Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
1210668.10
954068.65
891626.64
848357.73
719816.54
Interest / Discount on advances / Bills
879292.35
668865.38
602616.87
609283.07
508848.31
Interest on balances with RBI and other Inter-bank funds
23054.57
18195.96
18817.24
9074.11
9271.07
Income on investments
279050.30
219906.42
232642.54
209712.04
181022.87
Others
29270.88
47100.90
37549.99
20288.51
20674.29
Other Income
651119.91
621294.51
720295.28
649503.30
593248.45
Commission,exchange and brokerage
196484.67
172883.87
140230.55
141948.80
126056.74
Profit / (loss)on sale of investments(net)
12730.12
23145.30
81257.19
36883.85
24897.89
Profit on sale of Fixed Assets
542.58
56.64
-63.42
1.45
-22.01
Foreign Exchange Gains
30509.01
29933.14
19721.17
16898.50
17837.86
Income earned from subsidiaries/joint venture
Miscellaneous income
410853.54
395275.57
479149.81
453770.70
424477.98
Total Income
1861788.01
1575363.17
1611921.92
1497861.03
1313064.99
Interest Expended
505433.88
411666.71
426590.87
446655.22
391775.41
Intereston Deposits
394765.41
336132.83
337196.59
332242.79
269951.78
Interest on RBI / inter-bank borrowings
13380.98
4402.01
12001.13
21664.95
24717.72
Other Interest
97287.50
71131.87
77393.16
92747.48
97105.92
Operating Expenses
824390.23
731517.28
762716.70
715178.99
642588.80
Payments to and provisions for employees
152341.69
123416.03
110509.05
111567.45
94252.55
Rent,Taxes and lighting
15846.57
14085.92
13829.52
15505.77
14347.68
Depreciation on Banks property
15145.59
13300.07
13266.87
11697.94
9458.40
Depreciation on leased assets
133.88
14.24
0.01
Auditor's fees and expenses
248.67
219.60
295.99
286.12
294.85
Law charges
1771.89
1707.14
2076.88
1881.79
2120.16
Communication Expenses
7475.18
7092.06
5884.27
6079.80
5601.90
Repairs and Maintenance
34644.16
26994.75
21785.24
20160.04
17785.65
Insurance
431339.74
411788.60
480406.44
432758.55
397584.76
Other expenses
165576.75
132913.11
114528.57
115227.31
101142.85
Provisions and Contingencies
69399.23
89766.46
163773.85
150140.74
204618.17
Provision for investments
13917.00
5412.30
-1950.00
18136.50
3591.30
Provision for advances
-3653.50
63775.20
110815.20
89627.40
176113.90
Others Provisions
59135.73
20578.96
54908.65
42376.84
24912.97
Profit Before Tax
462564.67
342412.73
258840.50
185886.08
74082.61
Taxes
117934.40
84574.40
56643.70
73631.40
17191.00
Current Income Tax
114564.40
74044.50
62611.80
51778.10
48082.80
Deferred Tax
3370.00
10529.90
-5968.10
21853.30
-30891.80
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
344630.27
257838.33
202196.80
112254.68
56891.61
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-14246.74
-14281.65
-19796.47
-16591.60
-14349.22
Share of Associate
9982.88
7544.28
1442.86
Consolidated Net Profit
340366.41
251100.96
183843.19
95663.08
42542.39
IV. APPROPRIATIONS
849354.92
636256.95
451843.14
315864.16
262534.00
Transfer to Statutory Reserve
79742.00
58349.00
40482.00
19828.00
8409.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
50255.68
657.42
16532.79
686.31
245.22
Appropriation to Other Reserves
-77.64
3.67
7.57
Other appropriations
719357.24
577250.53
394905.99
295346.18
253872.21
Equity Dividend %
400.00
250.00
100.00
50.00
Earnings Per Share
49.00
36.00
27.00
15.00
7.00
Adjusted EPS
49.00
36.00
27.00
15.00
7.00