Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
-3.23
-10.12
8.27
6.73
1.22
DPS(Rs)
0.00
0.00
0.70
0.00
0.00
Book NAV/Share(Rs)
34.52
37.74
48.29
38.03
31.30
Yield on Advances
16.38
21.40
20.87
20.49
16.67
Cost of Liabilities
6.42
7.34
6.27
5.65
5.03
NIM
5.83
7.87
9.38
9.38
6.66
Interest Spread
9.96
14.06
14.60
14.85
11.64
ROA(%)
-0.57
-1.96
1.84
1.59
0.36
ROE(%)
-8.93
-23.53
20.29
19.41
3.97
ROCE(%)
-1.58
-10.91
14.45
12.42
5.07
Cost Income Ratio
71.64
77.88
58.65
57.93
63.69
Core Cost Income Ratio
71.15
80.48
59.51
55.93
64.66
Operating Costs to Assets
5.83
7.22
6.32
6.08
4.87
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
0.00
6.56
0.00
0.00
PCE(x)
-10.17
-2.74
5.85
0.00
0.00
Price/Book(x)
0.58
0.65
1.12
0.00
0.00
Yield(%)
0.00
0.00
1.29
NA
NA
EV/Net Sales(x)
1.07
0.69
1.57
1.33
1.75
EV/Core EBITDA(x)
5.31
4.79
5.17
4.26
6.92
EV/EBIT(x)
2.35
2.39
2.98
2.67
3.93
EV/CE(x)
0.83
0.80
1.05
0.75
0.78
M Cap / Sales
0.29
0.33
0.73
0.00
0.00
Core Operating Income Growth
-16.96
-13.63
29.05
60.07
24.47
Net Profit Growth
68.08
-222.52
40.76
452.39
-48.07
BVPS Growth
-8.52
-21.86
27.01
-99.88
4.05
Advances Growth
19.78
-1.45
31.38
19.66
42.48
EPS Growth(%)
68.10
-222.36
22.90
452.39
-48.07
Cash / Deposits(x)
0.04
0.06
0.07
0.05
0.10
Investment / Deposits(x)
0.25
0.26
0.28
0.33
0.32
IncLoan / Deposits(x)
10.65
6.04
16.22
22.87
23.04
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.77
2.99
2.26
1.13
3.92