Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
23.62
18.07
12.45
7.70
4.47
DPS(Rs)
4.75
3.60
3.00
1.90
0.00
Book NAV/Share(Rs)
139.74
120.32
106.17
96.57
93.24
Yield on Advances
11.33
11.48
10.62
10.29
11.68
Cost of Liabilities
5.28
5.06
4.13
3.70
4.51
NIM
2.60
2.77
2.71
2.47
2.48
Interest Spread
6.05
6.42
6.49
6.58
7.17
ROA(%)
1.23
1.02
0.68
0.46
0.35
ROE(%)
18.05
16.68
12.17
8.28
6.25
ROCE(%)
20.90
21.33
12.97
9.44
5.51
Cost Income Ratio
47.34
48.35
47.89
47.39
50.00
Core Cost Income Ratio
50.20
50.29
49.01
51.60
56.81
Operating Costs to Assets
1.86
1.89
1.82
1.65
1.82
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
5.34
8.49
5.34
5.03
7.62
PCE(x)
5.07
8.02
4.95
4.45
5.84
Price/Book(x)
0.90
1.28
0.63
0.40
0.37
Yield(%)
3.76
2.35
4.51
4.90
0.00
EV/Net Sales(x)
1.14
1.44
1.09
1.14
1.07
EV/Core EBITDA(x)
3.97
5.09
3.45
3.56
3.74
EV/EBIT(x)
1.32
1.70
1.47
1.60
1.59
EV/CE(x)
0.92
1.21
0.76
0.66
0.07
M Cap / Sales
0.89
1.17
0.56
0.39
0.31
Core Operating Income Growth
1.82
11.72
18.11
11.32
116.44
Net Profit Growth
30.73
62.61
61.86
84.17
193.00
BVPS Growth
16.14
13.33
9.95
3.57
3.91
Advances Growth
9.46
14.37
15.21
11.80
86.77
EPS Growth(%)
30.66
45.13
61.65
72.37
149.02
Cash / Deposits(x)
0.07
0.04
0.04
0.04
0.04
Investment / Deposits(x)
0.28
0.28
0.31
0.34
0.37
IncLoan / Deposits(x)
2.09
2.20
3.81
4.95
5.61
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA