Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
53620.39
42002.71
35127.65
34582.14
35366.33
Interest / Discount on advances / Bills
42379.64
33948.22
28317.72
27855.39
28431.89
Interest on balances with RBI and other Inter-bank funds
321.33
634.99
571.52
537.33
370.81
Income on investments
10499.25
7078.22
5906.62
5831.61
6227.93
Others
420.17
341.28
331.80
357.82
335.70
Other Income
4742.37
4093.90
4520.39
4458.26
3910.92
Commission,exchange and brokerage
3883.09
3029.63
2379.92
1955.87
2412.08
Profit / (loss)on sale of investments(net)
326.18
109.09
808.52
1427.63
652.66
Profit on sale of Fixed Assets
1.55
-7.70
-2.28
-1.32
-7.13
Foreign Exchange Gains
157.06
281.24
284.61
226.80
192.12
Income earned from subsidiaries/joint venture
Miscellaneous income
374.50
681.64
1049.63
849.29
661.19
Total Income
58362.76
46096.61
39648.04
39040.40
39277.25
Interest Expended
34341.41
24832.66
21552.58
21715.98
22717.19
Intereston Deposits
30715.24
22271.31
18857.21
18802.77
20228.93
Interest on RBI / inter-bank borrowings
506.40
366.58
662.13
728.40
686.61
Other Interest
3119.78
2194.78
2033.24
2184.80
1801.65
Operating Expenses
15376.91
13396.62
10125.64
8466.27
9029.45
Payments to and provisions for employees
7943.29
6928.96
5391.36
4334.99
4587.98
Rent,Taxes and lighting
1437.52
1232.64
977.86
848.72
919.21
Depreciation on Banks property
944.43
770.11
637.14
566.04
511.39
Depreciation on leased assets
Auditor's fees and expenses
17.30
16.02
14.82
10.05
9.60
Law charges
195.86
154.21
104.26
73.98
118.47
Communication Expenses
198.89
202.31
160.28
137.69
144.86
Repairs and Maintenance
474.52
404.05
296.22
239.79
230.77
Insurance
505.69
421.96
373.59
343.51
268.17
Other expenses
3659.42
3266.36
2170.12
1911.50
2238.98
Provisions and Contingencies
1424.85
1591.76
4074.33
4330.10
2611.39
Provision for investments
-15.02
Provision for advances
-103.95
-50.99
171.90
200.88
21.88
Others Provisions
1528.81
1642.75
3902.43
4129.22
2604.52
Profit Before Tax
7219.60
6275.58
3895.50
4528.05
4919.23
Taxes
1859.85
1619.99
1020.45
1170.15
1539.87
Current Income Tax
1644.69
1522.15
1760.50
1796.42
1587.05
Deferred Tax
215.16
97.85
-740.05
-626.27
-47.18
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
5359.75
4655.59
2875.04
3357.90
3379.36
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
5359.75
4655.59
2875.04
3357.90
3379.36
IV. APPROPRIATIONS
19208.54
15728.29
12260.34
10983.99
9218.15
Transfer to Statutory Reserve
1339.94
1163.90
718.76
839.47
844.84
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
-68.57
-65.11
-60.28
-60.28
-69.90
Other appropriations
17937.18
14629.50
11601.85
10204.79
8443.21
Equity Dividend %
13.00
13.00
10.00
Earnings Per Share
17.00
15.00
9.00
11.00
11.00
Adjusted EPS
17.00
15.00
9.00
11.00
11.00