Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
4909377.85
4391885.12
3508445.80
2899726.86
2781154.77
Interest / Discount on advances / Bills
3409767.00
2990557.21
2287407.47
1774748.31
1767801.86
Interest on balances with RBI and other Inter-bank funds
62375.99
59417.99
39164.57
46083.50
45414.26
Income on investments
1311438.26
1223781.95
1068248.53
934778.98
871306.21
Others
125796.60
118127.98
113625.24
144116.06
96632.45
Other Income
1724055.32
1553863.92
1225335.61
1170004.04
1072224.14
Commission,exchange and brokerage
313565.16
283497.01
259133.00
245493.21
235665.56
Profit / (loss)on sale of investments(net)
122796.43
88900.86
51580.86
63756.46
75044.54
Profit on sale of Fixed Assets
-162.29
-252.05
-290.32
-164.05
-283.36
Foreign Exchange Gains
44614.03
17858.72
30291.01
35301.80
24577.48
Income earned from subsidiaries/joint venture
Provisions Written Back
85783.61
74437.27
77286.72
82867.89
107003.73
Miscellaneous income
1157458.39
1089422.12
807334.35
742748.73
630216.19
Total Income
6633433.17
5945749.05
4733781.41
4069730.90
3853378.91
Interest Expended
3009433.35
2597360.48
1899808.17
1561943.44
1560101.67
Intereston Deposits
2592281.19
2232787.14
1635187.83
1417652.83
1430604.46
Interest on RBI / inter-bank borrowings
259484.90
228645.64
183175.08
77517.27
62372.05
Other Interest
157667.26
135927.70
81445.26
66773.34
67125.16
Operating Expenses
2365735.19
2358938.39
1898144.86
1743634.26
1504295.95
Payments to and provisions for employees
703957.02
836711.87
619209.11
614451.26
543308.26
Rent,Taxes and lighting
67925.71
65461.67
61030.58
57077.37
55571.37
Depreciation on Banks property
39568.16
37632.12
36447.95
36526.78
36734.27
Depreciation on leased assets
346.61
859.12
508.04
385.92
376.36
Auditor's fees and expenses
3356.64
3140.50
2848.28
2835.69
2852.52
Law charges
7062.76
6595.37
5164.36
4485.71
4019.18
Communication Expenses
10366.81
8905.22
7660.69
7104.46
4926.98
Repairs and Maintenance
15535.98
14488.29
13055.94
12190.44
11164.95
Insurance
1116938.62
1020886.89
835678.72
745067.01
626699.06
Other expenses
400676.90
364257.33
316541.19
263509.64
218642.99
Provisions and Contingencies
194509.99
77147.87
181845.49
266797.38
460893.19
Provision for investments
4828.80
-6041.10
14838.80
34717.80
28209.90
Provision for advances
188717.50
109290.90
165147.90
Others Provisions
963.69
-26101.93
1858.79
232079.58
432683.29
Profit Before Tax
1063754.64
912302.31
753982.90
497355.81
328088.09
Taxes
273583.10
230919.70
188398.60
133794.10
85290.90
Current Income Tax
278224.60
253612.80
231826.50
128593.20
122780.80
Deferred Tax
-4641.50
-22693.10
-43427.90
5200.90
-37489.90
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
790171.54
681382.61
565584.30
363561.71
242797.19
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-29612.88
-24587.49
-21017.09
-18093.05
-14823.57
Share of Associate
15054.71
14051.54
11914.52
8270.13
-3919.05
Consolidated Net Profit
775613.37
670846.66
556481.73
353738.80
224054.58
IV. APPROPRIATIONS
1495805.16
1090079.69
760425.23
434704.21
210437.15
Transfer to Statutory Reserve
215947.89
187168.83
153704.00
97690.27
62878.38
Appropriation to General Reserve
Appropriation to Revenue Reserve
32108.71
64569.18
38542.65
17836.80
-3074.81
Appropriation to Other Reserves
Equity Dividend
141901.46
122267.18
100848.12
63364.74
35698.45
Corporate dividend tax
305.23
111.40
15.01
8.66
36.52
Other appropriations
1105541.87
715963.09
467315.46
255803.73
114898.62
Equity Dividend %
1590.00
1370.00
1130.00
710.00
400.00
Earnings Per Share
87.00
75.00
62.00
40.00
25.00
Adjusted EPS
87.00
75.00
62.00
40.00
25.00