Select year
(Rs.in Million)
Particulars
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Interest Earned
35127.65
34582.14
35366.33
30414.88
24129.85
Interest / Discount on advances / Bills
28317.72
27855.39
28431.89
24478.59
19402.67
Interest on balances with RBI and other Inter-bank funds
535.24
537.33
370.81
306.74
180.29
Income on investments
5942.89
5831.61
6227.93
5354.27
4207.92
Others
331.80
357.82
335.70
275.29
338.97
Other Income
4520.39
4458.26
3910.92
3501.59
3102.76
Commission,exchange and brokerage
2379.92
1955.87
2412.08
2399.30
2176.42
Profit / (loss)on sale of investments(net)
808.52
1427.63
652.66
386.45
453.90
Profit on sale of Fixed Assets
-2.28
-1.32
-7.13
-2.69
-3.98
Foreign Exchange Gains
284.61
226.80
192.12
215.88
138.97
Income earned from subsidiaries/joint venture
Miscellaneous income
1049.63
849.29
661.19
502.64
337.45
Total Income
39648.04
39040.40
39277.25
33916.47
27232.61
Interest Expended
21552.58
21715.98
22717.19
18921.96
14175.58
Intereston Deposits
18857.21
18802.77
20228.93
17093.40
12880.91
Interest on RBI / inter-bank borrowings
662.13
728.40
686.61
695.26
417.25
Other Interest
2033.24
2184.80
1801.65
1133.30
877.42
Operating Expenses
10125.64
8466.27
9029.45
8528.51
7807.32
Payments to and provisions for employees
5391.36
4334.99
4587.98
4339.88
3812.32
Rent,Taxes and lighting
977.86
848.72
919.21
844.99
810.17
Depreciation on Banks property
637.14
566.04
511.39
441.84
533.62
Depreciation on leased assets
Auditor's fees and expenses
14.82
10.05
9.60
9.23
7.67
Law charges
104.26
73.98
118.47
102.06
71.21
Communication Expenses
160.28
137.69
144.86
171.63
154.60
Repairs and Maintenance
296.22
239.79
230.77
200.14
163.52
Insurance
373.59
343.51
268.17
215.66
179.57
Other expenses
2170.12
1911.50
2238.98
2203.08
2074.64
Provisions and Contingencies
4074.33
4330.10
2611.39
1400.60
1387.98
Provision for investments
-15.02
21.22
61.08
Provision for advances
171.90
200.88
21.88
-4.24
2.24
Others Provisions
3902.43
4129.22
2604.52
1383.63
1324.66
Profit Before Tax
3895.50
4528.05
4919.23
5065.40
3861.73
Taxes
1020.45
1170.15
1539.87
1811.74
1408.30
Current Income Tax
1760.50
1796.42
1587.05
1917.08
1678.29
Deferred Tax
-740.05
-626.27
-47.18
-105.34
-269.99
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
2875.04
3357.90
3379.36
3253.66
2453.43
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
2875.04
3357.90
3379.36
3253.66
2453.43
IV. APPROPRIATIONS
12260.34
10983.99
9218.15
7520.71
5194.13
Transfer to Statutory Reserve
718.76
839.47
844.84
813.42
613.36
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
-60.28
-60.28
-69.90
-60.57
-60.66
Other appropriations
11601.85
10204.79
8443.21
6767.87
4641.43
Equity Dividend %
10.00
10.00
8.00
Earnings Per Share
9.00
11.00
11.00
11.00
8.00
Adjusted EPS
9.00
11.00
11.00
11.00
8.00