Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
178117.77
143815.32
143140.76
135903.90
116354.39
Interest / Discount on advances / Bills
145078.82
115643.11
113531.37
110451.81
93041.23
Interest on balances with RBI and other Inter-bank funds
2062.52
2202.67
3681.64
1399.64
734.69
Income on investments
27818.77
23164.92
23382.86
21854.99
20393.59
Others
3157.66
2804.62
2544.89
2197.47
2184.89
Other Income
24362.37
21209.33
19716.54
18818.11
13352.17
Commission,exchange and brokerage
18678.01
13228.65
10494.55
9640.54
7812.10
Profit / (loss)on sale of investments(net)
902.44
3886.88
6108.19
6079.25
2291.08
Profit on sale of Fixed Assets
8.30
53.30
17.99
51.72
182.01
Foreign Exchange Gains
2971.39
2420.16
1939.99
2183.13
2356.79
Income earned from subsidiaries/joint venture
Provisions Written Back
1407.34
1791.35
810.11
522.42
13788.01
Miscellaneous income
394.90
-171.01
345.71
341.05
-13077.82
Total Income
202480.15
165024.65
162857.29
154722.02
129706.56
Interest Expended
99752.39
79593.79
84349.58
86783.09
73163.25
Intereston Deposits
86127.81
73322.89
78045.40
81003.65
67425.81
Interest on RBI / inter-bank borrowings
906.54
358.48
419.65
914.10
1137.43
Other Interest
12718.04
5912.42
5884.53
4865.34
4600.01
Operating Expenses
52112.05
45921.46
38986.64
35467.07
28365.77
Payments to and provisions for employees
24402.44
25116.60
21720.18
18759.80
14256.61
Rent,Taxes and lighting
4302.50
3655.87
3190.46
3217.22
2842.98
Depreciation on Banks property
1821.77
1388.98
1149.20
1257.27
1222.58
Depreciation on leased assets
Auditor's fees and expenses
63.19
78.28
85.02
95.59
84.68
Law charges
544.43
316.51
194.30
208.71
139.02
Communication Expenses
1256.73
912.63
819.00
787.68
670.53
Repairs and Maintenance
1152.57
858.13
700.50
760.41
671.46
Insurance
2318.90
2145.71
1929.06
1427.81
1196.95
Other expenses
16249.52
11448.76
9198.92
8952.58
7280.97
Provisions and Contingencies
7986.27
13046.63
17435.41
11872.18
8576.11
Provision for investments
-66.80
-7.20
289.00
635.00
991.00
Provision for advances
7728.40
12719.50
16969.90
1171.90
1227.70
Others Provisions
324.67
334.33
176.51
10065.28
6357.41
Profit Before Tax
42629.43
26462.76
22085.66
20599.67
19601.43
Taxes
10871.80
6808.80
5613.60
5072.00
6776.20
Current Income Tax
10859.30
8452.50
5833.10
5072.00
6776.20
Deferred Tax
12.50
-1643.70
-219.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
31757.63
19653.96
16472.06
15527.67
12825.23
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-453.11
-277.50
-152.36
-172.56
-141.30
Share of Associate
340.60
310.28
323.64
377.09
355.62
Consolidated Net Profit
31645.12
19686.74
16643.34
15732.20
13039.56
IV. APPROPRIATIONS
75185.40
54644.88
44060.69
38479.83
30938.70
Transfer to Statutory Reserve
7773.05
4870.85
4062.47
3915.46
3179.87
Appropriation to General Reserve
Appropriation to Revenue Reserve
4265.75
2667.21
2295.72
1474.61
1439.30
Appropriation to Other Reserves
Corporate dividend tax
571.90
407.01
Other appropriations
63146.60
47106.82
37702.49
32517.87
25912.52
Equity Dividend %
50.00
90.00
35.00
70.00
Earnings Per Share
15.00
9.00
8.00
8.00
7.00
Adjusted EPS
15.00
9.00
8.00
8.00
7.00