Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
22.64
20.97
14.42
9.35
8.51
DPS(Rs)
4.65
4.05
2.80
2.00
2.00
Book NAV/Share(Rs)
179.97
159.03
139.93
130.32
120.72
Yield on Advances
9.89
10.91
10.78
9.81
9.05
Cost of Liabilities
4.78
4.94
4.60
3.72
3.67
NIM
2.23
2.42
2.64
2.61
2.04
Interest Spread
5.11
5.97
6.18
6.09
5.38
ROA(%)
0.90
0.94
0.73
0.49
0.46
ROE(%)
13.07
13.72
10.90
7.54
7.55
ROCE(%)
10.97
11.92
11.98
9.43
8.40
Cost Income Ratio
51.40
50.89
51.80
51.89
54.80
Core Cost Income Ratio
53.95
53.89
52.93
55.58
58.52
Operating Costs to Assets
1.55
1.63
1.66
1.74
1.64
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.05
5.11
9.50
8.00
5.39
PCE(x)
5.77
4.90
9.05
7.13
4.98
Price/Book(x)
0.76
0.67
0.98
0.57
0.38
Yield(%)
3.39
3.78
2.04
2.67
4.36
EV/Net Sales(x)
2.39
2.42
2.35
2.00
1.19
EV/Core EBITDA(x)
10.49
10.39
10.06
7.18
4.55
EV/EBIT(x)
2.84
2.92
2.99
2.85
1.54
EV/CE(x)
0.90
0.88
0.99
0.81
0.06
M Cap / Sales
0.83
0.68
1.02
0.64
0.49
Core Operating Income Growth
3.08
5.99
13.79
44.33
-1.63
Net Profit Growth
8.03
46.28
64.46
13.97
54.91
BVPS Growth
13.16
13.65
7.37
7.95
-2.74
Advances Growth
17.01
15.33
15.95
15.53
15.05
EPS Growth(%)
7.94
45.45
54.17
9.89
33.91
Cash / Deposits(x)
0.05
0.06
0.05
0.07
0.06
Investment / Deposits(x)
0.30
0.33
0.32
0.31
0.29
IncLoan / Deposits(x)
12.74
15.11
10.93
9.67
4.26
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA