Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Interest Earned
176505.18
149813.39
144461.50
Interest / Discount on advances / Bills
103434.99
83216.97
77646.87
Interest on balances with RBI and other Inter-bank funds
9020.04
4057.61
2522.30
Income on investments
62232.23
60204.29
60646.46
Others
1817.92
2334.53
3645.87
Other Income
25084.58
31008.07
34241.75
Commission,exchange and brokerage
2285.68
1897.18
1529.07
Profit / (loss)on sale of investments(net)
-5060.82
-3136.83
17960.60
Profit on sale of Fixed Assets
1.66
5.17
-209.59
Foreign Exchange Gains
1834.13
3156.92
2114.53
Income earned from subsidiaries/joint venture
142.86
94.32
92.86
Miscellaneous income
25881.08
28991.30
12754.28
Total Income
201589.76
180821.46
178703.24
Interest Expended
103073.93
85083.90
89664.52
Intereston Deposits
94166.54
80982.32
84683.32
Interest on RBI / inter-bank borrowings
5439.24
115.95
1123.62
Other Interest
3468.15
3985.63
3857.58
Operating Expenses
55109.15
47763.23
47548.09
Payments to and provisions for employees
38727.42
33143.11
34426.51
Rent,Taxes and lighting
2939.15
2675.26
2567.74
Depreciation on Banks property
2175.20
1649.55
1344.16
Depreciation on leased assets
Auditor's fees and expenses
418.32
377.53
467.42
Law charges
32.01
31.83
47.53
Communication Expenses
138.11
146.31
170.26
Repairs and Maintenance
194.21
144.11
98.00
Insurance
2664.59
2389.77
2361.88
Other expenses
7820.14
7205.77
6064.59
Provisions and Contingencies
14355.61
30470.70
42245.50
Provision for investments
3244.30
2103.90
4397.80
Others Provisions
11111.31
28366.80
37847.70
Profit Before Tax
29051.08
17503.63
-754.86
Taxes
10427.70
8206.00
-2425.20
Current Income Tax
317.00
28.90
4332.90
Deferred Tax
10110.70
8177.10
-6758.10
Profit After Tax
18623.38
9297.63
1670.34
Share of Associate
-360.53
-348.43
-213.51
Consolidated Net Profit
18262.85
8949.21
1456.83
IV. APPROPRIATIONS
17982.44
8050.06
-124602.78
Transfer to Statutory Reserve
4655.84
2324.41
417.59
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
13326.59
5725.65
-125020.37
Earnings Per Share
2.00
1.00
0.00