Select year
(Rs.in Million)
Particulars
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Operating Income
70729.70
61509.80
62339.20
60476.70
54367.20
Interest income
66811.40
58969.00
59750.90
59342.80
53216.20
Portfolio management services
Dividend income
18.50
19.00
17.10
16.70
14.50
Brokerages & commissions
341.50
307.60
78.40
21.20
Processing fees and other charges
984.90
187.90
57.40
113.20
Other Operating Income
2573.40
2026.20
2435.50
1004.00
1115.30
Operating Income (Net)
70729.70
61509.80
62339.20
60476.70
54367.20
Increase/Decrease in Stock
Employee Cost
10576.00
8301.30
9113.70
8968.30
7488.70
Salaries, Wages & Bonus
8737.90
7386.40
8339.30
8206.60
6871.20
Contributions to EPF & Pension Funds
584.30
504.10
557.00
596.30
436.90
Workmen and Staff Welfare Expenses
185.10
135.40
145.80
120.00
110.10
Other Employees Cost
1068.70
275.30
71.70
45.40
70.50
Operating & Establishment Expenses
2453.50
2199.30
2511.20
3321.50
2882.80
Software & Technical expenses
Commission, Brokerage & Discounts
1212.80
1125.20
1351.00
1579.80
1303.60
Rent , Rates & Taxes
198.40
155.50
199.30
810.70
756.40
Repairs and Maintenance
130.10
114.80
124.30
141.80
124.70
Insurance
50.30
45.70
41.90
41.00
40.10
Electricity & Power
94.60
86.50
117.30
104.50
99.60
Other Operating Expenses
767.40
671.60
677.50
643.70
558.40
Administrations & Other Expenses
3380.00
2822.40
3197.50
2952.60
3492.00
Printing and stationery
242.40
176.60
288.50
241.80
243.50
Professional and legal fees
1599.30
1514.80
1483.30
1389.10
1442.10
Advertisement & Sales Promotion
661.40
497.10
519.40
408.00
796.00
Other General Expenses
876.90
633.90
906.20
913.70
1010.50
Provisions and Contingencies
9540.30
9062.50
9407.30
8226.20
10797.20
Provisions for contingencies
Bad debts /advances written off
8558.40
8506.90
7738.40
6519.80
6394.60
Provision for doubtful debts
1.50
0.60
Losson disposal of fixed assets(net)
0.50
6.60
4.50
9.10
3.80
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
97.90
Other Miscellaneous Expenses
979.90
548.40
1664.40
1697.30
4301.00
Less: Expenses Capitalised
Total Expenditure
25949.90
22385.40
24229.70
23468.70
24660.80
Operating Profit (Excl OI)
44779.80
39124.40
38109.60
37008.00
29706.40
Other Income
69.70
109.10
60.70
29.10
22.50
Profit on sale of Fixed Assets
1.80
1.00
Provision Written Back
24.50
0.00
0.30
Others
45.20
109.10
60.50
27.30
21.50
Operating Profit
44849.50
39233.50
38170.30
37037.10
29728.90
Interest
28301.30
23582.20
23209.60
21247.90
17912.10
Loans
15108.20
13091.00
13902.40
10025.20
8585.90
Deposits
5443.90
4263.10
3149.10
2646.20
3102.90
Bonds / Debentures
5587.10
4023.10
4640.80
4618.20
3619.40
Other Interest
2162.10
2204.90
1517.30
3958.30
2603.90
Depreciation
862.30
871.20
895.80
335.30
351.90
Profit Before Taxation & Exceptional Items
15686.00
14780.10
14064.80
15453.90
11464.80
Exceptional Income / Expenses
Profit Before Tax
15686.00
14780.10
14064.80
15453.90
11464.80
Provision for Tax
4038.50
4003.00
3732.70
5398.60
3971.80
Current Income Tax
4106.80
4715.60
3566.10
4954.40
3964.00
Deferred Tax
-116.00
-693.60
34.00
444.20
7.80
Other taxes
47.70
-19.00
132.60
0.00
0.00
Profit After Tax
11647.50
10777.20
10332.10
10055.30
7493.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-129.80
-141.90
-105.80
-37.90
-87.30
Consolidated Net Profit
11517.70
10635.20
10226.30
10017.40
7405.70
Profit Balance B/F
37111.10
30966.70
25858.90
20332.20
16441.50
Appropriations
48628.80
41601.90
36085.20
30349.60
23847.20
General Reserve
1088.00
1025.00
1001.00
999.00
664.80
Corporate dividend tax
81.40
81.40
80.60
Other Appropriation
47540.80
40576.90
35002.80
29269.20
23101.80
Equity Dividend %
370.00
330.00
60.00
220.00
180.00
Earnings Per Share
173.00
161.00
155.00
152.00
112.00
Adjusted EPS
173.00
161.00
155.00
152.00
112.00