Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
38.38
40.06
36.29
28.82
15.18
DPS(Rs)
8.50
8.35
7.60
5.50
2.85
Book NAV/Share(Rs)
320.74
283.29
231.49
203.14
177.65
Yield on Advances
9.32
10.34
10.87
9.81
9.20
Cost of Liabilities
4.43
4.79
4.78
3.72
3.27
NIM
2.57
2.76
3.04
3.04
2.71
Interest Spread
4.89
5.55
6.09
6.09
5.93
ROA(%)
0.98
1.16
1.16
1.02
0.61
ROE(%)
12.47
15.37
16.38
14.92
8.84
ROCE(%)
11.20
14.41
15.84
13.33
8.12
Cost Income Ratio
51.65
49.21
47.77
50.37
50.73
Core Cost Income Ratio
52.93
51.75
50.23
50.42
52.90
Operating Costs to Assets
1.84
1.97
2.08
2.01
1.85
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.45
5.70
7.28
5.86
7.35
PCE(x)
5.98
5.40
6.82
5.24
6.34
Price/Book(x)
0.77
0.81
1.14
0.83
0.63
Yield(%)
3.44
3.66
2.88
3.26
2.55
EV/Net Sales(x)
2.22
1.98
2.02
2.07
2.28
EV/Core EBITDA(x)
8.23
6.70
6.36
6.47
6.93
EV/EBIT(x)
2.79
2.40
2.49
2.77
3.43
EV/CE(x)
0.89
0.90
1.08
0.92
0.12
M Cap / Sales
0.95
0.92
1.15
0.92
0.79
Core Operating Income Growth
5.55
2.47
8.80
28.90
11.11
Net Profit Growth
-4.80
11.13
25.34
90.75
429.63
BVPS Growth
13.22
22.38
13.95
14.35
11.50
Advances Growth
16.43
13.61
13.01
20.87
10.24
EPS Growth(%)
-4.20
10.38
25.91
89.88
407.20
Cash / Deposits(x)
0.04
0.04
0.04
0.05
0.07
Investment / Deposits(x)
0.26
0.29
0.30
0.32
0.32
IncLoan / Deposits(x)
10.16
9.07
7.50
8.74
10.18
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA