Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
28.82
15.18
2.99
2.01
4.16
DPS(Rs)
5.50
2.85
0.00
0.00
0.00
Book NAV/Share(Rs)
203.14
177.65
159.32
151.46
171.64
Yield on Advances
9.77
9.20
10.28
11.17
10.93
Cost of Liabilities
3.72
3.27
4.05
4.68
4.43
NIM
3.02
2.71
2.74
2.56
2.62
Interest Spread
6.05
5.93
6.23
6.49
6.50
ROA(%)
1.02
0.61
0.12
0.09
0.14
ROE(%)
14.92
8.84
1.91
1.63
2.45
ROCE(%)
13.33
8.12
6.68
2.67
4.64
Cost Income Ratio
50.37
50.73
49.86
52.07
45.14
Core Cost Income Ratio
50.42
52.90
54.54
55.85
46.79
Operating Costs to Assets
2.01
1.85
1.92
1.78
1.56
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.86
7.35
24.78
26.67
30.97
PCE(x)
5.24
6.34
13.81
9.37
16.74
Price/Book(x)
0.83
0.63
0.47
0.35
0.75
Yield(%)
3.26
2.55
0.00
0.00
0.00
EV/Net Sales(x)
2.07
2.28
1.47
1.53
1.95
EV/Core EBITDA(x)
6.47
6.93
4.71
6.12
6.63
EV/EBIT(x)
2.77
3.43
2.21
2.47
3.03
EV/CE(x)
0.13
0.12
0.09
0.10
0.13
M Cap / Sales
0.93
0.79
0.52
0.31
0.64
Core Operating Income Growth
27.85
11.11
7.83
41.44
20.74
Net Profit Growth
90.75
429.63
54.31
-13.33
156.85
BVPS Growth
14.35
11.50
5.19
-11.76
4.68
Advances Growth
20.87
10.24
2.36
45.91
10.57
EPS Growth(%)
89.88
407.20
49.05
-51.71
158.30
Cash / Deposits(x)
0.05
0.07
0.04
0.04
0.04
Investment / Deposits(x)
0.32
0.32
0.28
0.30
0.29
IncLoan / Deposits(x)
8.74
10.18
7.16
9.84
10.35
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA