Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
42002.71
35127.65
34582.14
35366.33
30414.88
Interest / Discount on advances / Bills
33948.22
28317.72
27855.39
28431.89
24478.59
Interest on balances with RBI and other Inter-bank funds
634.99
571.52
537.33
370.81
306.74
Income on investments
7078.22
5906.62
5831.61
6227.93
5354.27
Others
341.28
331.80
357.82
335.70
275.29
Other Income
4093.90
4520.39
4458.26
3910.92
3501.59
Commission,exchange and brokerage
3029.63
2379.92
1955.87
2412.08
2399.30
Profit / (loss)on sale of investments(net)
109.09
808.52
1427.63
652.66
386.45
Profit on sale of Fixed Assets
-7.70
-2.28
-1.32
-7.13
-2.69
Foreign Exchange Gains
281.24
284.61
226.80
192.12
215.88
Income earned from subsidiaries/joint venture
Miscellaneous income
681.64
1049.63
849.29
661.19
502.64
Total Income
46096.61
39648.04
39040.40
39277.25
33916.47
Interest Expended
24832.66
21552.58
21715.98
22717.19
18921.96
Intereston Deposits
22271.31
18857.21
18802.77
20228.93
17093.40
Interest on RBI / inter-bank borrowings
366.58
662.13
728.40
686.61
695.26
Other Interest
2194.78
2033.24
2184.80
1801.65
1133.30
Operating Expenses
13396.62
10125.64
8466.27
9029.45
8528.51
Payments to and provisions for employees
6928.96
5391.36
4334.99
4587.98
4339.88
Rent,Taxes and lighting
1232.64
977.86
848.72
919.21
844.99
Depreciation on Banks property
770.11
637.14
566.04
511.39
441.84
Depreciation on leased assets
Auditor's fees and expenses
16.02
14.82
10.05
9.60
9.23
Law charges
154.21
104.26
73.98
118.47
102.06
Communication Expenses
202.31
160.28
137.69
144.86
171.63
Repairs and Maintenance
404.05
296.22
239.79
230.77
200.14
Insurance
421.96
373.59
343.51
268.17
215.66
Other expenses
3266.36
2170.12
1911.50
2238.98
2203.08
Provisions and Contingencies
1591.76
4074.33
4330.10
2611.39
1400.60
Provision for investments
-15.02
21.22
Provision for advances
-50.99
171.90
200.88
21.88
-4.24
Others Provisions
1642.75
3902.43
4129.22
2604.52
1383.63
Profit Before Tax
6275.58
3895.50
4528.05
4919.23
5065.40
Taxes
1619.99
1020.45
1170.15
1539.87
1811.74
Current Income Tax
1522.15
1760.50
1796.42
1587.05
1917.08
Deferred Tax
97.85
-740.05
-626.27
-47.18
-105.34
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
4655.59
2875.04
3357.90
3379.36
3253.66
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
4655.59
2875.04
3357.90
3379.36
3253.66
IV. APPROPRIATIONS
15728.29
12260.34
10983.99
9218.15
7520.71
Transfer to Statutory Reserve
1163.90
718.76
839.47
844.84
813.42
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
-65.11
-60.28
-60.28
-69.90
-60.57
Other appropriations
14629.50
11601.85
10204.79
8443.21
6767.87
Equity Dividend %
13.00
10.00
10.00
Earnings Per Share
15.00
9.00
11.00
11.00
11.00
Adjusted EPS
15.00
9.00
11.00
11.00
11.00