Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
36.50
34.23
32.67
31.55
26.43
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
270.40
247.86
208.11
174.84
143.22
Yield on Advances
11.31
11.42
12.03
11.23
12.89
Cost of Liabilities
5.42
5.00
4.61
3.90
3.99
NIM
3.08
3.18
4.21
4.71
4.73
Interest Spread
5.89
6.42
7.42
7.33
8.90
ROA(%)
1.20
1.42
1.74
2.01
1.88
ROE(%)
14.08
15.01
17.06
19.84
20.33
ROCE(%)
11.30
13.25
18.08
18.56
16.65
Cost Income Ratio
62.53
62.82
62.15
57.12
56.17
Core Cost Income Ratio
63.82
65.44
63.62
57.21
56.63
Operating Costs to Assets
3.14
3.22
3.55
3.23
3.10
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.31
8.83
10.84
7.79
8.01
PCE(x)
7.96
7.82
9.87
7.22
7.39
Price/Book(x)
1.26
1.22
1.70
1.41
1.48
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.90
3.00
2.70
2.18
2.79
EV/Core EBITDA(x)
12.02
11.85
10.13
7.14
9.25
EV/EBIT(x)
3.59
3.69
3.57
2.94
3.79
EV/CE(x)
1.10
1.09
1.47
1.32
1.26
M Cap / Sales
1.31
1.46
2.10
1.84
1.80
Core Operating Income Growth
16.54
-0.02
10.69
15.65
22.51
Net Profit Growth
6.63
4.76
3.56
19.38
109.93
BVPS Growth
9.09
19.10
19.03
22.08
22.70
Advances Growth
26.47
29.47
17.84
30.58
9.53
EPS Growth(%)
6.63
4.76
3.56
19.38
109.93
Cash / Deposits(x)
0.09
0.09
0.10
0.06
0.07
Investment / Deposits(x)
0.27
0.31
0.25
0.24
0.35
IncLoan / Deposits(x)
16.17
15.05
5.91
3.20
9.94
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.40
0.52
0.51
0.35
0.68