Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
31.55
26.43
12.59
0.73
-22.98
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
174.84
143.22
116.72
103.93
72.45
Yield on Advances
11.23
12.89
12.97
13.28
12.69
Cost of Liabilities
3.90
3.99
4.53
5.53
6.00
NIM
4.71
4.73
4.23
3.35
2.82
Interest Spread
7.33
8.90
8.44
7.75
6.69
ROA(%)
2.01
1.88
1.04
0.07
-1.20
ROE(%)
19.84
20.33
11.41
1.05
-29.20
ROCE(%)
18.56
16.65
11.36
7.33
-21.53
Cost Income Ratio
57.12
56.17
58.58
65.53
97.68
Core Cost Income Ratio
57.21
56.63
63.80
68.05
99.06
Operating Costs to Assets
3.23
3.10
3.12
2.83
3.33
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.79
8.01
18.48
161.53
0.00
PCE(x)
7.22
7.39
15.58
56.70
0.00
Price/Book(x)
1.41
1.48
1.99
1.14
0.00
Yield(%)
0.00
0.00
0.00
0.00
NA
EV/Net Sales(x)
2.18
2.79
2.92
1.89
0.06
EV/Core EBITDA(x)
7.14
9.25
10.60
10.16
6.43
EV/EBIT(x)
2.94
3.79
4.47
2.71
0.14
EV/CE(x)
0.17
0.22
0.23
0.15
0.01
M Cap / Sales
1.84
1.80
2.16
1.36
0.00
Core Operating Income Growth
15.65
22.51
58.94
34.62
14.33
Net Profit Growth
19.38
109.93
1616.35
106.45
-102.55
BVPS Growth
22.08
22.70
12.30
43.46
-19.60
Advances Growth
30.58
9.53
27.03
7.08
13.69
EPS Growth(%)
19.38
109.93
1616.05
103.19
-90.86
Cash / Deposits(x)
0.06
0.07
0.04
0.03
0.05
Investment / Deposits(x)
0.24
0.35
0.32
0.34
0.27
IncLoan / Deposits(x)
3.20
9.94
7.45
5.03
0.00
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.35
0.68
1.17
1.91
2.27