Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
656688.25
562366.32
421510.61
337406.20
328198.31
Interest / Discount on advances / Bills
473080.99
408661.62
307350.62
226033.19
216205.29
Interest on balances with RBI and other Inter-bank funds
18141.18
15423.61
10293.53
10043.79
14809.13
Income on investments
159903.17
132966.02
98944.14
95952.42
92749.67
Others
5562.91
5315.07
4922.32
5376.81
4434.22
Other Income
412334.12
380372.78
259909.66
249410.59
235876.76
Commission,exchange and brokerage
124632.75
103827.06
82368.30
73650.47
56917.08
Profit / (loss)on sale of investments(net)
85564.10
27735.52
9068.64
19661.88
17677.75
Profit on sale of Fixed Assets
458.05
71.38
107.78
264.30
386.56
Foreign Exchange Gains
15288.37
12687.96
17038.45
19042.67
9796.80
Income earned from subsidiaries/joint venture
182208.69
184253.09
157998.62
133393.89
Miscellaneous income
4182.16
51797.78
-6672.13
3397.39
151098.58
Total Income
1069022.37
942739.11
681420.27
586816.78
564075.07
Interest Expended
282745.51
225672.37
144111.32
115535.37
129665.48
Intereston Deposits
224341.26
182285.02
117657.65
92766.56
100853.64
Interest on RBI / inter-bank borrowings
13867.36
15815.53
9951.32
10475.33
12714.37
Other Interest
44536.90
27571.83
16502.36
12293.48
16097.47
Operating Expenses
457794.21
458708.24
336450.29
304093.34
274201.89
Payments to and provisions for employees
119635.97
103473.13
84790.30
71409.32
58557.00
Rent,Taxes and lighting
12027.23
9687.47
9357.72
8088.82
7701.17
Depreciation on Banks property
9409.09
7917.53
5992.59
4803.51
4610.50
Depreciation on leased assets
Auditor's fees and expenses
152.61
133.85
123.95
110.14
99.21
Law charges
12066.88
13653.51
14268.45
11828.54
8272.85
Communication Expenses
5901.51
5317.35
4585.88
3413.75
2335.41
Repairs and Maintenance
17388.48
14393.75
12071.74
8151.75
6495.44
Insurance
5600.83
4739.69
3943.98
3574.83
46800.78
Other expenses
275611.62
299391.97
201315.68
192712.69
139329.54
Provisions and Contingencies
38592.37
19724.74
4396.84
7705.04
28524.34
Provision for investments
936.50
742.30
-181.50
-804.10
-279.90
Others Provisions
37655.87
18982.44
4578.34
8509.14
28804.24
Profit Before Tax
289890.28
238633.75
196461.82
159483.04
131683.36
Taxes
70432.90
58865.50
48657.40
40164.30
32654.40
Current Income Tax
72966.00
58853.10
48429.80
39028.30
35401.60
Deferred Tax
-2533.10
12.40
227.60
1136.00
-2747.20
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
219457.38
179768.25
147804.42
119318.74
99028.96
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
1802.51
2363.82
1445.68
1575.18
873.08
Consolidated Net Profit
221259.89
182132.08
149250.10
120893.92
99902.04
IV. APPROPRIATIONS
971302.93
817463.78
674054.42
556116.05
464260.54
Transfer to Statutory Reserve
41125.20
34454.00
27348.30
21431.80
17412.10
Appropriation to General Reserve
1.61
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
930176.12
783009.78
646706.12
534684.25
446848.44
Equity Dividend %
50.00
40.00
30.00
22.00
18.00
Earnings Per Share
111.00
91.00
75.00
61.00
50.00
Adjusted EPS
111.00
91.00
75.00
61.00
50.00