Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
9.35
8.51
6.36
-9.31
-19.67
DPS(Rs)
2.00
2.00
0.00
0.00
0.00
Book NAV/Share(Rs)
130.32
120.72
124.13
118.10
132.96
Yield on Advances
9.81
9.05
11.11
11.49
11.96
Cost of Liabilities
3.72
3.67
3.99
4.55
4.80
NIM
2.61
2.04
2.10
2.49
2.34
Interest Spread
6.09
5.38
7.12
6.94
7.16
ROA(%)
0.49
0.46
0.32
-0.45
-0.88
ROE(%)
7.54
7.55
5.54
-7.77
-16.21
ROCE(%)
9.43
8.40
6.13
-1.25
-5.26
Cost Income Ratio
51.89
54.80
51.60
47.79
55.92
Core Cost Income Ratio
55.58
58.52
56.80
49.09
54.77
Operating Costs to Assets
1.74
1.64
1.50
1.60
1.65
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.00
5.39
10.68
0.00
0.00
PCE(x)
7.13
4.98
8.62
-4.16
-5.62
Price/Book(x)
0.57
0.38
0.55
0.27
0.78
Yield(%)
2.67
4.36
0.00
0.00
0.00
EV/Net Sales(x)
2.00
1.19
1.34
1.18
1.78
EV/Core EBITDA(x)
7.18
4.55
5.30
4.34
8.91
EV/EBIT(x)
2.85
1.54
1.84
2.22
3.94
EV/CE(x)
0.12
0.06
0.07
0.08
0.12
M Cap / Sales
0.64
0.49
0.54
0.25
0.70
Core Operating Income Growth
44.33
-1.63
-6.28
11.61
29.75
Net Profit Growth
13.97
54.91
175.06
46.71
9.48
BVPS Growth
7.95
-2.74
5.10
-11.18
-25.60
Advances Growth
15.53
15.05
-0.80
8.07
-0.09
EPS Growth(%)
9.89
33.91
168.26
52.66
42.50
Cash / Deposits(x)
0.07
0.06
0.10
0.05
0.06
Investment / Deposits(x)
0.31
0.29
0.30
0.29
0.29
IncLoan / Deposits(x)
9.67
4.26
5.16
7.13
8.47
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA