CE(x)
2.27
1.78
2.40
2.60
3.35
M Cap / Sales
3.38
2.48
3.59
4.70
6.63
Core Operating Income Growth
13.74
55.35
16.54
36.83
36.72
Net Profit Growth
25.42
37.22
7.48
26.38
-3.49
BVPS Growth
15.21
22.57
13.89
-30.90
20.04
Advances Growth
25.38
46.38
25.23
26.74
33.19
EPS Growth(%)
24.79
23.33
7.09
-40.31
-4.31
Cash / Deposits(x)
0.05
0.07
0.05
0.13
0.11
Investment / Deposits(x)
0.29
0.30
0.31
0.29
0.29
IncLoan / Deposits(x)
9.09
9.38
6.28
9.08
11.39
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.74
0.74
0.55
0.42
0.50