Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
62.35
39.64
25.11
22.15
2.58
DPS(Rs)
11.30
7.10
4.00
0.00
0.00
Book NAV/Share(Rs)
371.08
316.22
282.35
254.69
235.13
Yield on Advances
10.74
10.38
11.12
11.37
11.38
Cost of Liabilities
3.81
3.44
3.76
4.47
4.65
NIM
2.93
2.69
2.75
2.82
2.73
Interest Spread
6.93
6.94
7.36
6.90
6.73
ROA(%)
1.00
0.71
0.54
0.45
0.08
ROE(%)
18.44
13.61
10.13
8.32
1.48
ROCE(%)
12.46
8.77
7.08
6.99
3.35
Cost Income Ratio
66.98
69.53
65.60
63.70
65.67
Core Cost Income Ratio
67.03
71.21
67.81
66.66
66.35
Operating Costs to Assets
3.19
3.25
3.10
3.14
2.95
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.40
12.45
14.51
8.89
124.50
PCE(x)
7.76
11.01
11.63
8.06
43.72
Price/Book(x)
1.41
1.56
1.29
0.77
1.36
Yield(%)
2.16
1.44
1.10
0.00
0.00
EV/Net Sales(x)
2.82
3.07
2.73
1.89
2.76
EV/Core EBITDA(x)
10.56
11.64
9.62
6.77
11.66
EV/EBIT(x)
3.72
4.32
4.02
2.66
4.33
EV/CE(x)
0.17
0.17
0.16
0.12
0.18
M Cap / Sales
1.33
1.52
1.17
0.65
1.13
Core Operating Income Growth
20.25
9.56
12.30
11.57
18.32
Net Profit Growth
55.57
49.74
33.58
492.26
173.29
BVPS Growth
17.35
12.00
10.86
8.32
2.13
Advances Growth
16.96
11.74
5.32
6.62
13.61
EPS Growth(%)
57.31
57.88
13.34
759.60
150.47
Cash / Deposits(x)
0.06
0.08
0.06
0.05
0.06
Investment / Deposits(x)
0.43
0.43
0.43
0.38
0.38
IncLoan / Deposits(x)
11.66
10.99
11.68
10.17
14.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA