Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Interest Earned
363679.21
308224.42
289997.97
287828.30
222611.51
Interest / Discount on advances / Bills
299445.18
251434.38
240853.48
240082.46
182566.79
Interest on balances with RBI and other Inter-bank funds
14422.93
12883.62
6773.68
1920.25
1020.27
Income on investments
46916.31
40528.78
38461.08
42821.93
36773.41
Others
2894.79
3377.64
3909.73
3003.67
2251.04
Other Income
81727.71
73447.84
65008.80
69526.72
56467.19
Commission,exchange and brokerage
56461.47
45092.86
34781.45
46158.07
40729.64
Profit / (loss)on sale of investments(net)
653.79
5931.59
14861.94
5525.61
1151.19
Profit on sale of Fixed Assets
-27.79
-11.30
13.79
-86.15
-11.75
Foreign Exchange Gains
17934.45
17308.44
13212.04
15987.32
13593.11
Income earned from subsidiaries/joint venture
3.00
3.39
Miscellaneous income
6705.79
5126.25
2139.59
1938.86
1001.61
Total Income
445406.91
381672.26
355006.77
357355.01
279078.69
Interest Expended
187757.97
158215.98
154719.03
167240.86
134149.67
Intereston Deposits
156791.78
124302.86
114590.76
129079.41
106090.41
Interest on RBI / inter-bank borrowings
6115.94
2432.44
5232.33
8024.45
6114.65
Other Interest
24850.25
31480.68
34895.94
30136.99
21944.60
Operating Expenses
113458.67
93107.06
81568.26
81825.87
64052.98
Payments to and provisions for employees
41786.57
34735.41
30392.45
28196.38
18535.13
Rent,Taxes and lighting
6345.80
5664.15
4789.23
4992.28
4085.85
Depreciation on Banks property
4072.06
3520.24
3276.44
2909.45
2288.52
Depreciation on leased assets
Auditor's fees and expenses
35.34
32.70
23.57
25.80
19.70
Law charges
624.07
490.47
602.86
696.72
678.40
Communication Expenses
1726.92
1629.84
1390.51
1568.52
1415.67
Repairs and Maintenance
4010.11
3712.18
3620.18
3814.43
3356.28
Insurance
4964.26
4287.94
3226.50
2805.13
1946.95
Other expenses
49893.55
39034.14
34246.53
36817.16
31726.47
Provisions and Contingencies
44868.33
66021.03
79425.33
46521.03
31076.51
Provision for investments
2999.90
3035.50
6088.10
4749.30
1734.70
Provision for advances
38855.60
41466.10
50597.90
36352.90
29341.81
Others Provisions
3012.83
21519.43
22739.33
5418.83
Profit Before Tax
99321.94
64328.20
39294.15
61767.26
49799.54
Taxes
24890.60
16281.80
9995.40
17188.60
16794.70
Current Income Tax
23620.00
18402.50
17039.40
19984.00
19727.60
Deferred Tax
1270.60
-2120.70
-7044.00
-2795.40
-2932.90
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
74431.34
48046.40
29298.75
44578.66
33004.84
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
3.64
3.98
2.21
3.15
2.69
Consolidated Net Profit
74434.98
48050.38
29300.96
44581.81
33007.53
Adjustments to PAT
4433.28
IV. APPROPRIATIONS
266958.03
208688.87
164552.95
160097.21
126138.60
Transfer to Statutory Reserve
18474.28
11527.81
7090.98
11044.78
8252.75
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
248483.76
197161.06
157461.97
149052.42
117885.86
Equity Dividend %
140.00
85.00
50.00
75.00
Earnings Per Share
96.00
62.00
38.00
64.00
55.00
Adjusted EPS
96.00
62.00
38.00
64.00
55.00