Select year
Particulars
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Operational & Financial Ratios
Earnings Per Share (Rs)
8.51
6.36
-9.31
-19.67
-34.20
DPS(Rs)
2.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
120.72
124.13
118.10
132.96
178.72
Yield on Advances
9.05
11.11
11.49
11.96
11.16
Cost of Liabilities
3.67
3.99
4.55
4.80
4.89
NIM
2.04
2.10
2.49
2.34
1.83
Interest Spread
5.38
7.12
6.94
7.16
6.28
ROA(%)
0.46
0.32
-0.45
-0.88
-0.97
ROE(%)
7.55
5.54
-7.77
-16.21
-21.19
ROCE(%)
8.40
6.13
-1.25
-5.26
-7.06
Cost Income Ratio
54.80
51.60
47.79
55.92
56.22
Core Cost Income Ratio
59.52
58.62
49.09
54.77
61.61
Operating Costs to Assets
1.64
1.50
1.60
1.65
1.51
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.39
10.68
0.00
0.00
0.00
PCE(x)
4.98
8.62
-4.16
-5.62
-3.25
Price/Book(x)
0.38
0.55
0.27
0.78
0.58
Yield(%)
4.36
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.19
1.34
1.18
1.78
1.61
EV/Core EBITDA(x)
4.55
5.30
4.34
8.91
8.54
EV/EBIT(x)
1.54
1.84
2.22
3.94
3.24
EV/CE(x)
0.06
0.07
0.08
0.12
0.10
M Cap / Sales
0.49
0.54
0.25
0.70
0.47
Core Operating Income Growth
-1.63
-6.28
11.61
29.75
-11.23
Net Profit Growth
54.91
175.06
46.71
9.48
-281.04
BVPS Growth
-2.74
5.10
-11.18
-25.60
-27.95
Advances Growth
15.05
-0.80
8.07
-0.09
-6.80
EPS Growth(%)
33.91
168.26
52.66
42.50
-145.38
Cash / Deposits(x)
0.06
0.10
0.05
0.06
0.06
Investment / Deposits(x)
0.29
0.30
0.29
0.29
0.27
IncLoan / Deposits(x)
4.26
5.16
7.13
8.47
8.34
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA