Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
0.22
4.53
4.52
0.69
1.32
DPS(Rs)
0.00
0.50
0.00
0.00
0.00
Book NAV/Share(Rs)
26.60
26.85
22.13
17.49
16.13
Yield on Advances
20.12
19.42
19.17
18.08
19.24
Cost of Liabilities
7.28
6.64
6.08
6.23
7.33
NIM
7.46
8.17
8.29
7.34
7.17
Interest Spread
12.83
12.78
13.09
11.84
11.91
ROA(%)
0.09
2.31
2.37
0.45
1.04
ROE(%)
0.81
20.17
22.80
4.19
9.37
ROCE(%)
3.97
17.84
17.13
7.19
10.78
Cost Income Ratio
61.61
56.38
54.15
58.90
55.43
Core Cost Income Ratio
61.84
56.38
54.15
58.77
56.29
Operating Costs to Assets
5.74
5.39
5.18
4.87
4.49
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
102.37
10.35
0.00
0.00
0.00
PCE(x)
24.19
9.15
0.00
0.00
0.00
Price/Book(x)
0.83
1.75
0.00
0.00
0.00
Yield(%)
0.00
1.07
NA
NA
NA
EV/Net Sales(x)
1.27
2.25
1.30
1.88
2.19
EV/Core EBITDA(x)
4.75
7.17
3.87
6.77
7.88
EV/EBIT(x)
2.70
3.66
2.15
4.00
3.87
EV/CE(x)
0.90
1.44
0.75
0.84
0.87
M Cap / Sales
0.64
1.62
0.00
0.00
0.00
Core Operating Income Growth
7.27
23.33
44.13
26.41
15.25
Net Profit Growth
-95.24
23.02
558.13
-45.03
-40.12
BVPS Growth
-0.90
21.33
-99.87
0.00
20.13
Advances Growth
14.37
25.22
27.77
24.48
30.81
EPS Growth(%)
-95.25
0.25
557.85
-47.93
-46.41
Cash / Deposits(x)
0.12
0.07
0.09
0.18
0.04
Investment / Deposits(x)
0.23
0.21
0.21
0.23
0.31
IncLoan / Deposits(x)
10.92
11.42
17.14
25.53
34.74
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
4.84
0.03
0.39
2.31
1.33