Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
64705.85
53620.39
42002.71
35127.65
34582.14
Interest / Discount on advances / Bills
50992.60
42379.64
33948.22
28317.72
27855.39
Interest on balances with RBI and other Inter-bank funds
318.67
321.33
634.99
571.52
537.33
Income on investments
13103.57
10499.25
7078.22
5906.62
5831.61
Others
291.02
420.17
341.28
331.80
357.82
Other Income
7505.12
4742.37
4093.90
4520.39
4458.26
Commission,exchange and brokerage
5552.53
3883.09
3029.63
2379.92
1955.87
Profit / (loss)on sale of investments(net)
1508.18
326.18
109.09
808.52
1427.63
Profit on sale of Fixed Assets
1.84
1.55
-7.70
-2.28
-1.32
Foreign Exchange Gains
97.08
157.06
281.24
284.61
226.80
Income earned from subsidiaries/joint venture
Miscellaneous income
345.49
374.50
681.64
1049.63
849.29
Total Income
72210.98
58362.76
46096.61
39648.04
39040.40
Interest Expended
43640.18
34341.41
24832.66
21552.58
21715.98
Intereston Deposits
38363.07
30715.24
22271.31
18857.21
18802.77
Interest on RBI / inter-bank borrowings
1335.83
506.40
366.58
662.13
728.40
Other Interest
3941.28
3119.78
2194.78
2033.24
2184.80
Operating Expenses
18200.80
15376.91
13396.62
10125.64
8466.27
Payments to and provisions for employees
9230.69
7943.29
6928.96
5391.36
4334.99
Rent,Taxes and lighting
1478.57
1437.52
1232.64
977.86
848.72
Depreciation on Banks property
1013.98
944.43
770.11
637.14
566.04
Depreciation on leased assets
Auditor's fees and expenses
22.47
17.30
16.02
14.82
10.05
Law charges
197.77
195.86
154.21
104.26
73.98
Communication Expenses
236.39
198.89
202.31
160.28
137.69
Repairs and Maintenance
612.50
474.52
404.05
296.22
239.79
Insurance
600.84
505.69
421.96
373.59
343.51
Other expenses
4807.59
3659.42
3266.36
2170.12
1911.50
Provisions and Contingencies
2083.91
1424.85
1591.76
4074.33
4330.10
Provision for investments
86.64
19.66
Provision for advances
1590.55
1134.23
-50.99
171.90
200.88
Others Provisions
406.72
270.96
1642.75
3902.43
4129.22
Profit Before Tax
8286.08
7219.60
6275.58
3895.50
4528.05
Taxes
2132.74
1859.85
1619.99
1020.45
1170.15
Current Income Tax
2107.76
1644.69
1522.15
1760.50
1796.42
Deferred Tax
24.97
215.16
97.85
-740.05
-626.27
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
6153.35
5359.75
4655.59
2875.04
3357.90
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
6153.35
5359.75
4655.59
2875.04
3357.90
IV. APPROPRIATIONS
22921.55
19208.54
15728.29
12260.34
10983.99
Transfer to Statutory Reserve
1538.34
1339.94
1163.90
718.76
839.47
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
-68.39
-68.57
-65.11
-60.28
-60.28
Other appropriations
21451.60
17937.18
14629.50
11601.85
10204.79
Equity Dividend %
14.00
13.00
13.00
10.00
Earnings Per Share
20.00
17.00
15.00
9.00
11.00
Adjusted EPS
20.00
17.00
15.00
9.00
11.00