Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
205915.27
183157.92
199619.67
208541.88
221020.95
Interest / Discount on advances / Bills
133361.61
119901.12
118192.21
130928.97
143824.50
Interest on balances with RBI and other Inter-bank funds
5657.86
7149.42
6487.41
4542.09
1931.88
Income on investments
59586.72
46313.87
51692.93
57880.91
64466.69
Others
7309.08
9793.51
23247.12
15189.91
10797.88
Other Income
45753.77
49192.27
47815.34
46312.56
35353.29
Commission,exchange and brokerage
20043.73
19206.09
18719.63
20105.65
21290.52
Profit / (loss)on sale of investments(net)
8163.86
10628.88
17283.39
8912.09
3425.11
Profit on sale of Fixed Assets
-18.64
6.08
-4.20
-47.43
-727.14
Foreign Exchange Gains
6157.29
7304.88
3760.13
5487.23
3126.60
Income earned from subsidiaries/joint venture
Provisions Written Back
7164.69
8455.27
5475.57
8280.65
4683.63
Miscellaneous income
4242.84
3591.07
2580.83
3574.37
3554.56
Total Income
251669.04
232350.18
247435.01
254854.45
256374.24
Interest Expended
91304.46
91215.45
114075.07
138411.19
161624.58
Intereston Deposits
78201.60
77503.82
92484.42
110896.15
125225.77
Interest on RBI / inter-bank borrowings
4380.97
1828.76
5535.86
4928.20
6645.94
Other Interest
8721.89
11882.87
16054.80
22586.84
29752.87
Operating Expenses
72325.65
65030.63
61715.45
64471.69
52584.61
Payments to and provisions for employees
36913.93
32594.26
32234.74
33637.13
23177.88
Rent,Taxes and lighting
5075.90
4753.37
4787.03
4562.54
4295.65
Depreciation on Banks property
4992.08
4172.64
3968.47
3943.79
3699.46
Depreciation on leased assets
Auditor's fees and expenses
29.47
36.61
28.07
26.66
294.40
Law charges
493.02
430.65
501.83
363.19
556.29
Communication Expenses
1195.98
905.94
768.87
894.99
870.11
Repairs and Maintenance
967.64
1015.70
872.77
796.40
890.85
Insurance
2968.15
2844.98
2595.36
2040.35
2088.59
Other expenses
19689.48
18276.48
15958.30
18206.65
16711.38
Provisions and Contingencies
51170.51
50926.72
47057.75
141246.59
269403.46
Provision for investments
20220.00
16967.30
16044.10
Provision for advances
21950.00
113185.40
239602.20
Others Provisions
51170.51
50926.72
4887.75
11093.89
13757.16
Profit Before Tax
36868.43
25177.38
24586.74
-89275.03
-227238.41
Taxes
10100.00
39199.00
-77108.70
Current Income Tax
-2990.00
Deferred Tax
13090.00
39199.00
-77108.70
Other taxes
0.00
0.00
0.00
-39199.00
77108.70
Profit After Tax
36868.43
25177.38
14486.74
-128474.03
-150129.71
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-219.12
-234.02
-181.63
-159.35
-169.94
Share of Associate
411.29
393.31
834.57
281.01
432.09
Consolidated Net Profit
37060.59
25336.67
15139.69
-128352.37
-149867.56
IV. APPROPRIATIONS
57064.46
-426257.54
-438960.17
-452069.10
-321352.96
Transfer to Statutory Reserve
9112.74
6098.18
3398.66
Appropriation to General Reserve
26.46
28.26
21.93
35.18
20.52
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
47925.27
-432383.98
-442380.76
-452104.27
-321373.48
Earnings Per Share
3.00
2.00
1.00
-12.00
-19.00
Adjusted EPS
3.00
2.00
1.00
-12.00
-19.00