Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
281060.78
235654.75
178117.77
143815.32
143140.76
Interest / Discount on advances / Bills
227448.13
191012.99
145078.82
115643.11
113531.37
Interest on balances with RBI and other Inter-bank funds
4430.04
3388.72
2062.52
2202.67
3681.64
Income on investments
45379.94
36857.00
27818.77
23164.92
23382.86
Others
3802.67
4396.04
3157.66
2804.62
2544.89
Other Income
39241.71
32164.76
24362.37
21209.33
19716.54
Commission,exchange and brokerage
29066.93
23292.07
18678.01
13228.65
10494.55
Profit / (loss)on sale of investments(net)
2634.95
2659.74
902.44
3886.88
6108.19
Profit on sale of Fixed Assets
21.80
84.33
8.30
53.30
17.99
Foreign Exchange Gains
2303.06
2106.43
2971.39
2420.16
1939.99
Income earned from subsidiaries/joint venture
Provisions Written Back
1639.00
1475.14
1791.35
810.11
Miscellaneous income
3575.96
2547.06
1802.24
-171.01
345.71
Total Income
320302.49
267819.52
202480.15
165024.65
162857.29
Interest Expended
176312.74
144946.71
99752.39
79593.79
84349.58
Intereston Deposits
154111.86
126990.91
86127.81
73322.89
78045.40
Interest on RBI / inter-bank borrowings
2134.91
1839.46
906.54
358.48
419.65
Other Interest
20065.97
16116.35
12718.04
5912.42
5884.53
Operating Expenses
78919.48
67666.96
52112.05
45921.46
38986.64
Payments to and provisions for employees
35452.06
31856.70
24402.44
25116.60
21720.18
Rent,Taxes and lighting
4289.88
3620.11
4302.50
3655.87
3190.46
Depreciation on Banks property
2884.49
2339.50
1821.77
1388.98
1149.20
Depreciation on leased assets
Auditor's fees and expenses
63.07
62.85
63.19
78.28
85.02
Law charges
738.69
728.75
544.43
316.51
194.30
Communication Expenses
1995.58
1562.32
1256.73
912.63
819.00
Repairs and Maintenance
1756.62
1292.89
1152.57
858.13
700.50
Insurance
3545.13
3117.65
2318.90
2145.71
1929.06
Other expenses
28193.98
23086.20
16249.52
11448.76
9198.92
Provisions and Contingencies
9192.05
2595.85
7986.27
13046.63
17435.41
Provision for investments
-149.90
12.60
-66.80
-7.20
289.00
Provision for advances
9442.40
2624.20
7728.40
12719.50
16969.90
Others Provisions
-100.45
-40.95
324.67
334.33
176.51
Profit Before Tax
55878.22
52610.00
42629.43
26462.76
22085.66
Taxes
13863.40
13334.70
10871.80
6808.80
5613.60
Current Income Tax
13867.00
12270.30
10859.30
8452.50
5833.10
Deferred Tax
-3.60
1064.40
12.50
-1643.70
-219.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
42014.82
39275.30
31757.63
19653.96
16472.06
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-781.39
-1261.65
-453.11
-277.50
-152.36
Share of Associate
325.33
365.06
340.60
310.28
323.64
Consolidated Net Profit
41558.75
38378.71
31645.12
19686.74
16643.34
IV. APPROPRIATIONS
116721.14
96008.84
75185.40
54644.88
44060.69
Transfer to Statutory Reserve
10365.16
9569.52
7773.05
4870.85
4062.47
Appropriation to General Reserve
Appropriation to Revenue Reserve
6067.15
5542.52
4265.75
2667.21
2295.72
Appropriation to Other Reserves
Other appropriations
100288.82
80896.80
63146.60
47106.82
37702.49
Equity Dividend %
60.00
60.00
50.00
90.00
35.00
Earnings Per Share
17.00
16.00
15.00
9.00
8.00
Adjusted EPS
17.00
16.00
15.00
9.00
8.00