Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
33.06
115.34
95.93
62.03
37.89
DPS(Rs)
0.00
16.50
14.00
8.50
5.00
Book NAV/Share(Rs)
826.68
806.97
704.46
615.79
558.36
Yield on Advances
14.11
13.33
12.54
12.89
13.64
Cost of Liabilities
6.38
5.82
4.88
4.64
5.04
NIM
3.67
4.24
4.09
3.96
3.99
Interest Spread
7.73
7.51
7.67
8.25
8.60
ROA(%)
0.48
1.85
1.73
1.26
0.87
ROE(%)
4.05
15.28
14.54
10.57
7.62
ROCE(%)
6.65
14.34
13.07
10.33
8.35
Cost Income Ratio
60.10
47.14
44.04
41.67
40.73
Core Cost Income Ratio
61.69
47.95
44.01
42.68
43.99
Operating Costs to Assets
2.90
2.75
2.48
2.32
2.25
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.65
13.49
11.13
15.08
25.18
PCE(x)
16.28
12.83
10.56
14.05
22.65
Price/Book(x)
0.79
1.93
1.52
1.52
1.71
Yield(%)
0.00
1.06
1.31
0.91
0.52
EV/Net Sales(x)
2.14
3.69
3.63
3.89
4.31
EV/Core EBITDA(x)
9.78
10.63
9.15
9.19
10.54
EV/EBIT(x)
3.15
4.55
4.59
5.38
6.45
EV/CE(x)
0.88
1.53
1.27
0.30
0.34
M Cap / Sales
1.04
2.65
2.28
2.35
2.54
Core Operating Income Growth
-7.69
17.19
17.27
10.89
12.18
Net Profit Growth
-71.31
20.61
54.92
63.99
-34.28
BVPS Growth
2.44
14.55
14.40
10.29
14.75
Advances Growth
0.50
18.41
21.28
12.44
2.81
EPS Growth(%)
-71.34
20.23
54.66
63.72
-41.06
Cash / Deposits(x)
0.12
0.05
0.13
0.21
0.07
Investment / Deposits(x)
0.28
0.28
0.25
0.24
0.27
IncLoan / Deposits(x)
13.07
12.38
14.58
16.13
20.06
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA