Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
3508445.80
2899726.86
2781154.77
2698516.55
2533221.74
Interest / Discount on advances / Bills
2287407.47
1774748.31
1767801.86
1854941.95
1661245.83
Interest on balances with RBI and other Inter-bank funds
39164.57
46083.50
45414.26
30662.48
13247.59
Income on investments
1068248.53
934778.98
871306.21
748128.70
802435.07
Others
113625.24
144116.06
96632.45
64783.43
56293.26
Other Income
1225335.61
1170004.04
1072224.14
981589.94
773651.85
Commission,exchange and brokerage
259133.00
245493.21
235665.56
235712.86
228013.76
Profit / (loss)on sale of investments(net)
51580.86
63756.46
75044.54
92027.12
39331.36
Profit on sale of Fixed Assets
-290.32
-164.05
-283.36
-283.38
-323.58
Foreign Exchange Gains
53854.56
35301.80
24577.48
25815.79
22090.71
Income earned from subsidiaries/joint venture
Provisions Written Back
77286.72
82867.89
107003.73
95685.25
86074.44
Miscellaneous income
783770.79
742748.73
630216.19
532632.29
398465.17
Total Income
4733781.41
4069730.90
3853378.91
3680106.49
3306873.59
Interest Expended
1899808.17
1561943.44
1560101.67
1611237.99
1558674.60
Intereston Deposits
1635187.83
1417652.83
1430604.46
1481368.44
1409201.98
Interest on RBI / inter-bank borrowings
183175.08
77517.27
62372.05
71917.65
101035.76
Other Interest
81445.26
66773.34
67125.16
57951.89
48436.86
Operating Expenses
1898144.86
1743634.26
1504295.95
1317815.63
1148003.08
Payments to and provisions for employees
619209.11
614451.26
543308.26
488505.43
437950.14
Rent,Taxes and lighting
61030.58
57077.37
55571.37
56309.58
55530.89
Depreciation on Banks property
36447.95
36526.78
36734.27
36314.43
34799.74
Depreciation on leased assets
508.04
385.92
376.36
301.16
159.18
Auditor's fees and expenses
2848.28
2835.69
2852.52
2560.18
3070.02
Law charges
5164.36
4485.71
4019.18
4888.34
5785.31
Communication Expenses
7660.69
7104.46
4926.98
5716.84
5685.66
Repairs and Maintenance
13055.94
12190.44
11164.95
11212.73
10577.73
Insurance
835678.72
745067.01
626699.06
499642.84
407684.16
Other expenses
316541.19
263509.64
218642.99
212364.11
186760.26
Provisions and Contingencies
181845.49
266797.38
460893.19
450536.09
540903.37
Provision for investments
14838.80
34717.80
28209.90
6281.10
-6060.00
Others Provisions
167006.69
232079.58
432683.29
444254.99
546963.37
Profit Before Tax
753982.90
497355.81
328088.09
300516.79
59292.54
Taxes
188398.60
133794.10
85290.90
118748.50
28601.80
Current Income Tax
231826.50
128593.20
122780.80
43727.70
19820.20
Deferred Tax
-43427.90
5200.90
-37489.90
75020.80
8781.60
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
565584.30
363561.71
242797.19
181768.29
30690.74
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-21017.09
-18093.05
-14823.57
-13721.67
-10509.14
Share of Associate
11914.52
8270.13
-3919.05
29631.40
2814.79
Consolidated Net Profit
556481.73
353738.80
224054.58
197678.02
22996.39
IV. APPROPRIATIONS
760425.23
434704.21
210437.15
114394.02
-76415.60
Transfer to Statutory Reserve
153704.00
97690.27
62878.38
45381.76
3860.59
Appropriation to General Reserve
Appropriation to Revenue Reserve
38542.65
17836.80
-3074.81
31491.93
Appropriation to Other Reserves
2437.96
Equity Dividend
100848.12
63364.74
35698.45
Corporate dividend tax
15.01
8.66
36.52
80.55
569.85
Other appropriations
467315.46
255803.73
114898.62
37439.78
-83284.00
Equity Dividend %
1130.00
710.00
400.00
Earnings Per Share
62.00
40.00
25.00
22.00
3.00
Adjusted EPS
62.00
40.00
25.00
22.00
3.00