Select year
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operational & Financial Ratios
Earnings Per Share (Rs)
25.45
23.62
18.07
12.45
7.70
DPS(Rs)
5.00
4.75
3.60
3.00
1.90
Book NAV/Share(Rs)
163.58
139.74
120.32
106.17
96.57
Yield on Advances
10.10
11.14
11.48
10.62
10.29
Cost of Liabilities
5.01
5.14
5.06
4.13
3.70
NIM
2.49
2.60
2.77
2.71
2.47
Interest Spread
5.10
6.00
6.42
6.49
6.58
ROA(%)
1.21
1.23
1.02
0.68
0.46
ROE(%)
16.22
18.05
16.68
12.17
8.28
ROCE(%)
14.57
18.22
21.33
12.97
9.44
Cost Income Ratio
51.26
47.34
48.35
47.89
47.39
Core Cost Income Ratio
53.91
50.20
50.29
49.01
51.60
Operating Costs to Assets
1.90
1.86
1.89
1.82
1.65
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.45
5.34
8.49
5.34
5.03
PCE(x)
6.27
5.07
8.02
4.95
4.45
Price/Book(x)
1.00
0.90
1.28
0.63
0.40
Yield(%)
3.05
3.76
2.35
4.51
4.90
EV/Net Sales(x)
1.90
1.51
1.44
1.09
1.14
EV/Core EBITDA(x)
7.08
5.17
5.09
3.45
3.56
EV/EBIT(x)
2.17
1.75
1.70
1.47
1.60
EV/CE(x)
1.00
0.94
1.21
0.76
0.66
M Cap / Sales
1.17
0.90
1.17
0.56
0.39
Core Operating Income Growth
-0.96
1.82
11.72
18.11
11.32
Net Profit Growth
4.80
30.73
62.61
61.86
84.17
BVPS Growth
17.06
16.14
13.33
9.95
3.57
Advances Growth
10.50
9.46
14.37
15.21
11.80
EPS Growth(%)
7.78
30.66
45.13
61.65
72.37
Cash / Deposits(x)
0.05
0.07
0.04
0.04
0.04
Investment / Deposits(x)
0.26
0.28
0.28
0.31
0.34
IncLoan / Deposits(x)
5.94
5.10
2.20
3.81
4.95
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA