Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
111.29
91.43
74.93
60.71
50.20
DPS(Rs)
2.50
2.00
1.50
1.10
0.90
Book NAV/Share(Rs)
791.64
653.41
562.55
486.90
425.55
Yield on Advances
13.51
13.07
11.74
11.08
13.01
Cost of Liabilities
4.77
4.34
3.45
3.16
3.97
NIM
4.40
4.54
4.64
4.25
4.35
Interest Spread
8.73
8.73
8.29
7.92
9.04
ROA(%)
2.66
2.59
2.53
2.33
2.15
ROE(%)
15.28
14.88
14.19
13.19
13.12
ROCE(%)
15.14
15.06
13.86
12.79
12.10
Cost Income Ratio
58.22
63.97
62.62
64.52
63.12
Core Cost Income Ratio
65.15
71.35
62.04
66.93
71.28
Operating Costs to Assets
5.20
5.98
5.42
5.56
5.73
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.51
19.53
23.14
28.90
34.94
PCE(x)
18.86
18.91
22.39
28.06
33.54
Price/Book(x)
2.74
2.73
3.08
3.60
4.12
Yield(%)
0.12
0.11
0.09
0.06
0.05
EV/Net Sales(x)
8.06
7.65
9.53
11.97
12.06
EV/Core EBITDA(x)
16.11
16.65
20.01
24.16
24.71
EV/EBIT(x)
9.24
9.26
11.80
14.69
15.15
EV/CE(x)
2.07
2.10
2.37
0.74
0.83
M Cap / Sales
6.57
6.31
8.17
10.32
10.59
Core Operating Income Growth
11.06
21.38
25.03
11.76
12.97
Net Profit Growth
22.08
21.63
23.87
20.49
15.06
BVPS Growth
21.16
16.15
15.54
14.42
22.17
Advances Growth
12.97
19.84
17.94
20.74
0.92
EPS Growth(%)
21.72
22.02
23.42
20.93
12.29
Cash / Deposits(x)
0.08
0.08
0.06
0.12
0.04
Investment / Deposits(x)
0.57
0.55
0.54
0.53
0.56
IncLoan / Deposits(x)
19.73
16.87
15.79
17.79
17.12
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA