Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
34.23
32.67
31.55
26.43
12.59
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
247.86
208.11
174.84
143.22
116.72
Yield on Advances
11.42
12.03
11.23
12.89
12.97
Cost of Liabilities
5.00
4.61
3.90
3.99
4.53
NIM
3.18
4.21
4.71
4.73
4.23
Interest Spread
6.42
7.42
7.33
8.90
8.44
ROA(%)
1.42
1.74
2.01
1.88
1.04
ROE(%)
15.01
17.06
19.84
20.33
11.41
ROCE(%)
13.25
18.08
18.56
16.65
11.36
Cost Income Ratio
62.82
62.15
57.12
56.17
58.58
Core Cost Income Ratio
65.44
63.62
57.21
56.63
63.80
Operating Costs to Assets
3.22
3.55
3.23
3.10
3.12
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.83
10.84
7.79
8.01
18.48
PCE(x)
7.82
9.87
7.22
7.39
15.58
Price/Book(x)
1.22
1.70
1.41
1.48
1.99
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
3.00
2.70
2.18
2.79
2.92
EV/Core EBITDA(x)
11.85
10.13
7.14
9.25
10.60
EV/EBIT(x)
3.69
3.57
2.94
3.79
4.47
EV/CE(x)
1.09
1.47
1.32
1.26
0.23
M Cap / Sales
1.46
2.10
1.84
1.80
2.16
Core Operating Income Growth
-0.02
10.69
15.65
22.51
58.94
Net Profit Growth
4.76
3.56
19.38
109.93
1616.35
BVPS Growth
19.10
19.03
22.08
22.70
12.30
Advances Growth
29.47
17.84
30.58
9.53
27.03
EPS Growth(%)
4.76
3.56
19.38
109.93
1616.05
Cash / Deposits(x)
0.09
0.10
0.06
0.07
0.04
Investment / Deposits(x)
0.31
0.25
0.24
0.35
0.32
IncLoan / Deposits(x)
15.05
5.91
3.20
9.94
7.45
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.52
0.51
0.35
0.68
1.17