Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
74.93
60.71
50.20
44.71
37.74
DPS(Rs)
1.50
1.10
0.90
0.00
0.80
Book NAV/Share(Rs)
562.55
486.90
425.55
348.32
302.71
Yield on Advances
11.74
11.08
13.01
13.40
12.25
Cost of Liabilities
3.45
3.16
3.97
4.88
5.21
NIM
4.64
4.25
4.35
4.13
3.87
Interest Spread
8.29
7.92
9.04
8.52
7.04
ROA(%)
2.53
2.33
2.15
2.05
1.94
ROE(%)
14.19
13.19
13.12
13.84
13.15
ROCE(%)
13.86
12.79
12.10
11.88
12.66
Cost Income Ratio
62.62
64.52
63.12
59.44
62.26
Core Cost Income Ratio
62.04
66.93
71.28
58.33
64.81
Operating Costs to Assets
5.42
5.56
5.73
4.62
4.85
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
23.14
28.90
34.94
29.00
35.39
PCE(x)
22.39
28.06
33.54
27.34
33.64
Price/Book(x)
3.08
3.60
4.12
3.72
4.41
Yield(%)
0.09
0.06
0.05
0.00
0.06
EV/Net Sales(x)
9.53
11.97
12.06
9.38
10.79
EV/Core EBITDA(x)
20.01
24.16
24.71
22.47
27.70
EV/EBIT(x)
11.80
14.69
15.15
11.50
12.50
EV/CE(x)
0.65
0.74
0.83
0.71
0.81
M Cap / Sales
8.17
10.32
10.59
7.41
8.55
Core Operating Income Growth
25.03
11.76
12.97
20.00
15.64
Net Profit Growth
23.87
20.49
15.06
20.89
15.82
BVPS Growth
15.54
14.42
22.17
15.07
14.26
Advances Growth
17.94
20.74
0.92
2.64
18.19
EPS Growth(%)
23.42
20.93
12.29
18.46
15.99
Cash / Deposits(x)
0.06
0.12
0.04
0.04
0.05
Investment / Deposits(x)
0.54
0.53
0.56
0.43
0.46
IncLoan / Deposits(x)
15.79
17.79
17.12
25.18
29.55
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA