Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
5.51
-2.40
0.05
1.95
1.20
DPS(Rs)
1.25
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
20.25
14.81
17.21
17.16
11.25
Yield on Advances
19.56
17.25
19.36
19.25
17.36
Cost of Liabilities
5.21
5.18
6.58
7.26
6.28
NIM
8.36
7.84
8.82
9.19
8.40
Interest Spread
14.36
12.07
12.78
11.99
11.08
ROA(%)
3.86
-1.88
0.04
2.18
1.72
ROE(%)
33.75
-14.98
0.28
15.26
12.99
ROCE(%)
28.36
-7.33
4.51
12.26
11.08
Cost Income Ratio
54.82
70.14
60.57
67.42
76.45
Core Cost Income Ratio
54.85
70.73
62.29
67.61
77.02
Operating Costs to Assets
5.41
6.34
6.04
7.16
7.30
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.59
0.00
635.34
14.07
0.00
PCE(x)
4.16
-7.66
61.94
11.21
0.00
Price/Book(x)
1.25
1.00
1.77
1.60
0.00
Yield(%)
4.94
0.00
0.00
0.00
NA
EV/Net Sales(x)
1.87
1.61
3.11
3.29
3.17
EV/Core EBITDA(x)
5.24
7.10
10.89
13.95
18.79
EV/EBIT(x)
2.65
9.25
8.02
5.79
5.84
EV/CE(x)
0.23
0.19
0.43
0.48
0.42
M Cap / Sales
1.19
0.91
1.88
1.75
0.00
Core Operating Income Growth
52.12
2.61
5.81
47.65
29.05
Net Profit Growth
365.30
-5096.93
-97.63
75.65
2802.94
BVPS Growth
36.68
-13.94
0.29
52.61
11.94
Advances Growth
30.59
12.48
3.21
33.08
43.86
EPS Growth(%)
329.89
-5096.90
-97.54
62.44
2416.38
Cash / Deposits(x)
0.09
0.09
0.13
0.11
0.06
Investment / Deposits(x)
0.33
0.23
0.19
0.22
0.21
IncLoan / Deposits(x)
10.34
9.64
24.72
36.67
56.46
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.04
0.61
2.93
0.20
0.26