Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
-6.47
0.22
4.53
4.52
0.69
DPS(Rs)
0.00
0.00
0.50
0.00
0.00
Book NAV/Share(Rs)
15.29
26.60
26.85
22.13
17.49
Yield on Advances
18.70
20.12
19.42
19.17
18.08
Cost of Liabilities
7.77
7.28
6.64
6.08
6.23
NIM
5.41
7.46
8.17
8.29
7.34
Interest Spread
10.93
12.83
12.78
13.09
11.84
ROA(%)
-4.04
0.09
2.31
2.37
0.45
ROE(%)
-40.73
0.81
20.17
22.80
4.19
ROCE(%)
-24.00
3.97
17.84
17.13
7.19
Cost Income Ratio
97.05
61.61
56.38
54.15
58.90
Core Cost Income Ratio
99.08
61.84
56.38
54.15
58.77
Operating Costs to Assets
6.41
5.74
5.39
5.18
4.87
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
86.92
10.35
0.00
0.00
PCE(x)
-1.69
24.19
9.15
0.00
0.00
Price/Book(x)
0.67
0.83
1.75
0.00
0.00
Yield(%)
0.00
0.00
1.07
NA
NA
EV/Net Sales(x)
1.38
1.27
2.25
1.30
1.88
EV/Core EBITDA(x)
82.49
4.75
7.17
3.87
6.77
EV/EBIT(x)
11.75
2.70
3.66
2.15
4.00
EV/CE(x)
0.83
0.90
1.44
0.75
0.84
M Cap / Sales
0.54
0.64
1.62
0.00
0.00
Core Operating Income Growth
-27.00
7.27
23.33
44.13
26.41
Net Profit Growth
-4956.35
-95.24
23.02
558.13
-45.03
BVPS Growth
-42.53
-0.90
21.33
-99.87
0.00
Advances Growth
-3.46
14.37
25.22
27.77
24.48
EPS Growth(%)
-3106.93
-95.25
0.25
557.85
-47.93
Cash / Deposits(x)
0.08
0.12
0.07
0.09
0.18
Investment / Deposits(x)
0.32
0.23
0.21
0.21
0.23
IncLoan / Deposits(x)
13.07
10.92
11.42
17.14
25.53
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
3.29
4.84
0.03
0.39
2.31