Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
-10.12
8.27
6.73
1.22
2.34
DPS(Rs)
0.00
0.70
0.00
0.00
0.00
Book NAV/Share(Rs)
37.74
48.29
38.03
31.30
30.08
Yield on Advances
21.42
20.87
20.49
16.67
20.09
Cost of Liabilities
7.34
6.27
5.65
5.03
6.73
NIM
7.89
9.38
9.38
6.66
7.73
Interest Spread
14.09
14.60
14.85
11.64
13.36
ROA(%)
-1.96
1.84
1.59
0.36
0.97
ROE(%)
-23.53
20.29
19.41
3.97
8.65
ROCE(%)
-10.91
14.45
12.42
5.07
9.61
Cost Income Ratio
77.88
58.65
57.93
63.69
60.24
Core Cost Income Ratio
80.48
59.51
55.93
64.66
61.67
Operating Costs to Assets
7.22
6.32
6.08
4.87
5.12
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
6.56
0.00
0.00
0.00
PCE(x)
-2.74
5.85
0.00
0.00
0.00
Price/Book(x)
0.65
1.12
0.00
0.00
0.00
Yield(%)
0.00
1.29
NA
NA
NA
EV/Net Sales(x)
0.69
1.57
1.33
1.75
1.31
EV/Core EBITDA(x)
4.79
5.17
4.26
6.92
5.14
EV/EBIT(x)
2.39
2.98
2.67
3.93
2.49
EV/CE(x)
0.80
1.05
0.75
0.78
0.70
M Cap / Sales
0.33
0.73
0.00
0.00
0.00
Core Operating Income Growth
-13.43
29.05
60.07
24.47
16.33
Net Profit Growth
-222.52
40.76
452.39
-48.07
-44.64
BVPS Growth
-21.86
27.01
-99.88
4.05
18.70
Advances Growth
-1.45
31.38
19.66
42.48
24.74
EPS Growth(%)
-222.36
22.90
452.39
-48.07
-47.31
Cash / Deposits(x)
0.06
0.07
0.05
0.10
0.18
Investment / Deposits(x)
0.26
0.28
0.33
0.32
0.21
IncLoan / Deposits(x)
6.04
16.22
22.87
23.04
18.82
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
2.99
2.26
1.13
3.92
3.88