Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Income
118977.00
121856.00
115346.00
96874.00
75944.00
Interest income
115555.00
119252.00
112103.00
94177.00
74160.00
Portfolio management services
Dividend income
9.00
0.00
0.00
9.00
Processing fees and other charges
Other Operating Income
3412.00
2604.00
3243.00
2688.00
1784.00
Operating Income (Net)
118977.00
121856.00
115346.00
96874.00
75944.00
Increase/Decrease in Stock
Employee Cost
14883.00
12368.00
11893.00
12085.00
10133.00
Salaries, Wages & Bonus
13831.00
11427.00
11006.00
11131.00
9316.00
Contributions to EPF & Pension Funds
871.00
816.00
713.00
766.00
622.00
Workmen and Staff Welfare Expenses
181.00
127.00
160.00
157.00
148.00
Other Employees Cost
0.00
-2.00
14.00
31.00
48.00
Operating & Establishment Expenses
4591.00
4242.00
3719.00
3497.00
3099.00
Software & Technical expenses
19.00
0.00
Commission, Brokerage & Discounts
Rent , Rates & Taxes
3273.00
3054.00
2819.00
2755.00
2399.00
Repairs and Maintenance
633.00
651.00
348.00
268.00
272.00
Insurance
137.00
145.00
218.00
128.00
108.00
Electricity & Power
431.00
337.00
307.00
338.00
315.00
Other Operating Expenses
118.00
56.00
9.00
8.00
3.00
Administrations & Other Expenses
4053.00
3003.00
3111.00
3407.00
3046.00
Printing and stationery
243.00
175.00
171.00
215.00
200.00
Professional and legal fees
599.00
409.00
472.00
413.00
320.00
Advertisement & Sales Promotion
1834.00
1281.00
1578.00
1741.00
1559.00
Other General Expenses
1376.00
1137.00
890.00
1038.00
967.00
Provisions and Contingencies
3965.00
5291.00
3905.00
3152.00
1192.00
Provisions for contingencies
Bad debts /advances written off
169.00
1225.00
316.00
727.00
315.00
Provision for doubtful debts
Losson disposal of fixed assets(net)
21.00
6.00
35.00
13.00
4.00
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
32.00
35.00
Other Miscellaneous Expenses
3775.00
4059.00
3521.00
2378.00
873.00
Less: Expenses Capitalised
Total Expenditure
27492.00
24904.00
22627.00
22141.00
17469.00
Operating Profit (Excl OI)
91484.00
96952.00
92718.00
74733.00
58475.00
Other Income
773.00
526.00
359.00
261.00
66.00
Profit on sale of Fixed Assets
Provision Written Back
3.00
29.00
Others
773.00
526.00
356.00
233.00
66.00
Operating Profit
92258.00
97478.00
93077.00
74995.00
58541.00
Interest
42248.00
42676.00
41089.00
31798.00
25429.00
Loans
30559.00
29380.00
28572.00
21905.00
15065.00
Deposits
495.00
244.00
274.00
310.00
346.00
Bonds / Debentures
11009.00
12903.00
12112.00
9451.00
9876.00
Other Interest
185.00
148.00
131.00
132.00
142.00
Depreciation
782.00
700.00
674.00
592.00
517.00
Profit Before Taxation & Exceptional Items
49228.00
54102.00
51315.00
42604.00
32595.00
Exceptional Income / Expenses
Profit Before Tax
49228.00
54102.00
51315.00
42604.00
32595.00
Provision for Tax
12530.00
13789.00
13126.00
10917.00
11566.00
Current Income Tax
12341.00
14111.00
13360.00
10779.00
11467.00
Deferred Tax
294.00
-315.00
-225.00
137.00
-139.00
Other taxes
-106.00
-7.00
-9.00
1.00
238.00
Profit After Tax
36698.00
40313.00
38189.00
31687.00
21030.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-575.00
-147.00
-145.00
-304.00
-249.00
Consolidated Net Profit
36123.00
40166.00
38044.00
31382.00
20780.00
Profit Balance B/F
88711.00
63974.00
33374.00
21872.00
15120.00
Appropriations
124834.00
104140.00
71418.00
53255.00
35901.00
Corporate dividend tax
1235.00
Other Appropriation
124834.00
104140.00
71418.00
52020.00
35901.00
Equity Dividend %
220.00
200.00
200.00
150.00
120.00
Earnings Per Share
90.00
100.00
95.00
78.00
52.00
Adjusted EPS
90.00
100.00
95.00
78.00
52.00