Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
8.57
7.10
5.38
3.45
2.36
DPS(Rs)
0.00
2.10
1.50
1.00
0.00
Book NAV/Share(Rs)
56.31
47.53
40.12
35.45
31.72
Yield on Advances
11.44
13.24
14.02
12.67
13.37
Cost of Liabilities
4.13
4.32
4.15
3.41
3.69
NIM
3.09
3.84
4.30
3.92
3.59
Interest Spread
7.31
8.92
9.87
9.26
9.68
ROA(%)
2.09
1.95
1.66
1.16
0.84
ROE(%)
16.50
16.10
14.19
10.21
7.69
ROCE(%)
14.76
16.27
15.68
11.37
7.04
Cost Income Ratio
47.50
43.53
46.13
45.10
46.08
Core Cost Income Ratio
53.92
45.42
48.07
47.84
49.89
Operating Costs to Assets
2.05
2.09
2.30
2.18
2.15
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.18
10.95
15.03
13.06
18.16
PCE(x)
6.73
10.28
13.80
11.56
15.68
Price/Book(x)
1.09
1.63
2.02
1.27
1.35
Yield(%)
0.00
2.70
1.85
2.22
0.00
EV/Net Sales(x)
3.25
3.58
3.94
2.96
3.30
EV/Core EBITDA(x)
8.91
9.25
10.65
6.93
7.93
EV/EBIT(x)
3.48
4.16
5.07
4.24
5.19
EV/CE(x)
1.06
1.46
1.73
1.20
0.20
M Cap / Sales
2.28
2.89
3.29
2.35
2.51
Core Operating Income Growth
-7.61
3.10
24.07
24.65
7.48
Net Profit Growth
21.38
31.68
56.32
46.43
73.80
BVPS Growth
18.47
18.47
13.17
11.77
8.80
Advances Growth
16.13
15.82
16.01
18.68
6.87
EPS Growth(%)
20.70
31.83
56.18
46.27
67.35
Cash / Deposits(x)
0.10
0.07
0.05
0.07
0.12
Investment / Deposits(x)
0.37
0.38
0.42
0.39
0.36
IncLoan / Deposits(x)
8.10
6.43
6.16
4.95
6.16
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA