Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
1863314.64
1595159.25
1210668.10
954068.65
891626.64
Interest / Discount on advances / Bills
1332437.09
1165897.76
879292.35
668865.38
602616.87
Interest on balances with RBI and other Inter-bank funds
34286.56
26498.84
23054.57
18195.96
18817.24
Income on investments
473025.44
381070.71
279050.30
219906.42
232642.54
Others
23565.56
21691.94
29270.88
47100.90
37549.99
Other Income
1082554.70
765218.02
651119.91
621294.51
720295.28
Commission,exchange and brokerage
277661.55
235718.66
196484.67
172883.87
140230.55
Profit / (loss)on sale of investments(net)
36975.60
36689.23
12730.12
23145.30
81257.19
Profit on sale of Fixed Assets
439.08
144.09
542.58
56.64
-63.42
Foreign Exchange Gains
39505.45
30860.58
30509.01
29933.14
19721.17
Income earned from subsidiaries/joint venture
Miscellaneous income
727973.03
461805.47
410853.54
395275.57
479149.81
Total Income
2945869.34
2360377.27
1861788.01
1575363.17
1611921.92
Interest Expended
890276.53
741081.63
505433.88
411666.71
426590.87
Intereston Deposits
716478.74
587844.56
394765.41
336132.83
337196.59
Interest on RBI / inter-bank borrowings
41684.99
32114.85
13380.98
4402.01
12001.13
Other Interest
132112.80
121122.22
97287.50
71131.87
77393.16
Operating Expenses
1277999.77
977827.92
824390.23
731517.28
762716.70
Payments to and provisions for employees
236299.36
191719.77
152341.69
123416.03
110509.05
Rent,Taxes and lighting
22804.09
17054.39
15846.57
14085.92
13829.52
Depreciation on Banks property
26273.16
19352.11
15145.59
13300.07
13266.87
Depreciation on leased assets
133.88
Auditor's fees and expenses
348.68
264.72
248.67
219.60
295.99
Law charges
1904.46
1494.97
1771.89
1707.14
2076.88
Communication Expenses
9681.05
8875.88
7475.18
7092.06
5884.27
Repairs and Maintenance
38200.67
36171.83
34644.16
26994.75
21785.24
Insurance
753776.00
519444.99
431339.74
411788.60
480406.44
Other expenses
188712.31
183449.26
165576.75
132913.11
114528.57
Provisions and Contingencies
49057.61
37124.08
69399.23
89766.46
163773.85
Provision for investments
8001.10
7049.60
13917.00
5412.30
-1950.00
Provision for advances
41272.50
9635.70
-3653.50
63775.20
110815.20
Others Provisions
-215.99
20438.78
59135.73
20578.96
54908.65
Profit Before Tax
728535.43
604343.65
462564.67
342412.73
258840.50
Taxes
184348.30
154276.20
117934.40
84574.40
56643.70
Current Income Tax
174971.70
136933.00
114564.40
74044.50
62611.80
Deferred Tax
9376.60
17343.20
3370.00
10529.90
-5968.10
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
544187.13
450067.45
344630.27
257838.33
202196.80
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-35401.80
-18241.39
-14246.74
-14281.65
-19796.47
Share of Associate
1506.62
10737.68
9982.88
7544.28
1442.86
Consolidated Net Profit
510291.96
442563.74
340366.41
251100.96
183843.19
IV. APPROPRIATIONS
1408549.76
1098950.50
849354.92
636256.95
451843.14
Transfer to Statutory Reserve
118068.00
102221.00
79742.00
58349.00
40482.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
1073.62
872.34
50255.68
657.42
16532.79
Appropriation to Other Reserves
-77.64
Equity Dividend
70412.67
55985.96
34794.46
Other appropriations
1218995.47
939871.20
684562.78
577250.53
394905.99
Equity Dividend %
550.00
500.00
400.00
250.00
100.00
Earnings Per Share
72.00
63.00
49.00
36.00
27.00
Adjusted EPS
72.00
63.00
49.00
36.00
27.00