Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
1279447.72
1183792.16
945026.17
733854.56
743139.78
Interest / Discount on advances / Bills
961065.41
876476.87
661405.17
507506.64
514272.16
Interest on balances with RBI and other Inter-bank funds
19818.87
19342.30
16137.02
11382.85
16933.04
Income on investments
292841.90
278421.41
248010.56
195360.69
192753.81
Others
5721.55
9551.58
19473.42
19604.37
19180.78
Other Income
249393.68
233994.87
162753.60
143947.31
152536.49
Commission,exchange and brokerage
35457.85
37109.01
30997.08
28971.55
26215.04
Profit / (loss)on sale of investments(net)
35115.46
24845.03
15359.65
30556.37
34162.62
Profit on sale of Fixed Assets
396.47
63.14
143.31
42.35
2712.52
Foreign Exchange Gains
8049.87
13272.18
6903.49
11859.11
10780.72
Income earned from subsidiaries/joint venture
Miscellaneous income
170374.03
158705.51
109350.07
72517.93
78665.59
Total Income
1528841.40
1417787.03
1107779.77
877801.87
895676.27
Interest Expended
782649.24
698990.76
499421.69
388154.73
432011.80
Intereston Deposits
695800.32
612811.07
428881.62
344139.49
387022.89
Interest on RBI / inter-bank borrowings
46881.52
56271.04
44182.31
17389.60
18400.13
Other Interest
39967.41
29908.64
26357.76
26625.64
26588.79
Operating Expenses
367207.53
343368.10
306444.64
248387.92
231174.70
Payments to and provisions for employees
179104.47
169666.92
143474.04
126438.31
119933.77
Rent,Taxes and lighting
19330.61
17755.37
16749.14
15526.16
15847.93
Depreciation on Banks property
14039.93
16325.07
19812.05
14004.86
13219.20
Depreciation on leased assets
629.61
610.20
506.52
377.54
353.85
Auditor's fees and expenses
1163.57
1047.56
919.42
906.29
817.64
Law charges
4700.33
3937.26
2417.16
2034.71
1746.44
Communication Expenses
2398.76
2646.91
2050.61
1512.01
2101.64
Repairs and Maintenance
11598.59
10947.58
10515.56
10123.19
11258.97
Insurance
20405.56
17562.22
15420.38
14003.68
13742.52
Other expenses
113836.10
102869.00
94579.76
63461.16
52152.74
Provisions and Contingencies
102795.01
117434.64
96267.99
141176.21
168758.11
Provision for investments
329.30
-283.10
17181.90
5677.40
11028.20
Provision for advances
60240.90
62857.90
52019.90
122951.50
144692.80
Others Provisions
42224.81
54859.84
27066.19
12547.31
13037.11
Profit Before Tax
276189.61
257993.53
205645.46
100083.01
63731.67
Taxes
71596.10
73897.10
58766.70
23080.70
49192.70
Current Income Tax
71596.10
73897.10
58766.70
23080.70
49192.70
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
204593.51
184096.43
146878.76
77002.31
14538.97
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1489.34
-1014.92
-1000.11
-832.90
-726.31
Share of Associate
4059.11
4592.29
3173.38
2327.51
1664.00
Consolidated Net Profit
207163.28
187673.79
149052.03
78496.92
15476.66
IV. APPROPRIATIONS
232330.03
208536.56
166919.87
-18011.20
-85097.65
Transfer to Statutory Reserve
49653.19
45095.69
35838.78
18311.92
2385.44
Appropriation to General Reserve
Appropriation to Revenue Reserve
88942.31
86036.83
76147.32
10246.20
-618.82
Appropriation to Other Reserves
Equity Dividend
43180.87
39302.35
28442.49
14738.38
Other appropriations
50553.66
38101.68
26491.28
-61307.70
-86864.27
Equity Dividend %
418.00
380.00
275.00
143.00
Earnings Per Share
40.00
36.00
29.00
15.00
3.00
Adjusted EPS
40.00
36.00
29.00
15.00
3.00