Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Income
25990.30
22374.20
15491.60
13770.50
13758.60
Interest income
23028.50
18817.60
12489.70
12277.30
11671.60
Portfolio management services
Dividend income
1.30
0.00
0.30
Brokerages & commissions
370.60
653.70
767.40
812.70
955.60
Processing fees and other charges
13.30
45.60
13.30
17.70
10.60
Other Operating Income
2576.60
2857.30
2221.20
662.50
1120.80
Operating Income (Net)
25990.30
22374.20
15491.60
13770.50
13758.60
Increase/Decrease in Stock
Employee Cost
5863.10
4479.10
3876.00
3931.20
3373.30
Salaries, Wages & Bonus
5327.10
4089.30
3534.10
3536.60
3082.00
Contributions to EPF & Pension Funds
429.00
335.00
294.60
347.30
269.70
Workmen and Staff Welfare Expenses
102.50
54.80
47.30
47.90
28.00
Other Employees Cost
4.50
0.00
0.00
-0.60
-6.40
Operating & Establishment Expenses
293.20
255.20
285.80
302.20
304.20
Software & Technical expenses
15.60
11.90
11.90
8.60
10.20
Commission, Brokerage & Discounts
Rent , Rates & Taxes
162.70
139.70
157.10
178.70
178.90
Repairs and Maintenance
87.10
70.50
73.80
59.10
59.10
Insurance
27.70
33.10
43.10
55.80
56.00
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
1348.00
923.20
737.10
502.80
493.80
Printing and stationery
50.30
63.50
59.20
44.40
45.40
Professional and legal fees
369.30
238.10
163.10
157.10
182.20
Advertisement & Sales Promotion
91.80
43.90
24.20
10.50
11.10
Other General Expenses
836.70
577.70
490.60
290.80
255.10
Provisions and Contingencies
5541.70
1823.10
6186.80
2265.20
3239.50
Provisions for contingencies
Bad debts /advances written off
Provision for doubtful debts
-1.60
11.50
2.50
1.60
27.40
Losson disposal of fixed assets(net)
0.90
5.70
2.30
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
1.10
Other Miscellaneous Expenses
5542.40
1806.00
6184.30
2261.30
3211.00
Less: Expenses Capitalised
Total Expenditure
13046.10
7480.70
11085.80
7001.50
7410.70
Operating Profit (Excl OI)
12944.20
14893.40
4405.80
6769.00
6347.90
Other Income
172.30
172.30
1997.80
40.90
85.10
Other Interest Income
5.70
11.70
7.00
12.90
Profit on sale of Fixed Assets
1.50
1.00
0.30
1.00
Income from investments
3.30
Provision Written Back
1926.90
Others
166.60
159.10
69.90
33.70
67.90
Operating Profit
13116.40
15065.70
6403.70
6809.90
6433.00
Interest
10486.10
9010.20
6167.30
6307.20
6379.70
Loans
2107.70
1330.80
1270.40
1852.10
4074.40
Bonds / Debentures
7479.40
7005.00
4162.40
3656.10
1481.30
Other Interest
899.00
674.40
734.50
799.00
824.00
Depreciation
272.70
226.60
183.90
161.00
150.80
Profit Before Taxation & Exceptional Items
2357.70
5828.90
52.40
341.80
-97.50
Exceptional Income / Expenses
Profit Before Tax
2357.70
5828.90
52.40
341.80
-97.50
Provision for Tax
496.40
1469.50
4.30
134.80
42.30
Current Income Tax
862.60
695.00
19.40
319.70
480.20
Deferred Tax
-301.70
774.50
9.20
-205.50
-477.10
Other taxes
-64.50
0.00
-24.30
20.60
39.20
Profit After Tax
1861.30
4359.40
48.10
207.00
-139.80
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
1861.30
4359.40
48.10
207.00
-139.80
Profit Balance B/F
5457.60
1973.50
2486.50
2600.80
2738.80
Appropriations
7318.80
6332.90
2534.60
2807.80
2598.90
Other Appropriation
7318.80
6332.90
2534.60
2807.80
2598.90
Earnings Per Share
17.00
40.00
1.00
3.00
-2.00
Adjusted EPS
17.00
40.00
1.00
3.00
-2.00