Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Income
184630.00
157970.00
127000.00
113180.00
121110.00
Interest income
165660.00
144120.00
120300.00
108580.00
117040.00
Portfolio management services
Dividend income
0.00
0.00
0.00
Processing fees and other charges
11920.00
10580.00
3910.00
2720.00
2040.00
Other Operating Income
7050.00
3270.00
2790.00
1880.00
2040.00
Operating Income (Net)
184630.00
157970.00
127000.00
113180.00
121110.00
Increase/Decrease in Stock
Employee Cost
23550.00
22610.00
21150.00
16130.00
13840.00
Salaries, Wages & Bonus
21710.00
20860.00
19280.00
14530.00
12460.00
Contributions to EPF & Pension Funds
1410.00
1270.00
1340.00
1160.00
1020.00
Workmen and Staff Welfare Expenses
360.00
420.00
390.00
310.00
70.00
Other Employees Cost
70.00
70.00
150.00
130.00
290.00
Operating & Establishment Expenses
14120.00
11610.00
6400.00
5040.00
3100.00
Software & Technical expenses
Commission, Brokerage & Discounts
10450.00
8680.00
2850.00
1560.00
1050.00
Rent , Rates & Taxes
320.00
320.00
270.00
260.00
250.00
Repairs and Maintenance
140.00
150.00
180.00
70.00
70.00
Insurance
760.00
760.00
710.00
530.00
530.00
Electricity & Power
220.00
220.00
190.00
160.00
120.00
Other Operating Expenses
2220.00
1480.00
2190.00
2450.00
1080.00
Administrations & Other Expenses
9210.00
7950.00
7070.00
4940.00
3150.00
Printing and stationery
150.00
160.00
190.00
130.00
80.00
Professional and legal fees
1940.00
1910.00
1550.00
790.00
640.00
Advertisement & Sales Promotion
280.00
410.00
290.00
160.00
80.00
Other General Expenses
6840.00
5460.00
5040.00
3860.00
2350.00
Provisions and Contingencies
21450.00
19960.00
26580.00
28220.00
40380.00
Provisions for contingencies
Bad debts /advances written off
16900.00
19310.00
26070.00
27770.00
24870.00
Provision for doubtful debts
30.00
Losson disposal of fixed assets(net)
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
0.00
Other Miscellaneous Expenses
4550.00
640.00
510.00
450.00
15490.00
Less: Expenses Capitalised
Total Expenditure
68320.00
62120.00
61200.00
54330.00
60470.00
Operating Profit (Excl OI)
116310.00
95840.00
65800.00
58850.00
60640.00
Other Income
1750.00
1820.00
15570.00
1690.00
600.00
Profit on sale of Fixed Assets
40.00
70.00
30.00
20.00
0.00
Income from investments
10.00
0.00
290.00
60.00
Provision Written Back
70.00
14240.00
860.00
Others
1710.00
1660.00
1300.00
530.00
540.00
Operating Profit
118060.00
97660.00
81370.00
60530.00
61240.00
Interest
85230.00
69590.00
50940.00
44170.00
53080.00
Loans
46740.00
36300.00
23550.00
16300.00
16050.00
Deposits
7480.00
4900.00
5350.00
7630.00
8130.00
Bonds / Debentures
30450.00
27760.00
21660.00
19610.00
26300.00
Other Interest
560.00
640.00
380.00
630.00
2600.00
Depreciation
3210.00
2750.00
2260.00
1520.00
1510.00
Profit Before Taxation & Exceptional Items
29620.00
25320.00
28170.00
14840.00
6660.00
Exceptional Income / Expenses
-560.00
210.00
2290.00
Profit Before Tax
30270.00
25880.00
28040.00
15490.00
9340.00
Provision for Tax
7660.00
6450.00
7330.00
3990.00
1540.00
Current Income Tax
8210.00
7180.00
4960.00
3880.00
5120.00
Deferred Tax
-550.00
-710.00
2340.00
-120.00
-3410.00
Other taxes
0.00
-20.00
20.00
230.00
-180.00
Profit After Tax
22610.00
19430.00
20710.00
11500.00
7800.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
10.00
-100.00
10.00
-130.00
-70.00
Consolidated Net Profit
22620.00
19330.00
20720.00
11370.00
7730.00
Profit Balance B/F
83640.00
74170.00
61470.00
52850.00
45780.00
Appropriations
106260.00
93500.00
82190.00
64220.00
53510.00
Other Appropriation
106260.00
93500.00
82190.00
64220.00
53510.00
Equity Dividend %
325.00
315.00
300.00
180.00
40.00
Earnings Per Share
18.00
16.00
17.00
9.00
6.00
Adjusted EPS
18.00
15.00
16.00
9.00
6.00