Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
48.74
36.14
26.58
14.78
6.60
DPS(Rs)
8.00
5.00
2.00
0.00
1.00
Book NAV/Share(Rs)
301.66
256.96
223.34
185.10
172.47
Yield on Advances
11.17
10.37
11.26
12.01
11.13
Cost of Liabilities
3.61
3.29
3.86
4.40
4.39
NIM
3.79
3.25
3.15
3.14
2.90
Interest Spread
7.56
7.08
7.40
7.61
6.73
ROA(%)
1.86
1.55
1.37
0.86
0.48
ROE(%)
17.71
15.49
14.74
9.72
5.20
ROCE(%)
15.34
12.96
10.91
9.08
5.90
Cost Income Ratio
60.78
62.86
64.35
68.03
69.75
Core Cost Income Ratio
61.30
64.25
68.99
70.20
71.77
Operating Costs to Assets
4.21
4.17
4.85
5.19
5.19
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.00
20.21
21.87
21.96
60.44
PCE(x)
17.03
18.71
18.66
16.95
38.75
Price/Book(x)
2.91
2.84
2.60
1.75
2.31
Yield(%)
0.91
0.68
0.34
0.00
0.25
EV/Net Sales(x)
6.62
7.01
6.12
5.00
6.49
EV/Core EBITDA(x)
15.07
15.48
12.92
12.61
16.77
EV/EBIT(x)
8.28
8.87
7.96
6.70
10.03
EV/CE(x)
0.41
0.38
0.35
0.31
0.38
M Cap / Sales
5.06
5.32
4.51
2.48
3.57
Core Operating Income Growth
30.02
16.64
15.77
22.45
17.58
Net Profit Growth
33.66
27.52
80.12
97.31
-37.48
BVPS Growth
17.40
15.06
20.65
7.32
3.04
Advances Growth
17.77
16.23
12.11
9.16
14.13
EPS Growth(%)
34.89
35.94
79.86
123.94
-44.99
Cash / Deposits(x)
0.06
0.10
0.05
0.04
0.06
Investment / Deposits(x)
0.53
0.52
0.56
0.55
0.58
IncLoan / Deposits(x)
15.61
14.81
14.99
26.71
30.87
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA