Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
479316.90
382809.15
408538.26
425907.74
410048.19
Interest / Discount on advances / Bills
335488.88
259874.45
275475.31
289767.40
274149.94
Interest on balances with RBI and other Inter-bank funds
16745.63
6377.54
11550.96
24442.50
28647.72
Income on investments
120341.15
111551.26
116483.73
107568.89
100181.34
Others
6741.25
5005.91
5028.26
4128.97
7069.19
Other Income
72111.67
80105.43
68965.51
68088.89
47909.12
Commission,exchange and brokerage
13823.15
12106.62
11185.74
13703.95
12582.77
Profit / (loss)on sale of investments(net)
18397.12
14101.97
19533.57
5921.04
-3896.08
Profit on sale of Fixed Assets
1340.51
2773.12
602.06
467.46
4303.83
Foreign Exchange Gains
10082.05
25647.35
18916.36
15087.43
13146.70
Income earned from subsidiaries/joint venture
212.46
155.96
222.04
143.04
114.86
Miscellaneous income
28256.38
25320.40
18505.75
32765.97
21657.05
Total Income
551428.57
462914.58
477503.78
493996.63
457957.31
Interest Expended
274406.38
240834.34
264209.50
271914.61
272071.16
Intereston Deposits
237000.63
226977.65
245732.51
237275.38
230831.84
Interest on RBI / inter-bank borrowings
30198.60
6229.01
11562.76
25869.17
31001.99
Other Interest
7207.16
7627.68
6914.23
8770.06
10237.33
Operating Expenses
143735.39
121700.99
110063.54
106124.02
103939.25
Payments to and provisions for employees
84529.03
71120.82
65288.64
61965.58
60818.25
Rent,Taxes and lighting
8664.23
8026.48
7666.07
7362.20
7264.51
Depreciation on Banks property
4265.11
3716.79
3800.94
3919.55
3728.42
Depreciation on leased assets
Auditor's fees and expenses
1214.08
950.43
821.31
808.46
725.77
Law charges
419.92
454.63
287.89
535.53
539.94
Communication Expenses
2929.73
1689.10
1834.95
1727.47
1448.43
Repairs and Maintenance
796.06
688.22
617.34
745.23
647.66
Insurance
7976.54
7522.75
7027.33
5088.57
5044.64
Other expenses
32940.71
27531.78
22719.08
23971.44
23721.64
Provisions and Contingencies
72299.72
44642.74
70452.60
161656.26
168531.11
Provision for investments
12077.60
3973.60
8686.50
3419.20
10656.90
Others Provisions
60222.12
40669.14
61766.10
158237.06
157874.21
Profit Before Tax
60987.08
55736.51
32778.14
-45698.25
-86584.20
Taxes
22166.20
21675.30
10790.30
-16404.20
-31610.00
Current Income Tax
22166.20
21675.30
10790.30
-16404.20
-31610.00
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
38820.88
34061.21
21987.84
-29294.05
-54974.20
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-13.79
52.66
21.87
2.00
-4.77
Share of Associate
-427.47
811.86
-1182.21
-1218.33
713.31
Consolidated Net Profit
38379.61
34925.72
20827.50
-30510.38
-54265.66
IV. APPROPRIATIONS
58357.01
34037.85
-217051.78
-234655.84
-203410.16
Transfer to Statutory Reserve
10060.00
8520.00
5410.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
56.99
795.82
Appropriation to Other Reserves
12014.95
Equity Dividend
-237823.88
Other appropriations
36282.06
25517.85
15305.11
-235451.65
-203410.16
Equity Dividend %
20.00
20.00
Earnings Per Share
9.00
9.00
6.00
-9.00
-20.00
Adjusted EPS
9.00
9.00
6.00
-9.00
-20.00