Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
1084172.65
1003755.71
811631.82
682296.57
693114.56
Interest / Discount on advances / Bills
792558.27
721562.94
568745.75
452933.29
458344.67
Interest on balances with RBI and other Inter-bank funds
51247.89
48908.92
21317.91
21439.54
16106.39
Income on investments
236307.86
228290.42
216356.46
201594.68
210354.16
Others
4058.64
4993.42
5211.70
6329.06
8309.35
Other Income
215619.83
178127.88
159153.53
135244.13
143067.23
Commission,exchange and brokerage
26494.75
23413.73
21870.99
17190.49
12160.23
Profit / (loss)on sale of investments(net)
22323.61
17915.61
8624.18
35244.50
43296.43
Profit on sale of Fixed Assets
22.12
21.69
-14.86
-3.49
205.85
Foreign Exchange Gains
8259.54
9190.01
8133.57
6083.68
4340.88
Income earned from subsidiaries/joint venture
Miscellaneous income
158519.82
127586.84
120539.65
76728.95
83063.85
Total Income
1299792.48
1181883.59
970785.35
817540.70
836181.79
Interest Expended
707333.12
633637.02
480328.45
401784.65
441123.99
Intereston Deposits
663746.13
586299.27
443831.97
374718.77
408359.05
Interest on RBI / inter-bank borrowings
27539.51
29897.03
18504.01
10560.98
14923.54
Other Interest
16047.47
17440.72
17992.48
16504.91
17841.40
Operating Expenses
280441.96
265058.27
234873.03
197026.12
197515.21
Payments to and provisions for employees
149963.03
145932.29
125240.04
102636.66
94910.22
Rent,Taxes and lighting
12008.09
11042.76
10823.28
10829.33
11206.35
Depreciation on Banks property
10838.81
8959.33
7445.67
7448.15
9081.50
Depreciation on leased assets
Auditor's fees and expenses
709.58
694.96
744.95
670.85
1094.89
Law charges
1892.97
1857.13
1737.12
1525.87
1366.14
Communication Expenses
4291.76
3988.33
3223.48
3125.47
2336.29
Repairs and Maintenance
4268.41
3546.83
3733.26
3375.67
3662.62
Insurance
14163.93
12635.11
13750.45
11658.85
12098.69
Other expenses
82305.39
76401.53
68174.78
55755.27
61758.51
Provisions and Contingencies
77778.68
68106.02
134118.44
133066.52
174270.80
Provision for investments
-959.60
-3552.00
19155.30
2004.80
4320.90
Provision for advances
75078.70
71108.00
115184.00
133827.90
149800.80
Others Provisions
3659.58
550.02
-220.86
-2766.18
20149.10
Profit Before Tax
234238.72
215082.29
121465.43
85663.42
23271.79
Taxes
55027.10
77992.80
37162.00
33578.40
-5008.40
Current Income Tax
55027.10
77992.80
37162.00
33578.40
-5008.40
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
179211.62
137089.49
84303.43
52085.02
28280.19
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
1057.88
881.70
813.20
568.19
353.80
Consolidated Net Profit
180269.51
137971.19
85116.64
52653.21
28633.99
IV. APPROPRIATIONS
186101.55
143803.23
85116.64
52653.24
28634.02
Transfer to Statutory Reserve
44967.87
34285.27
21083.19
13193.99
7335.68
Appropriation to General Reserve
Appropriation to Revenue Reserve
88811.70
66081.02
34814.63
2471.84
-496.43
Appropriation to Other Reserves
Equity Dividend
36259.63
27480.98
20504.31
12986.02
Other appropriations
16062.36
15955.96
8714.50
24001.39
21794.77
Equity Dividend %
48.00
36.00
30.00
19.00
Earnings Per Share
24.00
18.00
12.00
8.00
4.00
Adjusted EPS
24.00
18.00
12.00
8.00
4.00