Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
941386.08
733854.56
743139.78
788946.98
529062.49
Interest / Discount on advances / Bills
657765.09
507506.64
514272.16
554910.73
356232.00
Interest on balances with RBI and other Inter-bank funds
16137.02
11382.85
16933.04
21601.51
20132.19
Income on investments
248010.56
195360.69
192753.81
192335.96
141752.31
Others
19473.42
19604.37
19180.78
20098.78
10945.98
Other Income
166393.69
143947.31
152536.49
121913.32
78870.50
Commission,exchange and brokerage
30997.08
28971.55
26215.04
26761.47
21396.87
Profit / (loss)on sale of investments(net)
15359.65
30556.37
34162.62
27778.41
9977.34
Profit on sale of Fixed Assets
143.31
42.35
2712.52
35.66
154.33
Foreign Exchange Gains
6903.49
11859.11
10780.72
10207.71
7238.92
Income earned from subsidiaries/joint venture
Miscellaneous income
112990.16
72517.93
78665.59
57130.07
40103.04
Total Income
1107779.77
877801.87
895676.27
910860.29
607933.00
Interest Expended
499421.69
388154.73
432011.80
500398.91
325057.17
Intereston Deposits
428881.62
344139.49
387022.89
448564.84
285723.06
Interest on RBI / inter-bank borrowings
44182.31
17389.60
18400.13
26834.84
21044.86
Other Interest
26357.76
26625.64
26588.79
24999.22
18289.26
Operating Expenses
306444.64
248387.92
231174.70
213714.81
127689.67
Payments to and provisions for employees
143427.29
126438.31
119933.77
100744.41
54341.18
Rent,Taxes and lighting
16749.14
15526.16
15847.93
15839.73
10986.36
Depreciation on Banks property
19812.05
14004.86
13219.20
16972.27
9482.50
Depreciation on leased assets
506.52
377.54
353.85
Auditor's fees and expenses
919.42
906.29
817.64
1079.74
661.80
Law charges
2417.16
2034.71
1746.44
1688.58
1686.19
Communication Expenses
2050.61
1512.01
2101.64
2143.98
1197.18
Repairs and Maintenance
10515.56
10123.19
11258.97
11475.31
9383.12
Insurance
15420.38
14003.68
13742.52
10811.55
7166.83
Other expenses
94626.51
63461.16
52152.74
52959.23
32784.51
Provisions and Contingencies
96267.99
141176.21
168758.11
209085.64
139940.31
Provision for investments
17181.90
5677.40
11028.20
10174.20
1651.40
Provision for advances
52019.90
122951.50
144692.80
199292.30
124433.70
Others Provisions
27066.19
12547.31
13037.11
-380.86
13855.21
Profit Before Tax
205645.46
100083.01
63731.67
-12339.06
15245.84
Taxes
58766.70
23080.70
49192.70
-21760.90
4375.10
Current Income Tax
58766.70
23080.70
49192.70
-21760.90
4375.10
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
146878.76
77002.31
14538.97
9421.84
10870.74
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1000.11
-832.90
-726.31
-529.62
-661.66
Share of Associate
3173.38
2327.51
1664.00
385.28
791.93
Consolidated Net Profit
149052.03
78496.92
15476.66
9277.51
11001.01
IV. APPROPRIATIONS
166919.87
-18011.20
-85097.65
20371.53
20423.63
Transfer to Statutory Reserve
35838.78
18311.92
2385.44
1498.99
1421.57
Appropriation to General Reserve
Appropriation to Revenue Reserve
76147.32
10246.20
-618.82
109840.22
4638.29
Appropriation to Other Reserves
Equity Dividend
28442.49
14738.38
Other appropriations
26491.28
-61307.70
-86864.27
-90967.68
14363.77
Equity Dividend %
275.00
143.00
Earnings Per Share
29.00
15.00
3.00
2.00
4.00
Adjusted EPS
29.00
15.00
3.00
2.00
4.00