Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
3.45
2.36
1.41
-12.36
-19.37
DPS(Rs)
1.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
35.45
31.72
29.15
27.29
40.87
Yield on Advances
12.67
13.37
15.58
16.06
15.06
Cost of Liabilities
3.41
3.69
4.63
5.34
5.93
NIM
3.92
3.59
3.49
2.89
2.27
Interest Spread
9.26
9.68
10.95
10.72
9.13
ROA(%)
1.16
0.84
0.48
-4.13
-4.47
ROE(%)
10.21
7.69
4.85
-42.86
-61.94
ROCE(%)
8.63
7.04
7.38
-7.96
-22.62
Cost Income Ratio
45.10
46.08
46.28
55.37
55.50
Core Cost Income Ratio
47.84
49.89
52.92
59.97
57.59
Operating Costs to Assets
2.18
2.15
2.07
2.14
1.64
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.06
18.16
27.38
0.00
0.00
PCE(x)
11.56
15.68
22.46
-1.61
-2.46
Price/Book(x)
1.27
1.35
1.32
0.71
1.14
Yield(%)
2.22
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.96
3.30
2.87
2.72
3.68
EV/Core EBITDA(x)
6.93
7.93
8.01
10.93
19.30
EV/EBIT(x)
4.76
5.19
4.14
11.56
-12.40
EV/CE(x)
0.18
0.20
0.19
0.19
0.25
M Cap / Sales
2.35
2.51
2.08
0.96
1.63
Core Operating Income Growth
24.65
7.48
21.98
18.07
4.75
Net Profit Growth
46.43
73.80
111.28
14.42
-84.05
BVPS Growth
11.77
8.80
6.81
-33.22
-25.22
Advances Growth
18.68
6.87
-1.30
-11.54
-14.53
EPS Growth(%)
46.27
67.35
111.39
36.17
26.54
Cash / Deposits(x)
0.07
0.12
0.06
0.05
0.06
Investment / Deposits(x)
0.39
0.36
0.35
0.37
0.41
IncLoan / Deposits(x)
4.95
6.16
6.90
16.54
19.93
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA