Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
19.39
111.29
91.43
74.93
60.71
DPS(Rs)
0.65
2.50
2.00
1.50
1.10
Book NAV/Share(Rs)
182.09
791.64
653.41
562.55
486.90
Yield on Advances
12.33
13.51
13.07
11.74
11.08
Cost of Liabilities
4.47
4.77
4.34
3.45
3.16
NIM
4.19
4.40
4.54
4.64
4.25
Interest Spread
7.86
8.73
8.73
8.29
7.92
ROA(%)
2.04
2.66
2.59
2.53
2.33
ROE(%)
11.33
15.28
14.88
14.19
13.19
ROCE(%)
12.05
15.14
15.06
13.86
12.79
Cost Income Ratio
61.84
58.22
63.97
62.62
64.52
Core Cost Income Ratio
62.57
65.16
71.35
62.04
66.93
Operating Costs to Assets
4.83
5.20
5.98
5.42
5.56
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.21
3.90
19.53
23.14
28.90
PCE(x)
17.38
18.86
18.91
22.39
28.06
Price/Book(x)
1.94
2.74
2.73
3.08
3.60
Yield(%)
0.18
0.12
0.11
0.09
0.06
EV/Net Sales(x)
6.40
8.06
7.65
9.53
11.97
EV/Core EBITDA(x)
14.94
16.11
16.65
20.01
24.16
EV/EBIT(x)
8.03
9.24
9.26
11.80
14.69
EV/CE(x)
1.61
2.07
2.10
2.37
2.65
M Cap / Sales
5.03
6.57
6.31
8.17
10.32
Core Operating Income Growth
7.39
11.07
21.38
25.03
11.76
Net Profit Growth
-12.60
22.08
21.63
23.87
20.49
BVPS Growth
-77.00
21.16
16.15
15.54
14.42
Advances Growth
16.37
12.97
19.84
17.94
20.74
EPS Growth(%)
-82.57
21.72
22.02
23.42
20.93
Cash / Deposits(x)
0.09
0.08
0.08
0.06
0.12
Investment / Deposits(x)
0.51
0.57
0.55
0.54
0.53
IncLoan / Deposits(x)
16.83
19.73
16.87
15.79
17.79
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA