Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
40.06
36.29
28.82
15.18
2.99
DPS(Rs)
8.35
7.60
5.50
2.85
0.00
Book NAV/Share(Rs)
283.29
231.49
203.14
177.65
159.32
Yield on Advances
10.34
10.87
9.81
9.20
10.28
Cost of Liabilities
4.79
4.78
3.72
3.27
4.05
NIM
2.76
3.04
3.04
2.71
2.74
Interest Spread
5.55
6.09
6.09
5.93
6.23
ROA(%)
1.16
1.16
1.02
0.61
0.12
ROE(%)
15.37
16.38
14.92
8.84
1.91
ROCE(%)
14.41
15.84
13.33
8.12
6.68
Cost Income Ratio
49.21
47.77
50.37
50.73
49.86
Core Cost Income Ratio
51.75
50.23
50.42
52.90
54.54
Operating Costs to Assets
1.97
2.08
2.01
1.85
1.92
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.70
7.28
5.86
7.35
24.78
PCE(x)
5.40
6.82
5.24
6.34
13.81
Price/Book(x)
0.81
1.14
0.83
0.63
0.47
Yield(%)
3.66
2.88
3.26
2.55
0.00
EV/Net Sales(x)
1.98
2.02
2.07
2.28
1.47
EV/Core EBITDA(x)
6.70
6.36
6.47
6.93
4.71
EV/EBIT(x)
2.40
2.49
2.77
3.43
2.21
EV/CE(x)
0.90
1.08
0.92
0.12
0.09
M Cap / Sales
0.92
1.15
0.92
0.79
0.52
Core Operating Income Growth
2.47
8.80
28.90
11.11
7.83
Net Profit Growth
11.13
25.34
90.75
429.63
54.31
BVPS Growth
22.38
13.95
14.35
11.50
5.19
Advances Growth
13.61
13.01
20.87
10.24
2.36
EPS Growth(%)
10.38
25.91
89.88
407.20
49.05
Cash / Deposits(x)
0.04
0.04
0.05
0.07
0.04
Investment / Deposits(x)
0.29
0.30
0.32
0.32
0.28
IncLoan / Deposits(x)
9.07
7.50
8.74
10.18
7.16
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA