Select year
Particulars
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Operational & Financial Ratios
Earnings Per Share (Rs)
15.18
2.99
2.01
4.16
-7.13
DPS(Rs)
2.85
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
177.65
159.32
151.46
171.64
163.97
Yield on Advances
9.20
10.28
11.17
10.93
10.52
Cost of Liabilities
3.27
4.05
4.68
4.43
4.34
NIM
2.71
2.74
2.56
2.62
2.38
Interest Spread
5.93
6.23
6.49
6.50
6.18
ROA(%)
0.61
0.12
0.09
0.14
-0.26
ROE(%)
8.84
1.91
1.63
2.45
-4.62
ROCE(%)
8.12
6.68
2.67
4.64
0.20
Cost Income Ratio
50.73
49.86
52.07
45.14
45.51
Core Cost Income Ratio
52.90
54.54
55.85
46.79
49.26
Operating Costs to Assets
1.85
1.92
1.78
1.56
1.51
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.35
24.78
26.67
30.97
0.00
PCE(x)
6.34
13.81
9.37
16.74
-37.20
Price/Book(x)
0.63
0.47
0.35
0.75
0.87
Yield(%)
2.55
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.28
1.47
1.53
1.95
2.23
EV/Core EBITDA(x)
6.93
4.71
6.12
6.63
7.56
EV/EBIT(x)
3.43
2.21
2.47
3.03
3.79
EV/CE(x)
0.12
0.09
0.10
0.13
0.14
M Cap / Sales
0.79
0.52
0.31
0.64
0.82
Core Operating Income Growth
11.11
7.83
41.44
20.74
13.57
Net Profit Growth
429.63
54.31
-13.33
156.85
-207.58
BVPS Growth
11.50
5.19
-11.76
4.68
-4.25
Advances Growth
10.24
2.36
45.91
10.57
11.65
EPS Growth(%)
407.20
49.05
-51.71
158.30
-190.56
Cash / Deposits(x)
0.05
0.04
0.04
0.04
0.04
Investment / Deposits(x)
0.32
0.28
0.30
0.29
0.29
IncLoan / Deposits(x)
10.18
7.16
9.84
10.35
10.68
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA