Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
3.57
3.75
24.70
5.51
-2.40
DPS(Rs)
0.00
0.00
1.50
1.25
0.00
Book NAV/Share(Rs)
34.57
30.98
79.59
20.25
14.81
Yield on Advances
17.43
20.24
21.12
19.56
17.25
Cost of Liabilities
6.19
6.72
6.74
5.21
5.18
NIM
6.92
7.86
8.70
8.36
7.84
Interest Spread
11.24
13.53
14.38
14.36
12.07
ROA(%)
1.32
1.65
3.48
3.86
-1.88
ROE(%)
10.90
14.35
31.70
33.75
-14.98
ROCE(%)
11.51
13.89
26.50
28.36
-7.33
Cost Income Ratio
65.65
62.31
54.31
54.82
70.14
Core Cost Income Ratio
66.82
62.42
54.63
54.85
70.73
Operating Costs to Assets
5.68
5.86
5.64
5.41
6.34
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.17
9.17
1.79
4.59
0.00
PCE(x)
11.72
7.73
1.67
4.16
-7.66
Price/Book(x)
1.46
1.11
0.56
1.25
1.00
Yield(%)
0.00
0.00
3.39
4.94
0.00
EV/Net Sales(x)
1.96
1.50
0.79
1.87
1.61
EV/Core EBITDA(x)
7.92
5.62
2.33
5.24
7.10
EV/EBIT(x)
3.41
2.60
1.13
2.65
9.25
EV/CE(x)
1.28
1.06
0.57
1.14
0.19
M Cap / Sales
1.42
1.05
0.40
1.19
0.91
Core Operating Income Growth
6.46
6.65
26.37
52.12
2.61
Net Profit Growth
-4.61
-43.34
16.51
365.30
-5096.93
BVPS Growth
11.59
-61.08
293.07
36.68
-13.94
Advances Growth
26.67
16.77
26.27
30.59
12.48
EPS Growth(%)
-4.99
-84.81
347.99
329.89
-5096.90
Cash / Deposits(x)
0.07
0.08
0.08
0.09
0.09
Investment / Deposits(x)
0.28
0.31
0.31
0.33
0.23
IncLoan / Deposits(x)
8.18
7.56
6.90
10.34
9.64
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.43
0.49
0.28
0.04
0.61