Select year
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
1.97
1.40
1.53
0.75
0.15
DPS(Rs)
0.39
0.28
0.00
0.00
0.00
Book NAV/Share(Rs)
22.20
20.25
19.07
17.34
17.37
Yield on Advances
11.65
12.01
11.32
12.20
12.97
Cost of Liabilities
4.79
4.77
3.82
3.58
4.05
NIM
2.79
2.67
2.63
2.63
2.40
Interest Spread
6.86
7.24
7.50
8.62
8.92
ROA(%)
0.71
0.53
0.66
0.36
0.07
ROE(%)
9.39
7.03
8.56
4.90
0.97
ROCE(%)
11.06
9.10
9.14
5.77
1.12
Cost Income Ratio
56.99
59.74
55.94
49.89
53.40
Core Cost Income Ratio
58.86
63.12
54.21
51.20
64.22
Operating Costs to Assets
2.21
2.10
1.83
1.78
1.88
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.16
37.35
15.96
15.86
74.82
PCE(x)
16.26
32.27
14.01
12.96
36.16
Price/Book(x)
1.61
2.58
1.28
0.68
0.63
Yield(%)
1.09
0.54
0.00
0.00
0.00
EV/Net Sales(x)
2.93
4.02
2.81
1.85
1.82
EV/Core EBITDA(x)
12.17
19.18
11.44
5.77
6.33
EV/EBIT(x)
3.81
5.38
3.76
2.70
2.96
EV/CE(x)
1.30
1.77
1.15
0.10
0.10
M Cap / Sales
1.79
2.86
1.65
0.95
0.75
Core Operating Income Growth
18.88
10.32
13.44
18.13
0.00
Net Profit Growth
47.85
-11.20
100.30
456.63
0.00
BVPS Growth
9.61
6.21
9.95
-0.13
0.00
Advances Growth
18.19
16.78
26.95
10.26
0.00
EPS Growth(%)
40.78
-8.47
104.07
409.60
0.00
Cash / Deposits(x)
0.04
0.04
0.04
0.05
0.05
Investment / Deposits(x)
0.32
0.35
0.38
0.43
0.45
IncLoan / Deposits(x)
9.77
9.63
8.22
6.03
7.47
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA