Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
20.97
14.42
9.35
8.51
6.36
DPS(Rs)
4.05
2.80
2.00
2.00
0.00
Book NAV/Share(Rs)
159.03
139.93
130.32
120.72
124.13
Yield on Advances
10.91
10.78
9.81
9.05
11.11
Cost of Liabilities
4.94
4.60
3.72
3.67
3.99
NIM
2.42
2.64
2.61
2.04
2.10
Interest Spread
5.97
6.18
6.09
5.38
7.12
ROA(%)
0.94
0.73
0.49
0.46
0.32
ROE(%)
13.72
10.90
7.54
7.55
5.54
ROCE(%)
11.92
11.98
9.43
8.40
6.13
Cost Income Ratio
50.89
51.80
51.89
54.80
51.60
Core Cost Income Ratio
53.89
52.93
55.58
58.52
56.80
Operating Costs to Assets
1.63
1.66
1.74
1.64
1.50
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.11
9.50
8.00
5.39
10.68
PCE(x)
4.90
9.05
7.13
4.98
8.62
Price/Book(x)
0.67
0.98
0.57
0.38
0.55
Yield(%)
3.78
2.04
2.67
4.36
0.00
EV/Net Sales(x)
2.42
2.35
2.00
1.19
1.34
EV/Core EBITDA(x)
10.39
10.06
7.18
4.55
5.30
EV/EBIT(x)
2.92
2.99
2.85
1.54
1.84
EV/CE(x)
0.88
0.99
0.81
0.06
0.72
M Cap / Sales
0.68
1.02
0.64
0.49
0.54
Core Operating Income Growth
5.99
13.79
44.33
-1.63
-6.28
Net Profit Growth
46.28
64.46
13.97
54.91
175.06
BVPS Growth
13.65
7.37
7.95
-2.74
5.10
Advances Growth
15.33
15.95
15.53
15.05
-0.80
EPS Growth(%)
45.45
54.17
9.89
33.91
168.26
Cash / Deposits(x)
0.06
0.05
0.07
0.06
0.10
Investment / Deposits(x)
0.33
0.32
0.31
0.29
0.30
IncLoan / Deposits(x)
15.11
10.93
9.67
4.26
5.16
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA