Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
713077.09
610733.41
479316.90
382809.15
408538.26
Interest / Discount on advances / Bills
503372.17
431257.73
335488.88
259874.45
275475.31
Interest on balances with RBI and other Inter-bank funds
32057.93
28862.70
16745.63
6377.54
11550.96
Income on investments
173835.97
142463.90
120341.15
111551.26
116483.73
Others
3811.02
8149.08
6741.25
5005.91
5028.26
Other Income
91047.34
62331.33
72111.67
80105.43
68965.51
Commission,exchange and brokerage
20122.16
17645.38
13823.15
12106.62
11185.74
Profit / (loss)on sale of investments(net)
17217.31
7173.99
2652.07
14101.97
19533.57
Profit on sale of Fixed Assets
2030.02
284.57
1340.51
2773.12
602.06
Foreign Exchange Gains
4363.43
5281.74
10082.05
25647.35
18916.36
Income earned from subsidiaries/joint venture
305.56
136.61
212.46
155.96
222.04
Miscellaneous income
47008.86
31809.05
44001.43
25320.40
18505.75
Total Income
804124.43
673064.74
551428.57
462914.58
477503.78
Interest Expended
465941.81
377567.81
274406.38
240834.34
264209.50
Intereston Deposits
379258.21
313547.71
237000.63
226977.65
245732.51
Interest on RBI / inter-bank borrowings
73169.65
56124.70
30198.60
6229.01
11562.76
Other Interest
13513.94
7895.40
7207.16
7627.68
6914.23
Operating Expenses
172099.10
153062.00
143735.39
121700.99
110063.54
Payments to and provisions for employees
103873.13
92626.80
84529.03
71120.82
65288.64
Rent,Taxes and lighting
10343.64
9311.66
8664.23
8026.48
7666.07
Depreciation on Banks property
6035.55
5087.00
4265.11
3716.79
3800.94
Depreciation on leased assets
Auditor's fees and expenses
920.69
1019.85
1214.08
950.43
821.31
Law charges
618.06
510.53
419.92
454.63
287.89
Communication Expenses
3363.80
2922.22
2929.73
1689.10
1834.95
Repairs and Maintenance
1055.44
927.50
796.06
688.22
617.34
Insurance
9218.82
8348.65
7976.54
7522.75
7027.33
Other expenses
36669.97
32307.78
32940.71
27531.78
22719.08
Provisions and Contingencies
40500.20
40503.62
72299.72
44642.74
70452.60
Provision for investments
-2820.90
721.30
12077.60
3973.60
8686.50
Provision for advances
42612.70
37842.90
53230.80
Others Provisions
708.40
1939.42
6991.32
40669.14
61766.10
Profit Before Tax
125583.33
101931.31
60987.08
55736.51
32778.14
Taxes
32188.60
38086.00
22166.20
21675.30
10790.30
Current Income Tax
32188.60
38086.00
22166.20
21675.30
10790.30
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
93394.73
63845.31
38820.88
34061.21
21987.84
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-38.93
-21.12
-13.79
52.66
21.87
Share of Associate
2127.00
1820.43
-427.47
811.86
-1182.21
Consolidated Net Profit
95482.80
65644.62
38379.61
34925.72
20827.50
IV. APPROPRIATIONS
168870.80
100412.39
58357.01
34037.85
-217051.78
Transfer to Statutory Reserve
23050.00
15800.00
10060.00
8520.00
5410.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
56.99
Appropriation to Other Reserves
12747.47
8207.13
8207.13
-237823.88
Other appropriations
133073.33
76405.26
40089.87
25517.85
15305.11
Equity Dividend %
41.00
28.00
20.00
20.00
Earnings Per Share
21.00
14.00
9.00
9.00
6.00
Adjusted EPS
21.00
14.00
9.00
9.00
6.00