Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
14.95
9.36
8.34
7.90
6.57
DPS(Rs)
1.00
1.80
0.70
0.00
1.40
Book NAV/Share(Rs)
104.50
91.55
82.65
74.36
67.97
Yield on Advances
9.79
9.59
10.56
10.89
10.43
Cost of Liabilities
4.18
3.95
4.57
5.27
5.10
NIM
3.15
3.06
3.06
2.83
2.82
Interest Spread
5.61
5.64
5.99
5.62
5.34
ROA(%)
1.29
0.91
0.85
0.90
0.86
ROE(%)
15.36
11.00
10.52
10.97
9.96
ROCE(%)
12.96
9.68
10.12
10.65
10.83
Cost Income Ratio
50.73
53.75
49.66
52.20
50.17
Core Cost Income Ratio
50.94
55.76
53.95
57.33
52.28
Operating Costs to Assets
1.94
2.03
1.90
1.93
1.77
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.84
10.40
9.09
5.20
14.68
PCE(x)
8.33
9.73
8.58
4.87
13.62
Price/Book(x)
1.27
1.06
0.92
0.55
1.42
Yield(%)
0.76
1.85
0.92
0.00
1.45
EV/Net Sales(x)
3.02
2.79
1.91
1.52
2.39
EV/Core EBITDA(x)
10.64
10.14
6.93
6.38
9.88
EV/EBIT(x)
3.78
3.78
2.57
1.93
3.00
EV/CE(x)
0.20
0.18
0.13
0.11
0.17
M Cap / Sales
1.57
1.42
1.06
0.60
1.64
Core Operating Income Growth
22.02
9.24
19.69
13.73
17.10
Net Profit Growth
61.58
19.32
6.08
21.07
40.99
BVPS Growth
14.15
10.77
11.14
9.39
9.26
Advances Growth
21.34
10.65
8.54
11.94
19.92
EPS Growth(%)
59.71
12.30
5.61
20.19
38.49
Cash / Deposits(x)
0.06
0.09
0.04
0.04
0.05
Investment / Deposits(x)
0.23
0.22
0.21
0.23
0.23
IncLoan / Deposits(x)
12.14
10.78
7.13
8.23
6.45
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA