Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
75.71
71.65
63.02
48.74
36.14
DPS(Rs)
12.00
11.00
10.00
8.00
5.00
Book NAV/Share(Rs)
497.80
432.55
358.32
301.66
256.96
Yield on Advances
11.87
13.12
12.65
11.17
10.37
Cost of Liabilities
4.34
4.79
4.49
3.61
3.29
NIM
3.82
3.86
3.79
3.79
3.25
Interest Spread
7.53
8.33
8.16
7.56
7.08
ROA(%)
2.08
2.17
2.08
1.86
1.55
ROE(%)
17.36
19.45
19.47
17.71
15.49
ROCE(%)
16.51
18.11
17.47
15.34
12.96
Cost Income Ratio
62.93
62.17
60.39
60.78
62.86
Core Cost Income Ratio
64.07
63.80
61.83
61.30
64.25
Operating Costs to Assets
4.82
4.84
4.14
4.21
4.17
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
15.92
18.82
17.39
18.00
20.21
PCE(x)
14.21
16.83
16.39
17.03
18.71
Price/Book(x)
2.42
3.12
3.06
2.91
2.84
Yield(%)
1.00
0.82
0.91
0.91
0.68
EV/Net Sales(x)
5.55
6.33
6.12
6.62
7.01
EV/Core EBITDA(x)
13.10
15.16
15.23
15.07
15.48
EV/EBIT(x)
6.52
7.28
7.26
8.28
8.87
EV/CE(x)
1.87
2.23
2.12
2.00
0.38
M Cap / Sales
4.42
5.15
4.82
5.06
5.32
Core Operating Income Growth
9.13
13.93
21.11
30.02
16.64
Net Profit Growth
5.98
20.91
30.59
33.66
27.52
BVPS Growth
15.09
20.71
18.78
17.40
15.06
Advances Growth
15.77
12.68
16.32
17.77
16.23
EPS Growth(%)
5.66
13.69
29.29
34.89
35.94
Cash / Deposits(x)
0.07
0.07
0.06
0.06
0.10
Investment / Deposits(x)
0.48
0.54
0.57
0.53
0.52
IncLoan / Deposits(x)
12.04
13.33
14.37
15.61
14.81
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA