Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
12.45
7.70
4.47
-9.12
-16.58
DPS(Rs)
3.00
1.90
0.00
0.00
0.00
Book NAV/Share(Rs)
106.17
96.57
93.24
89.73
138.95
Yield on Advances
10.62
10.29
11.68
11.80
11.48
Cost of Liabilities
4.13
3.70
4.51
5.11
5.19
NIM
2.71
2.47
2.48
2.21
2.21
Interest Spread
6.49
6.58
7.17
6.68
6.30
ROA(%)
0.68
0.46
0.35
-0.58
-0.59
ROE(%)
12.17
8.28
6.25
-11.02
-12.38
ROCE(%)
12.97
9.44
5.51
-3.01
-3.03
Cost Income Ratio
47.89
47.39
50.00
46.97
50.82
Core Cost Income Ratio
49.01
51.60
56.81
51.14
53.01
Operating Costs to Assets
1.82
1.65
1.82
1.47
1.58
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.34
5.03
7.62
0.00
0.00
PCE(x)
4.95
4.45
5.84
-3.75
-6.58
Price/Book(x)
0.63
0.40
0.37
0.32
0.69
Yield(%)
4.51
4.90
0.00
0.00
0.00
EV/Net Sales(x)
1.09
1.14
1.07
1.67
1.75
EV/Core EBITDA(x)
3.45
3.56
3.74
6.78
7.92
EV/EBIT(x)
1.47
1.60
1.59
2.89
3.02
EV/CE(x)
0.07
0.07
0.07
0.11
0.12
M Cap / Sales
0.56
0.39
0.31
0.26
0.49
Core Operating Income Growth
18.11
11.32
116.44
11.76
9.88
Net Profit Growth
61.86
84.17
193.00
-3.66
43.81
BVPS Growth
9.95
3.57
3.91
-35.43
-29.13
Advances Growth
15.21
11.80
86.77
6.32
2.82
EPS Growth(%)
61.66
72.37
149.02
44.99
62.84
Cash / Deposits(x)
0.04
0.04
0.04
0.04
0.05
Investment / Deposits(x)
0.31
0.34
0.37
0.34
0.31
IncLoan / Deposits(x)
3.81
4.95
5.61
11.65
10.37
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA