Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Interest Earned
250669.11
218543.36
176505.18
149813.39
144461.50
Interest / Discount on advances / Bills
171170.93
141621.93
103434.99
83216.97
77646.87
Interest on balances with RBI and other Inter-bank funds
15020.52
14109.03
9020.04
4057.61
2522.30
Income on investments
63467.41
61238.12
62232.23
60204.29
60646.46
Others
1010.25
1574.28
1817.92
2334.53
3645.87
Other Income
44066.34
32655.29
25084.58
31008.07
34241.75
Commission,exchange and brokerage
2658.38
2625.21
2285.68
1897.18
1529.07
Profit / (loss)on sale of investments(net)
3938.80
3670.65
-5060.82
-3136.83
17960.60
Profit on sale of Fixed Assets
4.09
5.78
1.66
5.17
-209.59
Foreign Exchange Gains
-550.68
298.87
1834.13
3156.92
2114.53
Income earned from subsidiaries/joint venture
86.91
40.50
142.86
94.32
92.86
Miscellaneous income
37928.85
26014.29
25881.08
28991.30
12754.28
Total Income
294735.46
251198.65
201589.76
180821.46
178703.24
Interest Expended
154368.27
137535.56
103073.93
85083.90
89664.52
Intereston Deposits
130680.01
118331.55
94166.54
80982.32
84683.32
Interest on RBI / inter-bank borrowings
18057.43
14938.08
5439.24
115.95
1123.62
Other Interest
5630.83
4265.93
3468.15
3985.63
3857.58
Operating Expenses
79994.08
67900.64
55109.15
47763.23
47548.09
Payments to and provisions for employees
54531.05
48866.66
38727.42
33143.11
34426.51
Rent,Taxes and lighting
4349.24
3321.82
2939.15
2675.26
2567.74
Depreciation on Banks property
3112.58
2809.23
2175.20
1649.55
1344.16
Depreciation on leased assets
Auditor's fees and expenses
456.01
464.39
418.32
377.53
467.42
Law charges
41.47
34.68
32.01
31.83
47.53
Communication Expenses
192.12
165.03
138.11
146.31
170.26
Repairs and Maintenance
203.45
195.71
194.21
144.11
98.00
Insurance
3950.49
2886.55
2664.59
2389.77
2361.88
Other expenses
13157.68
9156.59
7820.14
7205.77
6064.59
Provisions and Contingencies
22037.31
20073.92
14355.61
30470.70
42245.50
Provision for investments
361.60
5886.10
3244.30
2103.90
4397.80
Others Provisions
21675.71
14187.82
11111.31
28366.80
37847.70
Profit Before Tax
38335.79
25688.54
29051.08
17503.63
-754.86
Taxes
13885.90
9151.10
10427.70
8206.00
-2425.20
Current Income Tax
532.60
193.70
317.00
28.90
4332.90
Deferred Tax
13353.30
8957.40
10110.70
8177.10
-6758.10
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
24449.89
16537.44
18623.38
9297.63
1670.34
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
230.24
178.11
-360.53
-348.43
-213.51
Consolidated Net Profit
24680.13
16715.55
18262.85
8949.21
1456.83
IV. APPROPRIATIONS
48387.52
31293.18
17982.44
8050.06
-124602.78
Transfer to Statutory Reserve
6112.47
4134.36
4655.84
2324.41
417.59
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Equity Dividend
4890.43
3347.67
Other appropriations
37384.62
23811.15
13326.59
5725.65
-125020.37
Equity Dividend %
4.00
3.00
Earnings Per Share
2.00
1.00
2.00
1.00
0.00
Adjusted EPS
2.00
1.00
2.00
1.00
0.00